Phakathi koovimba kunye neeBond Yintoni eyona ilungileyo yokuTyala kuyo?

 

Kwiminyaka emi-3 eyadlulayo ndaqala inkampani kwigumbi lam lokulala.

Izisombululo zeFintoe Mega.

Awuzange uve ngayo kuba yasweleka nje emva kokuba izelwe kwaye yabhaliswa.

Kodwa ke kuba silapha, kutheni ndingakuxeleli ukuba ibiyintoni le nto kaFintoe?

Ufuna ukuqagela?

Nabani?

Nokuba kunjalo…

Linokuba ngantoni ishishini elenziwe kwigumbi lokulala?

Ewe.

Iinzwane zokugqibela (ukusuka eminweni nasezinzwaneni) bekufanele ukuba yimveliso yobuhle yeenzipho kunye neenzipho.

Ingafana neglavu yomnwe nozwane esetyenziswa kuyo iisalon eziphezulu xa ufaka i-Cutex okanye i-nail polish.

I-engile yam koku yayikukunceda ukwenza inkqubo ye-mani-pedi ukuba ingenamthungo kangangoko.

Kwaye ukunciphisa ixesha lesicelo sePolish ngesiqingatha ngelixa ugcina ukugqibelela kunye neklasi.

Ngaphezulu kwayo yonke loo nto, imveliso yam inokukhusela ii-cuticles kwi-smear embi yepolishi.

Ukuba uyinenekazi kwaye uyazi ukuba ndithetha ukuthini, le yinxalenye xa unyusa impumlo kwishishini lam kwaye ubuza,

“Kodwa UKenn, uze njani nombono osisiyatha kangaka? Bendicinga ukuba ungumfo okrelekrele ”

Hehe

Ngaba ukususa iinzipho akukwenzi ukuba kwenziwe kakuhle?

Ndiyazi.

Ndiyicinga ukuba ndandixakeke kakhulu ngesikhonkwane somfazi wam esasidinga ukulungiswa nokupolishwa - kangangokuba kwinkqubo yokuzabalaza ukumnceda; Ndilahlekile.

Ndifumene imfuno kunye nemveliso yokunceda abanye abafazi abazamana nesicelo sepolisi yesikhonkwane esigqibeleleyo.

Ndijika, bendingalunganga. Ukuchitheka kwe-Nail polish ngokuyinxalenye kutheni kususwe iinzipho.

Sele kuyiminyaka emithathu ukushiya kwam iphupha. 

Mva nje, bendicinga, kuthekani ukuba ndibone le kude kube sekupheleni; ibiya kuba yintoni le mveliso?

Bamba loo ngcinga.

Intshayelelo kwiZitokhwe.

Ngamanye amaxesha ndiyalahleka ndicinga ukuba mhlawumbi uFintoe ngoku uza kuba kwinqanaba lokulinganisa.

Ngoku siza kuba sikwinkqubo yokuzama ukufumana imali eyongezelelekileyo ukuze sikhule, sandise, sandise uluhlu lwethu lwempahla, okanye sizenzele izinto.

Kwaye ngaphandle kokuboleka imali yokuxhasa iindleko zeshishini, yeyiphi enye indlela ebhetele esinokuthi sibe nayo ngaphandle kokuthengisa isitokhwe sakwaFinto ngasese?

Makhe ndikuzise ngokukhawuleza kule nto ndiyithethayo.

Ndiyathetha, xa inkampani ifuna ukunyusa imali inokuthatha isigqibo sokukhupha isitokhwe. Oku kuthetha ukunikezela ngenxalenye yobunini bayo kubatyali mali abanomdla.

UFintoe ngekhe ahluke?

Kodwa, yintoni eyenza isitokhwe?  

Izitokhwe zenziwe ngeeyunithi ezincinci ezibizwa ngokuba zizabelo.

Isabelo ngasinye simele ubunini benkampani.

Izitokhwe zinokukhutshwa esidlangalaleni okanye ngasese.

Ukuba ikhutshwe esidlangalaleni, bona trade kwiiplatifomu zokutshintshiselana ngeempahla ezifana neNairobi Securities Exchange (NSE), NASDAQ, okanye iNew York Stock Exchange.

Xa zikhutshwe ngasese, zigcinwa liqela elincinci labantu.

Ukubuyela kwinkampani yethu uFintoe; kwaye sicinga ukuba sikhulile kwaye sikwenza ukuba sifikelele kwinqanaba lokuthengisa amasheya;

Ukuba uthenge isabelo eFintoe ngasese uyakuba yinxalenye yale nkampani.

Phakathi kwamanye amalungelo, uya kufumana ilungelo lokuvota kwibhodi yabalawuli. Kwaye ufumane nesabelo sakho senzuzo ngokwemilinganiselo elinganayo.

Iinyani malunga nokuThengiswa kweeSitokhwe 

Awuyi kufumana nzala kwikapitali yakho oyityalileyo kwaye nenkampani oyityalileyo ayizukubabhatala ityala lakho.

