Uyifaka njani imali kwiMali egqibeleleyo eKenya.

Sonke siyavuma ukuba imali egqibeleleyo yenye yezona zinto zintsonkothileyo zotshintshiselwano ezakhe zaziswa eKenya. Okanye ngaba ndikufumanisa kunzima ukuyisebenzisa.

Ndiyathetha, kutheni ungavele udibanise inkqubo kwi-Mpesa ukwenza izinto zibe lula kuzo zombini iidiphozithi kunye nokutsalwa kwemali eKenya?

Kutheni le nto siye sajikeleza sikhangela ngamawaka otshintshiselwano ukuze siphele singayifumani le nto siyifunayo? I eyona ndlela ilula yokuxhasa kunye nokutsala imali kwimali egqibeleleyo?

Ngaxa lithile, sonke siye saba nezi ngcinga. Kwaye kunokuba buhlungu kakhulu ngakumbi ukuba imali eGqibileyo kuphela kotshintshiselwano olulula ukusebenzisa uluhlu lotshintshiselwano olubonelelwe ngenkonzo onomdla kuyo.

Ukuba useKenya kwaye unengxaki yokuxhasa ngemali egqibeleleyo okanye ukutsala imali kwimali egqibeleleyo, funda esi sithuba kude kube sekupheleni.

Uyixhasa njani iakhawunti yakho yemali egqibeleleyo eKenya.

Imali egqibeleleyo ikuvumela ukuba uxhase ngemali iakhawunti yakho ngeendlela ezi-5 ezahlukeneyo.

Ukuba useKenya ungafaka imali kwiakhawunti yakho yemali egqibeleleyo nge: -

1). Ucingo lwebhanki - kulapho uya khona ukudlulisela imali ngokuthe ngqo kwiakhawunti yakho yebhanki ukuya kwiakhawunti yakho yemali egqibeleleyo. Ngokuqinisekileyo ngokusebenzisa umtshintshi wemali oqinisekisiweyo ogqibeleleyo.

ukuba unomdla kwindlela yocingo lwebhanki, ngena nje kwiakhawunti yakho, jonga kwidiphozithi, kwaye ukhethe ucingo lwebhanki.

Uya kunikwa ifom yokuzalisa iinkcukacha zakho zebhanki kwinyathelo lokuqala, kunye nokukhetha ukukhetha utshintshiselwano olukhethayo kwinyathelo lesi-2.

Qaphela: - imali encinci onokuyidlulisela ngale ndlela yi-$ 300; umndilili we-Ksh. 30,000.

2). Idiphozithi yemali. Uyisebenzisa njani indlela yediphozithi yemali ukuxhasa imali egqibeleleyo eKenya.

IKenya lelinye lamazwe akuluhlu lweediphozithi zemali ezigqibeleleyo.

Ukusebenzisa le ndlela ukuxhasa iakhawunti yakho, cofa nje iqhosha lediphozithi kwaye emva koko kwidiphozithi yemali, kwaye ekugqibeleni wenze idiphozithi entsha ukuze uqalise ngenkqubo yenkxaso-mali.

Gcwalisa ifom enikiweyo kwaye ushiye iinkcukacha zakho zoqhagamshelwano ukuze unxibelelane ngokulula nabatshintshisi.

Okulandelayo, cofa kwi-preview ukuze ubone umtshintshi ofunyenweyo. Umzekelo, eyam ibiyiWealthPay.

Wanelisekile ngamangenelo akho?

Cofa uqinisekise ukuqalisa inkqubo yediphozithi.

Umntu otshintshiselana naye uyakukufowunela, akuthumelele i-imeyile, okanye uWhatsApp ngeenkcukacha zendlela oza kuyithumela ngayo imali kwaye emva kokuba uyithumele, iakhawunti yakho iya kuhlaziywa.

3). I-e-Voucher.

Olu luhlobo lwekhadi lesipho onokuthi abahlobo bakho bakuthumelele kwimali egqibeleleyo.

Ukuba une-e-Voucher ofuna ukuyitshintshisa ngedipozithi yemali, qhubeka ukhethe i-e-Voucher njengendlela oyikhethayo yokufaka idiphozithi kwaye ufake zombini inombolo ye-e-Voucher, ikhowudi yokuvula, kunye nenombolo yeTuring ukuze uvule ivawutsha yakho.

Akufanele kuthathe umzuzu ngaphambi kokuba imali yakho ibonise imali egqibeleleyo.

4). Bitcoin. Ungayifaka njani imali egqibeleleyo ngeBitcoin eKenya.

Ukuba konke okunye akusebenzi kuwe mhlawumbi lixesha lokuba ngoku uqwalasele i-BItcoin njengendlela yediphozithi kwimali egqibeleleyo.

Ukuqalisa ngokulula uye kwiphepha eligqibeleleyo lasekhaya lemali (iakhawunti yam) kwaye wongeze iakhawunti entsha.

Ngaphantsi kwe-cryptocurrencies cofa i-bitcoin emva koko ucofe ukwenza i-bitcoin wallet entsha.

Qinisekisa ukuba wenza i-akhawunti emva koko ucofe iqhosha lediphozithi kwimenyu ukuqalisa inkqubo yenkxaso-mali.

Ngoku khetha i-bitcoin phantsi kwediphozithi emva koko ucofe kwikhonkco lokudala iakhawunti entsha.

