9 Easy Ways to Raise Ksh. 100,000 in Less Than a Week

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In 2014 I started my first company in Kenya. Fintoe Mega Solution Kenya Limited. I aimed to get government contracts. And to raise Ksh. 1,000,000 within the year. Because how else can a 25-year-old in Kenya get rich if he doesn’t raise money with government projects?

I immediately created my company profile; got an AGPO certificate to bypass the usual two to three years audited accounts requirement for tendering processes; then I submitted my documents for pre-qualification.

After paperwork and the submission of financial proposals, I won the bid on my first contact.

The tender to build a county nursery school classroom in Nyawita market. Kisumu.

This project was however opposed by hawkers who were hesitant to leave the market and we moved to Muhoroni. Interestingly, I learned everything I know about tendering – on the job.

But to be even more specific, I learned that it is actually easy to raise money on short notice than most people imagine.

9 Easy Ways to Raise So Much Money in Less Than a Week

1. Raise Money Through LPO Financing 

Raise Ksh. 100,000 through LPO Financing

Securing the building tender wasn’t so much of a task. The difficult part laid on raising enough funds to get the project off the ground. And to show the county government that they’d made the right decision in tossing this tender my way.

So what did I do?

I approached my Bank; showed them my LPO and gave them enough reason not to decline my proposal — I staked collateral.

In a week I received a sum of Ksh. 700,000 to execute the first phase of the project.

  • Trade with $1
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Make up to $1000 daily. Sign up to get started.

Kisumu County government would disburse its share of the project fees after inspection. The story goes that LPO financing made a whole difference in how I executed the project.

Do you have an LPO which needs urgent financing?

Why not contact KCB bank for details. I’m sure they’ll laugh out the money so fast. Of course after confirming the genuinity of your LPO.

2. Take a Personal Loan of Ksh. 100,000

Raise. Ksh. 100,000 By Taking a Personal Loan

When you need so much money so fast, the number one option which comes to mind is to take a personal loan.

It helps when you are employed because then you can access up to Ksh. 4,000,000 of personal unsecured loan in Kenya. And as little as Ksh. 100,000 payable in 72 months.

3. Borrow Money From Friends & Family 

Raise Ksh. 100,000 By borrowing from friends

Sometimes when you need to raise money fast, ask your friends for help.

Come on, your friends can easily lend you Ksh. 100,000. Almost instantly.

But if they won’t give the entire amount, be creative; reduce your ask, and seek from more friends.

You will be amazed by how much you raise by the end of the day.

However, if borrowing from family members, try to be cautious, some family members are very evil.

Maybe just as evil as “Jayce Barnes” a character in a book which I’m currently reading on Kindle – Wicked Favor.

Jayce loans his sister Trista Barnes $25,000 for the surgery of their niece.

And when the repayment is delayed – because of unavoidable circumstances, he (Jayce) beatsTrista up and forces her to borrow the entire amount from a Shylock. To Repay him.

It gets interesting that the Shylock/businessman is Jayce’s bitter friend/business associate “Jameson.” (Jameson caught Jayce in Bed with his Wife).

You should read this book. It’s good. And currently a free to read on Kindle.

My point is, much as you can be pushed to the corner to raise money from your friends or relatives, be clear on repayment. It can wreck your relationship.

4. Withdraw Interests Gained on Your Savings Plan or Money Market Fund Account

Raise Ksh. 100,000 by Withdrawing Money from Your Savings Plan

If you are an adult of sound mind with clear financial goals and focus; then you must already know that adults save money for rainy days.

In Kenya, there are thousands of savings plans and money market funds that help you grow money while you continue to save.

Ideally, these companies accept as little as one dollar of savings.

And because Ksh. 100 sometimes won’t make the desired impact if saved independently, for years; funds are pooled and invested on assets with high yielding interest rates.

Like Treasury bills and Treasury bonds.

Interests are compounded yearly and members with good savings earn millions in return. You can withdraw your money when you want. No restrictions whatsoever.

