How to Make Money Online in Kenya through MPESA: 5 Ways to Do It

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  • DEMO account
  • Trade with $1
  • Up to 98% RoR
  • $10 Min Deposit
Register and get $10,000 on a demo account for learning to trade.

In this blog post, we will be discussing 5 ways that you can make money online in Kenya using MPESA. All of these methods are legitimate and have been proven to be successful.

So whether you are a stay-at-home mom looking for a way to make some extra money or you are a college student looking for a side hustle, you’ll find something useful in this post!

1). Make Money Online Through Mpesa (Start Trading on Olymp Trade).

Trading is the process of buying and selling financial instruments with the aim of making a profit. Trading can be done through an online broker, such as Olymp Trade, or through a traditional stockbroker.


But for the purpose of showing you how to make money through Mpesa, we will stick to Olymp Trade.

What is Olymp Trade?

Olymp Trade is an online trading platform that allows users to trade in Fixed Time Trades, forex, stock, and cryptocurrencies. It is one of the most popular and trusted online trading platforms in the world.

How to make money with Olymp Trade and get paid through Mpesa?

You make money by predicting whether the price of an asset will rise or fall over a period of time (eg: 30 seconds, 60 seconds, one minute). If you make a correct prediction, then you get profit; if not, then you make a loss.

You get paid by either withdrawing your profits directly to MPesa or Skrill. The minimum withdrawal amount is $/€/£10, and the minimum deposit amount is also $/€/£10.

Olymp Trade does not charge any fees on withdrawal which means, you can withdraw all the money you end up making on the platform.

Would you like to experience trading with Olymp Trade?

Create a demo account (comes with $10,000 demo units) for trading practice. You can also replenish the demo account for free if you run out.

2). Make Money Online in Kenya Through Mpesa (Become an article writer at Falcon Writers)

Article writing is when you make money by writing articles for clients (individuals, companies, or blogging sites).

Clients pay writers to write articles on topics they specify and make payment through platforms such as PayPal, Payoneer, or Mpesa.

There are many freelance articles writing websites that allow people to make money online in Kenya through Mpesa.

Some of them include Apexlistings, Writers. co. ke, WriterHunter, Falcon writer… you name it).

While all these websites swear by paying Kenyans millions every year for academic writing and article writing projects, it is good to do your own research before signing up.

Also, only sign up for projects that do not require you to make upfront payments.

3). Make Money Online in Kenya Through Mpesa (Become a Jumia Affiliate).

Affiliate marketing is a type of performance-based advertising where the advertiser (Jumia in this case) pays the affiliate (you) for every visitor or customer brought by their own marketing efforts.

The affiliate simply shares a unique URL with potential customers and makes money when they make purchases through that link.

How to make money as an affiliate marketer?

You make money by promoting products or services on your website, social media platforms, or blog.

When someone clicks on the link and buys the product/service, you earn a commission. The amount of commission varies depending on the advertiser.

How to get started with Jumia Affiliate.

Getting started with Jumia affiliates

Register for a Jumia (Kol) affiliate account – you can visit the Jumia Kol website for this. Once there, click on the registration button at the top right and fill in your first name, last name, email address, password, and other required details.

Note: – You don’t need a website to become an affiliate on Jumia. If you are a:

  • Creator/micro-influencer with 5K followers, you will be accepted into the program.
  • Mega influencer – with 100Kfollowers, you will be accepted into the program.
  • And, if you don’t have many followers on social media but a website/blog, you will also be accepted into the program.

Update your payment method to Mpesa.

Once your account is created, sign in, navigate to account information and add your Mpesa number.

Jumia will send out your payments to your registered Mpesa number when you hit the monthly minimum payout amount.

How to promote Jumia to get paid through Mpesa.

Did you just create an affiliate account on Jumia?

Now it’s time to start promoting Jumia Products.

You can promote general product categories by navigating to advertising on the left sidebar of your account, clicking on offers, choosing eCommerce, country, and the offers you are interested in.

