HiKash Loan App | Borrow as Little as Ksh. 2,000 with Your Smartphone

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HiKash is offered by APPLINK Finance.

The loaning app is available for Kenyan citizens and has been in the market for a few months now.

Products and services.

  1. Mobile Loans.

How to get HiKash Loans.

  • Download the app from Play store.
  • Register your details on the app.
  • Wait for your registration to be confirmed.
  • Borrow according to your loan limits.

If you don’t have a smartphone or active internet, you can access an alternative loan at Zenka by dialing the USSD code *841# on your phone and following the prompts.

Loan Process.

The minimum loan amount you can get from HiKash is ksh 2,000 while the maximum amount is ksh 50,000.

How to borrow a loan from HiKash.

To borrow a loan from, you must have the following;

  • A national identification card number.
  • An android smartphone.
  • A registered M-Pesa number.

How fast you can get a loan with this app?

Once approved, you will have the loan sent to your M-Pesa number instantly.

How to pay back your your loan.

  1. Open Safaricom SIM Tool Kit.
  2. Select M-PESA.
  3. Got to Lipa na M-PESA.
  4. Select Pay Bill.
  5. Enter Business no. Enter HiKash PayBill Number (ask for it here – +254794896360 ) and press OK.
  6. Select Enter Account no. Phone Number (e.g. 0700 xxx xxx) press OK
  7. Enter Amount and press OK.
  8. Enter M-PESA PIN and press OK.
  9. You will receive a confirmation SMS from M-PESA.
  10. You will also receive a confirmation SMS from HiKash.

HiKash  Loan terms and conditions.

  • Quick disbursement of loans once approved.
  • Long loaning periods, from 91 days to 365 days.
  • Fast speed and high loan amount.
  •  Paying back your loan in time improves your loan limit.

Who can benefit from this loan app?

  • Anyone in need of quick money for emergency.
  • People in need of small loans for business.
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