15 Best Money Earning Apps to Try in 2022 (For Beginners)

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Making money from your phone is no longer a myth! These days, you can download and use literally any app to start earning some extra cash without having to leave the comfort of your home. In this blog post, we will be discussing 15 money earning apps that you can try in 2022.

Whether you’re a beginner or an experienced pro, keep reading because there’s definitely an app here or more that will help you start making money with your phone.

1). The Olymp Trade App (Best for Making Money on The Financial Markets)

Olymp Trade app

Olymp Trade is a popular online trading platform that allows its users to trade different types of financial assets including Forex, stocks, indices, and commodities.

Apart from trading with the Olymp Trade web platform, you can also download the Olymp Trade app from either the play store or app store to start trading on the go.

What’s so great about the Olymp Trade app?

It’s fun!

By downloading the Olymp Trade app and signing up, you will get a trading demo account filled with $10,000.

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You can use this money to have fun trading, learn how to trade, and experience real-life trading without having to risk any of your funds.

Should you want to begin making real money with Olymp Trade though, then you will be required to make a deposit of at least $10.

If your predictions are right on the real account, Olymp trade will pay you up to 90% of your trade amount.

Remember, the minimum trade amount in Olymp Trade is only $1 (Ksh. 100) which is very affordable.

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How much can you make trading on the Olymp Trade app?

There’s no limit to how much you can make trading with Olymp Trade. This is because the more money you invest in a trade, the higher your potential earnings will be.

However, do keep in mind that the higher your investment amount is on each trade, the higher you expose yourself to the market.

Overall, Olymp Trade is a great money earning app to consider downloading if you want to start making money with Forex, Fixed Time Trades, and Stocks in 2022.

What Olymp Trade Alternatives Should You Download in 2022?

If you already have Olymp Trade, you can also download: –

2). Mercari (Best for Making Money Selling Products).

Mercari (Best for Making Money Selling Products)

Mercari is a popular mobile selling app that allows its users to sell practically anything and everything online.

This includes clothes, shoes, electronics, video games (and consoles), toys & collectibles, home decor/furniture items among many other things.

Who can use the Mercari app to make money?

Anyone can use the Mercari app to make money.

If you have items in your home, garage, or basement that are no longer in use and gathering dust, then you can download the Mercari app on your Android/iOS device and begin selling them for some extra cash.

How much can you make selling with Mercari?

There’s no limit to how much you can make with Mercari. This is because the more items you sell, the higher your earnings will be.

The only downside (in my opinion) about selling on Mercari is that their commission rates are a bit high at 2.9% plus $0.30 for each payment received.

Apart from that, though, selling on Mercari can be a great way to make some extra cash in 2022.

What Mercari alternatives should you download in 2022?

If you’re looking for an app that’s similar to Mercari, then you can try: –

  • Poshmark
  • OfferUp
  • LetGo
  • Facebook Marketplace
  • eBay
  • Amazon
  • Craigslist
  • Swappa
  • Bonanza

3). Rakuten App (Best for Making Money on Your Everyday Purchases).

Rakuten app

The Rakuten App is a popular app that allows its users to earn cashback on their everyday purchases.

This includes groceries, clothes, electronics, gasoline, and more.

How does the Rakuten App work?

After you have downloaded the Rakuten App and registered for an account, all you need to do is start shopping at any of the participating stores.

Once you have made a purchase, Rakuten will credit your account with a percentage of your purchase amount in the form of cashback.

You can then use this money to either shop at other participating stores or withdraw it into your bank account.

How much can you make using the Rakuten App?

There’s no limit to how much you can make with the Rakuten App.

The more money you spend on your everyday purchases, the higher your potential earnings will be.

However, do keep in mind that if you go out of your way to buy things just so as to earn cashback from the Rakuten App, then you could end up losing money.

This is because the amount of cash back you earn from Rakuten might not be enough to cover all your expenses on those particular purchases.

