Iimbono ezi-7 zokuQala eziLungileyo ezizakwenza ukuba ube sisityebi ebusuku

Bendisoloko ndingumxhasi wokuqalwa. Kwaye ndingafa ndikholisa iimillennials zaseKenya ngaphandle kokulawula Inkonzo yoLutsha yeSizwe (NYS) iimali; okanye ukusebenza njengonobhala e Ingxowa mali ye-Inshurensi yeSibhedlele kaZwelonke (NHIF); enye indlela ebalaseleyo kunye nengqiniweyo yesityebi ngobusuku kukuba qala ishishini lakho.

Ngoba?

Kuba ukuqhuba ishishini lihlawula.

Wayesebenzela uHenry Ford. Isebenzile uJack Ma. Kwaye kuyasebenza kum!

Ke kutheni ingazukusebenzela?

Lumka ungatsho ukuba ayizukusebenza kuba ungumfazi waseAfrika — ukhubazekile — okanye mhlawumbi kuba uselula.

Ukuba ezi zithintelo zakho kufuneka sele udibene naba bantu

UFolorunso Alakija -Ungomnye wabafazi abamnyama abazizityebi e-Afrika. Isityebi kuno Oprah Winfrey kwaye ngokuqinisekileyo sityebile kunoMama Ngina Kenyatta waseKenya.

Jon Mso wenza izigidi zakhe ukuba ziphile ubomi obulungileyo abuphilayo namhlanje- ngelixa ehamba ngesitulo esinamavili. Ngokufuthi uyakwazi ukuhambisa naliphi na ilungu lomzimba, kodwa ubuso.

 

Evan Spiegel -Yenzile kuluhlu lweebhiliyoni ezenzelwe wena ngokusekwa ngokubambisana ngene.  

Inqaku lam kukuba, lo nyaka unamabali empumelelo ngakumbi abancinci, abakhubazekileyo, kunye nabafazi iibhiliyoni ezenziwe ngabaqalisi kunokuba zinezigidi ezenziwe ngemisebenzi ehlawula kakuhle ngemini.

Kwaye ukukunceda ukuba ufikelele kolu luhlu (xa ndikhankanya abantu abazizityebi ngokulandelayo) ndilungiselele izimvo ezisi-7 zokuqalisa ezilungele abantu baseKenya kwaye ekufuneka zikwenzele imali oyifunayo ngelona xesha lifutshane. iminyaka emi-3?

Iingcinga ezi-7 eziQalileyo zokuSebenza eziya kwenza ukuba ube sisityebi

1. Phuhlisa kwaye (OKANYE) Thengisa iimveliso zamandla ezihlaziyiweyo

Enye yeemveliso ezihamba phambili / ezithengisa kakuhle eKenya naseAfrika ngokubanzi ziimveliso zaMandla aVuselelwayo.

Wonke umntu ufuna ukusika iindleko ezihlawulelwayo kwizibonelelo zokusebenzisa kunye nokusebenzisa iimveliso eziluhlaza ekuphela kwendlela eya kuyo.

Iinkampani zeSolar esele zenza ukubulala esithubeni zibandakanya: -

UM-Kopa Solar

Le yinkampani yamandla ehlawulayo ethengisa iisistim zelanga ezisebenza nge-GSM kummandla omkhulu weMpuma Afrika. Abathengi bahlawula ubuncinci be-34 yeedola zokuqala - kwaye bagqibezele ibhalansi yeenyanga ezili-12 - behlawula i-0.50 yeedola yonke imihla ngeMpesa.

Ijubar

UJuabar ubonelela ngezixhobo zokutshaja ngefowuni kubantu abahlala kumaphandle aseTanzania. Benza iiKiosks ezinikwa amandla elanga ezinokubiza iifowuni ezingama-20 ezidlulileyo.

IJuabar ikwanika wonke umntu ithuba elilinganayo lokwabelana ngeenzuzo zayo ngokusebenzisa icandelo le-franchise efuna ukuba uhlawule umrhumo wenyanga we-US $ 36.50 ukuqhuba iKiosk.

Nokuba yintoni na oyibiza abathengi bakho kunye nokuba wenza malini imihla ngemihla kuxhomekeke kuwe.

Amandla eStrauss

Olunye uqalo olufanelekileyo oluya kukufumanela imali eMaphandleni aseAfrika kodwa emva kweminyaka emi-3 ubuncinci kukusetyenziswa kweStrauss Energy's - iithayile zophahla ezivelisa amandla kwisakhiwo.

Ngokungafaniyo neepaneli eziqhelekileyo zelanga ezibekwe ngaphezulu kophahla; Iithayile zokwenza uphahla ezivelisa amandla ezenziwa nguStrauss ziza zifakwe iiseli zelanga.

Oku kuqinisekisa ukuba abaninimzi banokuthengisa amandla angaphezulu kwiilali ngamaxabiso aphantsi kwaye benze imali kwishishini. .

Ukuba awufuni kujoyina ezi nkampani emva koko ungaqala ukuqala kwakho ngokuzoba inkuthazo kwezi zinto zintsha kangaka.