For example, you can click on health and beauty under categories and you will be redirected to a page with your affiliate link.

Use this link on your social media pages or website and when your clients make purchases, you get paid a commission for each sale approved.

Alternatively, you can go to advertising, then custom links to make an affiliate link for promoting a specific product.

Jumia affiliate

In this case, you will also open both (the website) and (the Jumia Kol website).

Find the best products to promote on, copy the link and insert it under the web page URL on the Jumia Kol website.

Immediately, your affiliate link for that specific product will be created and you can share it with your audience to get paid through Mpesa each time a sale is confirmed.

How much money can you make as an affiliate marketer on Jumia?

Now, this depends on the number of sales you get, the commission for the product you sell, and whether or not your sale is approved or rejected.

It’s needless to say though that there are people who make a living in Kenya selling affiliate products on Jumia.

4). Start a Print-on-Demand Business.

POD is a business model where you print custom T-shirts, mugs, phone cases, and other items on demand for customers.

Visit Website.
What\'s this?
1 Quotex logo without background
  • DEMO account
  • Trade with $1
  • Up to 98% RoR
  • $10 Min Deposit
Register and get $10,000 on a demo account for learning to trade.

This means that there’s no need to carry inventory or have any upfront costs since the products are printed only after an order is placed.

How to make money with POD?

You make money by selling your custom-designed products online through a POD website such as teesoko in Kenya.

The best part about print-on-demand business is, 1 design can be sold to millions of people racking you continuous income.

Here’s how to get started with Print on Demand Business in Kenya.

Teesoko print-on-demand business

Step #01 – Choose a niche or industry that pays you well and make sure it’s profitable. It can be yoga, fitness, pets, business/entrepreneurship, fashion/beauty, etc.

Step #02 – Create a list of POD products that you want to sell. These can be T-shirts, hoodies (hooded sweatshirts), posters, wall art, mugs, water bottles, etc.

Step #03 – Choose an online store builder such as Teesoko in Kenya or make your own website if you have the skills.

Step #04 – Upload your designs on Teesoko, make sure you choose high-quality images and make them look good.

Step #05 – Promote your products using social media platforms such as Facebook, Instagram, YouTube, Pinterest, etc, or make use of influencer marketing to make sales.

Can you do this online business if you are not a designer?

Yes, you can make money with a print-on-demand business even if you are not a designer.

There are tons of design websites that sell high-quality graphics such as Creative Fabrica where you can download premium designs at very affordable prices to make your products stand out and make sales.

You just need to pay a one-time fee for unlimited downloads and you’re good to go.

You can also make your own designs using free software such as Adobe Photoshop or Illustrator.

When it comes to starting a print-on-demand business in Kenya, there are plenty of ways to make money.

All you need is the passion and drive to succeed, and with this kind of business.

How will you get paid?

If you are selling POD on your own website, go ahead and add Lipa na Mpesa as a payment method to receive your payments directly via Mpesa.

If you opt to use Print on Demand Websites like TeeSoko, ask them if they pay via Mpesa before you make your store with them.

5). Dropshipping.

Dropshipping refers to an online business model that allows you to make money by selling products without ever holding or owning the inventory.

Instead, when a customer makes an order on your store, they pay you and then you place the same order with the supplier who ships it directly to the customer’s address. Therefore, dropshipping removes any need for you to carry inventory or worry about shipping products.

How to make money and get paid via Mpesa with dropshipping?

You make money by setting up a store on Shopify (add Mpesa as a payment method) and then finding suppliers who will drop ship the products for you.

Once you have found a supplier, you create an account with them and add their products to your shop.

For convenience to your local customers, consider partnering with wholesale businesses in downtown Nairobi.

They will help grow your business if they understand your business model.


I hope you found this article useful.

Kindly share it with your colleagues and make them learn how to make money online in Kenya through Mpesa too.

See you in the next post.

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