Overall, though, the Rakuten app can be a great way to earn some extra money in 2022 especially if you were going to make those purchases anyway.

What Rakuten alternatives should you download in 2022?

If you’re looking for an app that’s similar to the Rakuten App, then your options are: –

  • Ibotta
  • Fetch Rewards
  • InboxDollars (this is a survey site but it does have a cashback feature)
  • Shopkick
  • Befrugal
  • CashbackMonitor.com

4). TaskRabbit (Best for simple side hustles like cleaning)

Apps for earning money

Task Rabbit is a popular app and website that connects people who need simple tasks done (like cleaning, moving, assembling furniture) with people in their local area who are willing to do those tasks for a price.

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How much can you make using Task Rabbit?

While you may not become rich with TaskRabbit, it is still a great way to make some extra money in 2022.

This is particularly true if you are able to find a couple of repeat customers who hire you for the same tasks on a regular basis.

What Task Rabbit alternatives should you download in 2022?

If you’re looking for apps that are similar to TaskRabbit, then your options include: –

  • Dolly
  • Handy
  • TaskRabbit

5). Fiverr (Best for Freelance Online Services).

Fiverr app

Fiverr is a website and app that allows people to offer their services (like graphic design, writing, translation, web development) for a price of $five or more.

You can download the app on either the play store or AppStore to begin freelancing and making money online.

How much can you make using Fiverr?

The amount of money you can make with Fiverr depends on the type of service you offer, your skills, and the amount of work you are willing to put in.

However, most people who use Fiverr make anywhere from a few hundred dollars per month to a few thousand dollars per month.

What Fiverr alternatives should you download in 2022?

If you’re looking for websites or apps that are similar to Fiverr, then your options include: –

  • Upwork
  • Freelancer.com
  • Guru.com
  • Fiverr

6). Acorns (Best for first-time investors who want to grow wealth).

Acorns app

Acorns is an app that allows you to invest your spare change into diversified portfolios.

Investments on this app begin at $3 but if you have more money to invest, you can commit that too.

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How does Acorns work?

After you have downloaded the Acorns app and registered for an account, all you need to do is link your bank account or debit card to the app.

Every time you make a purchase using your linked account, Acorns will round up your total payment to the next dollar and then invest that spare change into one of their diversified portfolios.

How much can you make with Acorns?

The amount of money you can earn with the Acorns app depends on how much money you commit to investing and how well your investments perform over time.

What Acorns alternatives should you download in 2022?

If you’re looking for investment apps that are similar to Acorns, then your options include: –

  • Betterment
  • Wealthfront
  • InvestED

7). Robinhood (Best for Crypto Trading).

Robinhood is a commission-free stock trading app that allows you to buy and sell stocks, ETFs, options, and cryptocurrencies.

How does Robinhood work?

Robinhood - Money Earning Apps

To use the Robinhood app, you will need to create an account and then link your bank account or debit card so that you can deposit money into your trading account.

Once your account is funded, you can then buy and sell stocks, ETFs, options, and cryptocurrencies.

What are the fees associated with Robinhood?

There are no trading fees or commission fees when you use the Robinhood app. However, there are other fees that may apply such as the $75 ACAT outgoing transfer fee or $5 a month for Robinhood Gold.

What Robinhood alternatives should you download in 2022?

If you’re looking for stock trading apps that are similar to Robinhood, then you should download: –

  • E*TRADE
  • TD Ameritrade
  • Charles Schwab
  • Fidelity Investments

8). Paxful (Best for peer crypto exchanges)

Paxful app

Paxful is a peer-to-peer crypto exchange that allows you to buy and sell cryptocurrencies using more than 350 payment methods.

How does Paxful work?

To use the Paxful app, you will need to create an account, then select the cryptocurrency that you want to buy (or sell) as well as how much of it you want.

You can then choose to pay for your cryptocurrency with any payment method such as credit card, M-Pesa, debit card, bank transfer, PayPal, Amazon gift cards, and many more.

What are the fees associated with Paxful?