Nangona kunjalo, uya kuba nobunini benkampani nokuba uyadada okanye uyalawula.

Ukuba isitokhwe otyala imali kuso sikhula, ikomkhulu lakho liya kukhula nalo.

Ngoku, oku kukhula kubaluleke kakhulu kuba yenye yeendlela ezilula oza kwenza ngazo ukuthengisa imali.

Xa inkampani isasaza inzuzo kubanini-zabelo, uya kwenza imali ngohlobo lwezahlulo.

Iingozi ezibandakanyeka ekubeni neStock

Xa uthenga isitokhwe,

Ngaphandle kokuqinisekisa ukuba siya kufumana izabelo ekupheleni konyaka; sihlala sithemba ukuba ixabiso lesitokhwe liyenyuka kwakhona ukwenza imali eyongezelelweyo kwixabiso lenkunzi yethu.

Sonke siyazi ukuba eli bali liphelela phi.

Ngamanye amaxesha endaweni yexabiso lesitokhwe sethu esikhulayo, baya kuma. Ngamanye amaxesha bawela ngaphantsi kokulindeleyo kwaye siphulukana nemali.

Kwaye inyani kukuba, ungaphulukana ne-100% yenkunzi yakho kwisitokhwe esinye.

Akukho Mnatha woKhuseleko kurhwebo lwesitokhwe

Iindaba ezimbi ngakumbi kukuba, kukho izinto ezininzi ezichaphazela ukuhamba kwamasheya. Izinto ezinokwenza ukuba izitokhwe zenkampani ziwe kakubi.

Izinto ezinje:

1. Ukusilela kumgca obalulekileyo wemveliso 

Ngomzekelo weFintoe Mega Solutions kwakhona;

Ukuthatha ikiti yokuhambahamba yayiyimveliso yethu ephambili. Kwaye yabonisa ubuninzi obunokubakho kwintengiso kunye neenzuzo otyale kuzo kwizitokhwe zeFintoe.

Ke ngaphandle kwesaziso, imveliso yaqala ukuphulukana nokubambeka. Kwaqala ukuwa kwintengiso. Kwaye yaphulukana nexabiso layo lemarike ngokuhamba kwexesha.

Ucinga ukuba kwenzeka ntoni kwisitokhwe sakho kweli nqanaba?

Ixabiso le-capital yakho lihla nalo. Okwangoku, akukho kwahlulwa kuqinisekisiweyo.

2. Ityala elichasene neNkampani.

Kwaye kuthekani ukuba uFintoe ungene ezingxakini nomthetho? Iingxaki ziye zafaka inkampani kwisimangalo esinzima esinyanzelisa ukuba ihlawule isixa esikhulu semali kummangali.

Ucinga ukuba kuya kwenzeka ntoni esitokisini?

Ziya kuncipha kwaye zisenokungabi naxabiso ekuhambeni kwexesha.

Indlela yokuNciphisa iingozi xa ukuThengiswa kweZitokhwe 

Konke okuthethileyo, usafuna ukwazi ukuba kutheni abantu bebhiliyoni kwaye ngoku abemi abaqhelekileyo ngokufanayo basesemngciphekweni wemali kurhwebo lwesitokhwe.

Elula,

Kuba baye bafunda iindlela zokunciphisa iingozi ezibandakanyekileyo ekurhwebeni kwempahla

Kwaye ngenxa yokuba kukho imali eninzi yokwenza kwiimpahla ngokuhamba kwexesha kukho inzala eyaneleyo yokufumana kwi-akhawunti yebhanki eqhelekileyo.

1. Tyala imali kwizitokhwe ngeNgxowa-mali 

Ngaba uyazi ukuba xa utyala imali kwisitokhwe ngokusebenzisa imali:

• Inkqubo yenziwe lula
• Ukhululekile ngokukhetha isitokhwe ngasinye
• Abaphathi bengxowa-mali yobungcali banceda ukuqhuba ipotifoliyo
• Umngcipheko obandakanyeka kutyalo mali kwisitokhwe uyasasazeka
• Kwaye unokukhetha icandelo elithile oza kutyala kulo. umz. amandla!

Kodwa zithini ezi mali zotyalo-mali kwaye zikhangeleka njani?

A ingxowa yemfuyo, okanye ingxowa mali yezemali, yingxowa-mali etyala imali kwizitokhwe, ekwabizwa ngokuba kukhuseleko lweequity. Iimali zesitokhwe zinokuthelekiswa neengxowa-mali kunye neemali zemali. Impahla yeNgxowa-mali ubukhulu becala isesitokhweni, kunye nesixa esithile semali, esihlala sincinci, ngokuchaseneyo neebhondi, amanqaku okanye ezinye izinto ezikhuselekileyo. Oku kunokuba yingxowa-mali efanayo okanye utshintshiselwano-traded imali. Injongo yengxowa-mali yokulingana kukukhula kwexesha elide ngenzuzo eyinkunzi… Wikipedia