Ngaphantsi kweakhawunti yokutyala, khetha iakhawunti yakho entsha ye-bitcoin.

Ubuncinci bemali onokuthi uyifake kwiBitcoin yi-Ksh 3685.55 okanye i-0.001 BTC.

Emva kokuba ufake imali onqwenela ukuyifumana, cofa kwi-preview emva koko uqinisekise ukubona imiyalelo yediphozithi.

Idiphozithi yakho iya kucutshungulwa kanye-imali egqibeleleyo ifumana i-BTC ehambelana nayo.

Thumela i-BTC kwidilesi enikiweyo kwaye uya kuba kuhle ukuya.

5). Utshintshiselwano ngetyala. Uyifumana njani imali egqibeleleyo eKenya ngoTshintsho ngeTyala.

Indlela yokutshintshiselana ngetyala kwidiphozithi kwimali egqibeleleyo ibhekisa ekubolekeni imali mboleko kwabanye abasebenzisi.

Ngale ndlela, unokuqalisa ukuboleka kwaye abanye abasebenzisi bemali abagqibeleleyo bakuthumelele imali kwi-wallet yakho.

Zizo zonke iindlela ezintlanu onokuzisebenzisa ukuxhasa imali egqibeleleyo eKenya.

Kuthekani ngokurhoxa?

Ngobuphi ubuncinci obunokuthi urhoxe?

Uyithatha njani imali yakho xa uyifuna?

Uyikhupha njani imali kwiMali egqibeleleyo eKenya.

Kanye njengediphozithi, indlela yokurhoxisa ilula kwaye inzima.

Kulula ukuba ufuna ukurhoxa kwi-Mpesa nge-BTC kwaye kunzima ukuba ufuna ukurhola ngokuthe ngqo eMpesa.

Nokuba yeyiphi na indlela, nantsi indlela yokutsala imali kwimali egqibeleleyo ukuya kwisipaji sakho osithandayo.

1). Ukutsalwa kocingo lwebhanki kwiMali egqibeleleyo eKenya.

a). Ngena kwiakhawunti yakho yemali egqibeleleyo

b). Khangela ukurhoxisa kwaye ucofe kuyo ukuze ufumane iinketho.

c). Khetha ucingo lwebhanki.

d). Khetha iakhawunti ofuna imali iphume kuyo.

e). Faka imali ofuna ukuyifumana emva koko udlulele kulwazi lwabaxhamli kunye nolwazi lwebhanki.

f). Ulwazi lwakho luya kufumaneka kubatshintshi bemali abaqinisekisiweyo abaza kukunceda ngenkqubo yokudlulisa kwi-2 ukuya kwiintsuku zokusebenza ze-5.

 2). Ukutsalwa kwemali kwiMali egqibeleleyo eKenya.

a). Ngena kwiakhawunti yakho yemali egqibeleleyo

b). Khangela ukurhoxisa kwaye ucofe kuyo ukuze ufumane iinketho.

c). Khetha ukurhoxiswa kwemali kwaye ucofe ku "dala ukurhoxiswa okutsha".

d). Khetha ilizwe (kwimeko yethu eKenya); iakhawunti yemali egqibeleleyo onqwenela ukurhola kuyo, isixa kunye nemali.

e). Nika iinkcukacha zoqhagamshelwano. Olu lwazi luya kwabelwana ngalo ngabatshintshiselwano abaqinisekisiweyo kwaye baya kuqhagamshelana nawe ngeenkcukacha zendlela oza kuyifumana ngayo imali.

d). Jonga kuqala iinkcukacha zokurhoxa emva koko ukhethe umtshintshi ongathanda ukusebenza naye.

Unokurhoxisa ubuncinci be-5,000 yeedola kunye nobuninzi be-$ 2,00,000 ngale ndlela.

3). Uyirhola njani imali kwiMali egqibeleleyo ukuya kwiBitcoin.

a). Ngena kwiakhawunti yakho yemali egqibeleleyo

b). Khangela ukurhoxisa kwaye ucofe kuyo ukuze ufumane iinketho.

c). Khetha i-Bitcoin kwaye ucofe ku "ukudala ukurhoxiswa okutsha".

d). Khetha iakhawunti yakho ye-BTC egqibeleleyo

e). Faka idilesi yakho ye-BTC apho ufuna ukuthunyelwa khona imali yakho.

f). Isitshixo kwisixa se-BTC ofuna ukusifumana, jonga kuqala, kwaye uqinisekise intengiselwano.

Sigqibo.

Ukuba undibuza, indlela ye-BTC yeyona ndlela ilula ukuxhasa ngemali kunye nokurhoxisa imali kwi-BTC,

Kwaye, amaqonga e-BTC afana ne-Paxful okanye i-Bitcoin Wallet iya kukuvumela ukuba uthengise i-BTC yakho ngemali ye-Mpesa. Ukusombulula iMali eGqibeleleyo kwi-Mpesa mess.

Ndiyathemba ukuba eli nqaku liyakunceda ngediphozithi yakho egqibeleleyo kunye neengxaki zokurhoxisa.

Ngawaphi amava amabi kakhulu owakhe wanawo ngediphozithi yemali egqibeleleyo okanye ukutsalwa kwemali?

Phawula apha ngezantsi.