The fee that is charged when using Paxful will depend on which payment method you use to buy your cryptocurrency, what crypto you buy, and how much of the crypto you actually end up buying.

What Paxful alternatives should you download in 2022?

If you’re looking for a peer to peer crypto exchanges that are similar to Paxful, then you should also download: –

  • LocalBitcoins
  • Bisq
  • Bitsquare
  • Coinmama
  • CEX.io
  • Bitstamp (Crypto exchange)
  • Luno (Crypto exchange)

9). Abacus App (Best for investing in stocks, Treasury Bills, and Bonds in the Nairobi Stock Exchange).

Abacus App Kenya - Money Earning Apps

The Abacus app is a mobile investing platform that allows you to learn how to trade and to buy and sell stocks, Treasury Bills, and bonds in the Nairobi Stock Exchange.

How does the Abacus App work?

Downloading the app on your phone is free but if you want to use it for trading then you’ll be required to register for an account and deposit money into your trading account.

What are the fees associated with using the Abacus App?

Although there is no fee to download this app, you will have to pay a brokerage fee on your total investment amount in stocks or bonds or per Treasury Bill transaction.

You can also save money on the Abacus App to earn up to 10% of your funds.

The best part, investments on the Abacus app-only begin at Ksh. 100.

What are the Abacus App alternatives in 2022?

If you’re looking for mobile investing platforms that are similar to the Abacus app, then your options include: –

  • Etoro (Best for social trading)
  • investFeed
  • Stocktwits

10). M-Pesa (Best microfinance app in Africa)

Mpesa App

M-Pesa is a mobile money transfer service that allows you to send and receive money using your phone.

How does M-Pesa work?

To use the M-Pesa app, you will need to first download it from either the Google Play Store or Apple App store. Then, you will need to register with your phone number to access all M-pesa services.

More often than not, M-Pesa will award you 1 GB or 500 MBs internet bundles just for downloading the app.

You can use the Mpesa app to buy airtime, transfer money, receive money, access loans, save money, buy health; travel, and other services at discounted prices, and more.

With the M-Pesa app, you can even get a flight deal from Mombasa to Kisumu for only Ksh. 1,000. Yes, that’s right. 1,000 bob for flights in Kenya.

What are the fees associated with using M-Pesa?

M-Pesa charges vary depending on the service that you choose to use at any particular moment.

What are the M-Pesa alternatives in 2022?

If you’re looking for mobile money transfer services that are similar to M-Pesa, then your options include: –

  • Airtel Money
  • Tigo Pesa
  • Vodafone M-Pesa

11). PayPal (Most popular online payment service)

New paypal App

PayPal is an online payment service that allows you to send and receive money from friends and family as well as businesses.

How does PayPal work?

To use the PayPal app, you will need to create an account on their website or on the app. You can then add your bank account, debit card, or credit card information as well as your address and contact information.

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What are the fees associated with using PayPal?

The fee that is charged when using PayPal depends on which payment method you use to send or receive money.

You can earn money with PayPal by taking cash surveys among other simple tasks.

What are the PayPal alternatives in 2022?

If you’re looking for online payment services that are similar to PayPal, then go ahead and download: –

  • Skrill.
  • Google Wallet
  • Apple Pay Cash

12). Skrill app (Best for sending and receiving online payments).

Skrill app - Money Earning Apps

Just like Paypal, Skrill is an online payment service that allows you to send and receive money from friends, family, and businesses.

How does Skrill work?

Once you have downloaded the app and verified both your identity and residence, you will be able to send, receive and withdraw money.

What are the fees associated with using Skrill?

The fee that is charged when using Skrill varies depending on which service you use at any particular time.

Are you withdrawing money? To which payment method? How much?

All these metrics will determine how much you end up paying in fees.

Other fees may apply when you are investing in crypto with Skrill.

How to Earn Money on Skrill.

You can earn money by, investing in crypto through Skrill, redeeming your Skrill points to cash or gift cards, or by referring friends and family members to the app.

