Uqala njani ukuShishino lweMoto yokuQeshisa eKenya Ngaphandle Kweenqwelo

Imali eyintloko ayisosithintelo koosomashishini abancinci, abanoburharha abafuna ngokunyanisekileyo qala amashishini amancinci Kenya.

Mhlawumbi kungenxa yokuba ngo-2024 bonke abatyali mali abanyanisekileyo bazimisele ukuxhasa ngemali nawaphi na amashishini asebenzayo ngaphandle kokuthandabuza.

Okanye ngenxa yokuba zininzi iimali mboleko zeshishini eKenya- kubandakanya ingxowa yolutsha -Ukulungele ukunceda oosomashishini abancinci ukuba bakhule.

Kodwa ngaphambi kokuba ucinge malunga nokufumana inkxaso-mali kwesi siqalo sincinci, ungafumanisa njani ukuba ubunokuqala ngaphandle kokuboleka?

Kwaye kuya kuthini ukuba lishishini lokuqesha iimoto ofuna ukuliqala kwaye awunayo imoto okwangoku, ngaba kufanelekile ukuba udimazeke?

Hayi!

Kwinguqulelo yanamhlanje Joyina iiMvo zeShishini, sixoxa ngolwazi, iimfuno, inzuzo kunye nezibonelelo zokuqala ishishini lokuqesha iimoto eKenya.

Yintoni enomdla, uya kufunda ukuba ungene njani kwishishini ngaphandle kokuba nemoto enye.

Kwaye ubuza ukuba kunokwenzeka njani?

Njani malunga nokuqala kwethu apho ubhalisa khona ishishini lakho? 

Eli candelo libaluleke kakhulu kuba: -

1. Kungumthetho waseKenya ukuba onke amashishini abhaliswe ngokufanelekileyo.
2. Ubhaliso kwishishini luyakukhusela TradePhawula kwaye uqinisekise ukuba igama lakho leshishini alikhutshelwa ngomnye umntu. 
3. Awungekhe ufumane i-akhawunti yebhanki yeshishini ngaphandle kwesitifiketi segama lesizwe elibhalisiweyo 
4. Iibhanki zinika kuphela imali mboleko kumashishini abhalisiweyo.
5.  Ukushicilelwa kwegama lakho leshishini kwibhanki yakho kubonisa ubuchwephesha. 

Ungayikhetha njani-kwaye- Bhalisa igama leShishini eKenya 

EKenya, ukubhaliswa kwegama leshishini kwenziwa kwi-Intanethi kwi-eCitizen.

Ngaba sele unayo iakhawunti ye-eCitizen?

Hayi? Yenza enye ukuze sikwazi ukukhangela igama kunye nokubhaliswa kwegama lakho lokuqala kwishishini kunye. Ukuba sele unayo iakhawunti,

1. Ngena kwi-eCitizen

2. Khangela kwaye ucofe kwiNkonzo yoBhaliso lweShishini-Fumana iNkonzo 

3. Cofa kwiqhosha lokwenza isicelo kwiKhasi le-eBusiness

4. Khangela uKhetho lwegama -Naye-ukuGcinwa kuLuhlu lweeNkonzo ezifumanekayo 

Funda imigaqo yenkonzo ngaphambi kokuba ucofe iqhosha lokufaka ezantsi kwiphepha lolwazi.

5. Gcwalisa iFom yokukhangela igama leShishini kwaye Cofa Qhubeka 

6. Vavanya iiNkcukacha zoKwenza ukuze ugqibezele isicelo

Ukugcinwa kwegama leshishini iindleko zeKsh. I-150 -kwaye ithatha usuku ukuphonononga -nokuvuma.

Kwaye banokwaliwa nabo.

Igama eligcinwe lishishini liphela liphela emva kweentsuku ezingama-30.

Xa igama lakho leshishini livunyiwe, qhubeka nobhaliso.

Isatifikethi sakho sobhaliso siya kufumaneka ukuze sikhutshelwe kwi-akhawunti yakho ye-eCitizen emva kweentsuku ezimbalwa.

Ngoku ukuba uneshishini elibhaliswe ngokusemthethweni,

Yeyiphi enye into oyidingayo ukuze uqalise ishishini lakho lokuqesha imoto eKenya ngaphandle kwemoto?

1. Udinga iilayisensi / amaphepha mvume okuqhuba ishishini. (Bafumane kurhulumente wengingqi yakho)
2. Misela indawo yeofisi 
3. Fumana abanini beemoto abanqwenela ukwenza ingeniso ngeemoto zabo-kwaye-ubaxhome ukuze bajoyine ishishini lakho lokuqesha iimoto njengamahlakani. Kukho ithuba elikhulu lokuba uya kufumana inzala eninzi kwi-rideshare (Uber, Taxify-kunye nezinye zigcwele ngoku).
4. Sebenzisa amanethiwekhi akho asekuhlaleni kunye namaqabane akho kwintengiso yemithombo yeendaba yasimahla. Ukuthetha ngayo, ungadwelisa izithuthi zakho kwi-OLX, PIGIAME, Rent -and- Return phakathi kwamanye amaqonga enkonzo ephezulu.
5. Hlawula amatyala akhawulezileyo kumaqabane akho.
6. Musa ukwaphula isivumelwano sakho kwaye uza kuhlala ixesha elide kwishishini.

Izibonelelo zokuqalisa ishishini lokuqasha imoto eKenya 

Imbuyekezo entle -Abanini bemoto bahlawulwa i-Ksh. I-35,000-Ksh. I-40,000 ukuba baqeshisa iimoto zabo kumashishini olawulo lwezithuthi.

Oku kuthetha ukuba njengomnini weshishini wezithuthi, nantoni na engentla kweKsh. I-40,000 yinzuzo yakho. Uninzi lweemoto zikwimeko entle zinokwenza umndilili weKsh. I-60,000-kunye ne-90,000.

Kukho isidingo seemoto kwilizwe liphela -kumashishini, emitshatweni, ngurhulumente, iiNGOs zithiywe - ukwenza ishishini lokuqesha imoto libe lishishini elifanelekileyo.

Xa ishishini liqala ukusebenza kakuhle-kwaye-uneziteyitimenti zebhanki onokuzibonisa kwiakhawunti yakho yeshishini, unokufumana imali ye-asethi yokuthenga iimoto zakho.

Ixesha lakho ngoku,

Xa usifundile esi sithuba, ngaba ungaliqala ishishini lolawulo lwezithuthi kwibala lakho?

Imakwe Nge : Ukucinga ngegama leShishini eKenya • Ukubhaliswa kweshishini eKenya • ishishini lokuqesha iimoto eKenya • Ulawulo lwezithuthi