Kwaye xa ufuna ukuyeka; khumbula nje ukuba amandla asebubutyebi obunqabileyo e-Afrika (ama-77% amakhaya asemaphandleni awanawo umbane). Kwaye sikulungele ukuthenga yonke iwatt onokuthi uyivelise.

2. Gxila kwiMibono yokuqalisa kwezolimo

Ngamanye amaxesha olona luvo luphumeleleyo lokuqalisa zezo ziyilelwe ukusombulula iingxaki zehlabathi njengokunqongophala kokutya kunye nokhuseleko lokutya.

EKenya izimvo zokuqalisa ezolimo ezinikwe ubunzima obukhulu kodwa ziphantse zaqheleka kodwa zinengcinga zezi: -

Iingcinga eziMtsha zokuLima

Ngelixa kuqhelekile ukuseta i-greenhouse kwifama yakho, tyala, kwaye ulinde ukuvuna emva komsebenzi omncinci wasefama; ayiqhelekanga nje ukuseta i-greenhouse efakelweyo kunye nezixhobo zokunkcenkceshela ezizithontsizayo — ziqhutywa ngokupheleleyo ngamandla elanga.

Olu lutsha lwe Iigadi zee Illuminum eKenya - esinye seziqalo ezincinci ezathi zamkelwa kwaye zanconywa nguMongameli uBarack Obama ngexesha lotyelelo eKenya e2015.

Ezinye iimbono zokuqaliswa kwezolimo ezithe zaphunyezwa ngokusondele ukuba kungabikho tyalo mali: -

Iphulo i-One Hen Campaign 

Isiqalo esiqeqesha abantu ababhinqileyo nolutsha kulawulo lweenkukhu emva koko sinika ilungu ngalinye inkukhu ekufuneka bayikhulise kuqeqesho kwaye babuyisele iinkukhu ezi-2 kumbutho ekupheleni konyaka. Ekuphindaphindeni.

Ilula kakhulu ingcinga isebenze ngoku.

Okwangoku ukuqalisa ukwenza ubuncinci i-Ksh. I-300,000,000 ngonyaka.

Iphulo elinye leSikhukukazi likwafumana inkxaso kwi-USAID phakathi kwezinye ii-arhente zamazwe ngamazwe ezigxile ekupheliseni indlala e-Afrika.

kubloga

Abanye abantu baseKenya nabo banefuthe kutshintsho kwicandelo lezoLimo ngeendlela zangoku. Njengokubhloga.

Iiblogi zaseKenya eziyinxalenye yezolimo kwaye sele zisenza ngcono zibandakanya: -

1. Amafama # umkhwa
2. Mfarm
3. Umlimi onesidanga
4. UGogar
5. Mea (uluhlu luyaqhubeka)

Inqaku lam lelokuba, zonke iingcamango zokuqalisa malunga nezolimo kunye nokulima zilungile.

Nokuba ngaba malunga nokubonisana, umsebenzi wasefama wokwenyani, okanye ukukhuthazwa kwi-Intanethi ngokubhloga; ubophelelekile ukwenza ishishini elikhulayo ngokukhawuleza ngaphandle kwesiqalo.

3. IMfundo (iiNdawo zokuQala ze-EdTech)

Ukuba unezimvo zokuqalisa ezijolise ekuphuculeni umgangatho wemfundo e-Afrika; ke kukho ithuba lokuba kungekudala uya kuba sisityebi kakhulu.

Oku kungenxa yokuba iAfrika itshintshela kwinkqubo yemfundo ebonakalayo egxile ekukhuleni koqoqosho.

Mhlawumbi isizathu sokuba iKenya itshintshe inkqubo yemfundo ukusuka (8-4-4) - iminyaka esi-8 kwizikolo zasePrayimari; Iminyaka emi-4 kwizikolo eziziisekondari kunye neminyaka emi-4 kwiYunivesithi.

Endaweni yeminyaka esi-7 yemfundo yaseprayimari, iminyaka emi-4 yamabanga aphantsi asezantsi, iminyaka emi-2 yamabanga aphakamileyo aphezulu (ifom 5-6), neminyaka emi-3 eyunivesithi.

Oku kutshintsha yonke into - kwindlela ekwenziwa ngayo ukufundisa; indlela ootitshala abanxibelelana ngayo nabantwana kunye nezixhobo zokufunda ezisetyenziswa ngabantwana.

Iziqalo esele zisebenza endaweni zibandakanya: -

Edtech eMpuma Afrika - 

Mshule -Esiselfowuni nokufunda iqonga lolawulo elungiselelwe ukuphucula intsebenzo yezigidi zabafundi bezikolo zaseprayimari EKenya.

Imfundo ye-Enza - Ulwakhiwo lwasimahla lweSoftware Education Amabhaso ama-2018 eHlabathi Jikelele kwiNgqungquthela yeHlabathi yeFowuni. Iqonga sele linabafundi abangama-4,900,000 abathatha iikhosi ezihambayo.

Ukujonga iKenya inxanelwe imfundo, nayiphi na into elungileyo yokuqalisa kwesi sithuba iya kwenza kakuhle kakhulu.