What are the Skrill alternatives in 2022?

If you’re looking for online payment services that are similar to Skrill, then go ahead and download: –

  • PayPal.
  • Stripe Connect.
  • Payoneer.
  • GoCardless.
  • Apple Pay for merchants.
  • BlueSnap.
  • Authorize.net.
  • PaySimple.

13). Expert Option (Best for social trading).

Expert Option

Expert Option is a social trading platform that allows you to copy other successful traders and earn money while at it.

How does Expert Option work?

To use the Expert option app, you will need to first download it from either the Google Play Store or Apple App store. Then, you will need to register with your phone number and/or email address so as to create an account.

Once you have verified your phone number and email, the app will prompt you to add either a debit card or a credit card. You can then place your first trade by simply copying another trader’s strategy that has earned them money in the past.

What are the fees associated with using Expert Option?

Expert Option does not charge any fees for either deposit or withdrawal. But that’s not to say that you will not pay the exchange rates or deposit/withdrawal fees to your bank when paying or receiving money from Expert Option.

You can make money with the Expert Option app by copying other successful traders and earning from their investment strategies.

What are the Expert Option alternatives in 2022?

If you’re looking for social trading services that are similar to Expert Option, then go ahead and download: –

14). Swagbucks (Best for earning gift cards online).

Free amazon gift cards - Money Earning Apps

Swagbucks is a website and app that allows you to earn gift cards and other rewards for completing simple tasks, such as watching videos, taking surveys, shopping online, and more.

How does the Swagbucks app work?

To start earning rewards with Swagbucks, you will need to first sign up for an account. Then, you can complete simple tasks such as watching videos, taking surveys, or shopping online to earn SB (Swag Bucks).

You can then redeem your SB (Swag Bucks) for gift cards or cash rewards.

What are Swagbucks’ alternatives in 2022?

If you’re looking for websites and apps that allow you to earn gift cards and other rewards, then go ahead and download: –

  • MyPoints.
  • InboxDollars.
  • Pinecone Research.

15). Google Opinion Rewards (Best for earning money by taking surveys).

Google opinion rewards - Money Earning Apps

Google opinion rewards is a mobile app that allows you to earn money in the form of Google Play credits by taking simple surveys.

How does google opinion rewards work?

The first step to using google opinion rewards is downloading the app from either the Apple App Store or GooglePlay Store. Then, once you have registered your email and phone number, the app will prompt you to take simple surveys.

Your answers are then used by Google and its partners to improve their applications, products, and services.

How can I cash out my rewards on Google Opinion Rewards?

You cannot actually cash out your rewards from Google Opinion Rewards since they come in the form of Play store credits that you can use to buy paid Android apps, games, or movies on Playstore

What are google opinion reward alternatives?

If you’re looking for survey websites that offer rewards in the form of gift cards or cash, then go ahead and download: –

  • Survey Junkie.
  • Pinecone Research.

Bonus _OpenSea App (Best for Trading NFTs).

The OpenSea app is a mobile app that allows you to buy and sell NFTs (non-fungible tokens) quickly and easily.

How does the OpenSea App work?

To start trading on the OpenSea App, you will first need to create an account. Once your account is created, deposit ETH or ERC20 tokens into your account.

You can then browse the marketplace for NFTs that you want to buy, or create a listing if you want to sell an NFT.

What are the fees associated with the OpenSea App?

This app takes 2.5% of every transaction that happens on OpenSea.

What are the OpenSea App Alternatives in 2022?

If you’re looking for mobile apps that allow you to buy and sell NFTs, then go ahead and download: –

  • Smart Valor
  • Syscoin
  • Dapp.com
  • BitFlyer

Conclusion :

There you have it, 15 money earning apps to try in 2022 plus a bonus app.

Whether you’re looking to make a little extra cash, enough cash to make you rich, or looking to earn gift cards and rewards, there’s an app here for you. So go ahead and download them all and start making money at your own convenience.

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