UziTyala njani izitokhwe kwiNairobi Securities Exchange

[click_to_tweet tweet = ”Ukugcina imali eKenya ngoku kulula. Ungayenza naphi na. Into oyifunayo yi-Abacus App. Le app ikuvumela ukuba trade isitokhwe kwi-NSE esine-KES encinci. 1000. Thenga izitokhwe kwii-multiples ze-Ksh. 100, 500… kuxhomekeka kwixabiso lesabelo ngasinye kwi-NSE” quote=” Ukutyala imali eKenya kulula ngoku. Ungayenza naphi na. Konke okudingayo yi-Abacus App. Le app ikuvumela ukuba trade isitokhwe kwi-NSE encinci njenge-KES. 1000. Thenga izitokhwe kwiziphindaphindo zeKsh. 100, 500… ”umxholo =” uhlobo3 ″]

Ukuqonda iiBond 

Yintoni iiBond?

Khawufane ucinge ubukho xa bendiqala umnwe kunye nenkampani yokusonga iinzwane.

Khawufane ucinge ukubona iprototype yam kunye nokucinga:

Wowu! Kenn, oku kunokusebenza. Kukho amandla amaninzi kule mveliso.

Ke kuba ndikhankanyile ukuba ndifuna imali mboleko yeKsh. 50,000 ukubona izinto; uthatha isigqibo sokungena kwaye utyale imali kwi-Ksh. 50,000.

Kweli nqanaba ndonwabile, ishishini lam liza kukhula. Kwaye wonwabile nawe kuba njengenxalenye yesivumelwano sethu, ndiza kuyibuyisela i-Ksh. 50,000 ekupheleni kwexesha elithile. Xela iminyaka emi-3 yokuhlala). Ewe ngomdla.

Kucingelwa ukuba inzala ekuvunyelwene ngayo yi-10% ngonyaka; ke ekupheleni kweminyaka emi-3, kufuneka ufumane i-Ksh. 65,000 evela kum.

Yinkunzi yakho leyo yeKsh. 50,000 kunye nenzuzo yeKsh. I-15,000.

Kodwa awuzukulinda iminyaka emi-3 ukufumana imali yakho? Esi sivumelwano siya kuba singalunganga kuwe. Ngoko ke siyavuma ukuba ndihlawula inzala kwangaphambili - isiqingatha sonyaka (2,500 emva kweenyanga ezi-6). Nenkunzi ekupheleni. Oku kuthetha ukuba intlawulo yokugqibela iya kuba yi-Ksh. 52,500.

Kwimeko eyahlukileyo 

Uya kuthi, nguKenn, Andinakukwazi ukuhlawula yonke imali (Ksh. 50,000).

Emva koko ndiyavuma ukuthatha nantoni na encinci onayo kwaye ndicele imali eseleyo kwabanye abatyali mali abanomdla.

Nantoni na ngaphandle kweKsh. 1.000.

Nokuba kunjalo, imigaqo yesivumelwano iya kuhlala injalo.

• Iminyaka emi-3 yokuhlawula imali mboleko
• Intlawulo nganye mayenziwe isiqingatha sonyaka
• Kwinqanaba lenzala le-10%.

Phakathi koovimba kunye neeBond, Yeyiphi eyona nto intle yokutyala imali kuyo?

Ukutshala imali kwi-stocks kuphantse kufane nokutyala imali kwiibhondi. Olu tyalo-mali lubini luyahambelana. Kungenxa yoko le nto uninzi lwabatyali zimali benokuthi bobabini babe kwiphothifoliyo efanayo yotyalo-mali.

Ukuba ufunda iposti yam yangaphambili enesihloko Ukuba uneminyaka engama-30 ngaphandle kotyalo-mali yile nto uyenzayo engalunganga; ke kuya kufuneka wazi kwintshayelelo yam ukuba ndiyamcekisa umfazi wam ucebisa ukuba nemali yethu kwiibhondi kuphela kwaye ingekho esitokisini njengoko kuyingozi ukuyikhupha.

Ukuyidibanisa le mali, isitokhwe kunye nezibophelelo zezona zinto ziphambili kutyalo mali. Eminye: - njengemali ezinkozo, izinto ezithengiswayo okanye iarhente yokuthengiswa kwezindlu nomhlaba zizinto nje ezikrwada.

Imakwe Nge : zinjani izitokhwe neebond ezifanayo • Ndingaqala njani trade kuthengiso lokhuseleko lwaseNairobi? • Ndenza njani trade iibhondi eKenya • Ndenza njani trade isitokhwe eKenya? • zisebenza njani izitokhwe neebond • utyalo mali kwizitokhwe kunye neebond eKenya • isitokhwe kunye neebhondi zedummies • Izitokhwe kunye neebond indlela yokutyala imali • amasheya kunye neebond eKenya • izitokhwe kunye neebond ezityala imali eKenya • Izitokhwe zokurhweba • amasheya vs bond Kenya • ukurhweba kwi-NSE • iibhondi zokuqonda • isitokhwe sokuqonda • apho uthenga amasheya kunye neebond