Ukuqala kwakho akufuneki ukuba ibe lelinye iqonga le-Edutech ngokupheleleyo; ungaqala nje isikolo sabucala. Sifuna ezinye zazo.

4.Izimvo zokuQalisa ngeFintech   

Nangona kukho amawaka eziqalo zeFintech ezisebenza eKenya; indawo yemali iseyindawo elungileyo yokwakha ishishini eliyimpumelelo nokwenza imali.

Ayinamsebenzi ukuba ufuna ukuzisa esinye isisombululo sobalo lweshishini kwimarike. Okanye ukuba ufuna ukuphucula iinkonzo ezikhoyo zentlawulo yedijithali. Nawuphi na umkhiqizo weFintech oza nawo kwintengiso yaseKenya uyakwenza imali.

Iinkampani esele zikhona zibandakanya: -

IKopo Kopo - inceda ngaphezulu kwe-30 yezigidi zamashishini amancinci naphakathi (ii-SME) e-Afrika ukuba amkele, aqhube, kwaye alawule iintlawulo zemali yeselula ngesoftware yokuhlawula.

UM-Changa  - liqonga lolawulo lokuxhaswa ngemali elibonelela ngezixhobo zolawulo eziphelayo ukuya ekupheleni ukomeleza impumelelo yokunyusa imali. Ukuza kuthi ga ngoku incede izigidi zabantu baseKenya ukunyusa imali. Ndazifaka.

Umati capital liziko lezemali elingelilo lebhanki ligxile ekuboneleleni ngetekhnoloji kunye neetekhnoloji zokuhlawula ezihambelana noko.

Yintoni uluvo lokuqalisa lweFintech? Yenze ishishini lakho elitsha.

5.Izimvo zokuQalisa iiNkampani zoKhuseleko 

Masibheje iKsh. I-1,000,000 ukuba awuzukuflip amaqela amahlanu kuFacebook ngaphandle kokufunda iposti yezokhuseleko. Nokuba yeyasekhaya, yelizwe, okanye enxulumene neshishini.

Masibheje enye iKsh. 1,000,000 ukuba abantu abali-10 kwicandelo lezimvo baya kuba befuna ukufumana apho iibhalbhu ezinekhamera eziyimfihlo zithengiswa kunye namaxabiso.

Omnye isigidi ukuba umntu omnye kuphela ubanga ukuthengisa ezi mveliso zifunwa kakhulu.

Njengosomashishini, zeziphi izimvo ozifumanayo kwezi setups? Kukho imfuno ephezulu yeemveliso kunye neenkonzo kwiinkalo zokhuseleko.

Ungaqala inkampani yakho yokhuseleko yabucala ukulungisa eminye yale miba kwaye wenze imali.

Okanye qala ishishini elivelisa okanye elenza ezona zixhobo zibalaseleyo zokhuseleko kwaye lithengise eAfrika.

Amathuba kukuba, ishishini lakho liya kuphumelela ngeentsuku okanye ngeenyanga.

6. IMibono yokuqalisa ishishini lokuThutha

Ngelixa ungakwazi ukuphinda uqhubeke nesondo ukuze ube ngumntu osisityebi kakhulu ngo-2024; Unokwenza ishishini ujikeleze amavili kwaye usisityebi.

Enye indlela elula yokwenza oku kukufumana umsantsa kwicandelo lezothutho kwingingqi yakho okanye ujoyine inqwelo kuyo nayiphi na into esele isebenza.

1. Yenza i-app yakho yokukhwela okanye uphucule i-Uber
2. Qalisa inkampani yolawulo lwezithuthi ukuqesha iimoto, iibhayisekile, iibhayisekile, okanye imisebenzi yezandla
3. Ngenisa kwaye uthengise iimoto kunye neebhayisikile
4. Nceda abalimi bafumane isivuno sabo kwiifama zasemaphandleni ukuya ezidolophini

7.Izimvo zokuqalisa kwiCandelo lezeMpilo 

Ngamanye amaxesha ekuphela kwento oyifunayo kukuba sisityebi kukugcina abanye bekwimpilo entle.

Yeyiphi indlela esekupheleni kokugula. Kuba kuya kufuneka bahlawulele inkonzo nganye. Kwaye uthenge iyeza kwikhemesti yakho ukuba unokugcina nayo.

Ukuba kunokwenzeka, yenza icandelo lokubelekisa esibhedlele (lizisa imali eninzi). Kwaye i-morgue (omnye umthombo omkhulu wengeniso yamaziko ezempilo abucala).

Imakwe Nge : Qala imibono yeshishini • izimvo zokuqala ishishini • izimvo zokuqala utyalomali olusezantsi i-Afrika ka-2019 • izimvo zokuqala utyalomali olusezantsi Merika 2019 • izimvo zokuqalisa utyalomali olusezantsi Asia 2019 • izimvo zokuqala utyalomali olusezantsi Australia 2019 • qala iingcinga iingxaki ukusombulula • isoftware izimvo zokuqala 2019 • umbono wokuqalisa ngotyalo-mali olusezantsi eKenya