The Best Money Market Funds in Kenya Include: – (click to tweet)

  1. Amana Capital
  2. Britam Balanced Fund
  3. Britam Unit Trust
  4. Zimele Money Market Trust Fund
  5. CIC Money Market Fund
  6. Madison Asset Money Market Fund

Money market funds also act as security for when you need to raise money for anything – emergency, charity, startup, or business, you are secured.

  • Trade with $1
  • Earn up to 90% profits
  • Easy deposits
  • Fast withdrawals
Make up to $1000 daily. Sign up to get started.

5. Raise Ksh. 100,000 By Selling Your Property 

Raise Ksh. 100,000 by selling your property

Other Times, the reason why people need to raise money fast is to offset loans that they took to finance other property or assets.

Normally, if the deadline is not met, the purchased asset falls back to the financier as per the lending agreement.

However, clever borrowers can approach this with an open mind and salvage a part of their investment if not all of it.

Want my advice advise on how to do that?

If you are dealing with a bank; request them to legally allow you to sell the property. (The buyer should agree with the plan too). Channel all the cash received from the sale to the account with debt. Let your bank deduct what you owe.

You’ll not only get out of debt but salvage part of the money you would have lost. Sometimes with profits.

This is a win-win situation.

Plus, you can do it in a week if you are selling at a price slightly lower rate than the market price.

6. Raise Ksh. 100,000 in One Week With M-changa 

Raise Ksh. 100,000 with Mchanga

Hospital bills, funeral budgets, birthday budget, charity, non-profit, business… name it. Whatever you need to raise Ksh. 100,000 for, just plead with Kenyans for help and you will get support from over and beyond.

How is that even possible?

Register on the Mchanga – a crowdfunding website, share what you need the money for, and wait for well-wishers to help you raise the funds over a short period.


A couple raised KES 50,626 for their wedding. A family raised KES 29,270 for their daughter’s birthday. And another raised KES 207,350 towards their loved one’s medical fund.

Did I already mention that in 2017 I also raised around Ksh? 30,000 in 3 days towards my mother’s funeral? Yes, I did.

7. Raise Ksh. 100,000 or More With The Go Get Funding Campaign 

Raise Ksh. 100,000 with GogetFunding

An alternative to Mchanga is the go get funding campaign. But, you can also raise money on both platforms if you want to.

So far, successful campaigns run by Kenyans have been: –

  1. A funding campaign to build Ngong’ Clinic. The campaigners raised $1,235 of donor funds.
  2. A campaign to raise funds for a child’s education. Raised $945.

Read other success stories of go get funding in Kenya on the website’s landing page for Kenya.

8. Take Profits From Your Businesses 

Raise Ksh. 100,000 from business profits

If you have a business that makes around Ksh. 14,285.71 in daily profits then why not just spend the profits for a week and call that your “salary in advance?”

Well, for a business that makes that much money daily, you can easily raise Ksh. 100,000 in a week without any problems.

But which are these businesses, and how much do you need to start running them?

I wrote about all the best niches to start a profitable business in Kenya in this post. Some of the suggestions are already working for other people.

I guess it is because they started earlier. And have been enjoying monopoly till lately.

A business that requires little or, no capital to start yet can be used to raise Ksh. 1000,000 in less than a week; read 9 Work at Home Jobs With Consistent Gigs & Lucrative Pay

9. Take Profits From Your Digital Options Account

Last year when I was struggling with debts I used Olymp Trade Option to raise Ksh. 502,000. I started trading with $30 and made so much in under 2 hours.

Disclaimer: Your funds may be at risk.

However, if you want to try to make money online you can create an account with Olymp Trade. Deposit a minimum of $10. And trade with as little as $1.

If you find trouble loading your account direct with Visa; open a Skrill Account on skrill.com.

Use your Visa card to fund Skrill. Login to Olymp Trade and Choose skrill as your payment option. Finish the process and your account will be loaded in minutes. Click to tweet this secret 

The other advantage of skrill is, withdrawals only take 24 hours.

So, how much money can you raise trading in Olymp Trade? Ksh. 100,000? Ksh. 200,000? It depends on how good the market conditions are.

Kenn Omollo is an investment writer and a business management consultant at Joon Online Limited. Reach him at - kenn@joon.co.ke

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