Uluhlu lweeNkqubo zeMali-mboleko yeSelfowuni eKenya 2022 (kunye neeKhowudi ze-USSD)

Ngaba ujonge usetyenziso lwemali mboleko yeselula eKenya? Ungajongi ngokubhekele phaya! Kule post yebhlog, siza kubonelela ngoluhlu olubanzi lwazo zonke iiapps zemali mboleko eKenya. Olu luhlu lubandakanya zombini iibhanki ezinkulu kunye nabadlali abancinci kwi app mboleko yeselula shishini.

Siza kubonelela ngolwazi ngalunye app mboleko yeselula, njengamazinga enzala kunye nemigaqo yokuhlawula. Ke nokuba ufuna imali mboleko encinci okanye enkulu yeselula, sikugubungele!

Ngaphambi kokuba siqale, makhe sijonge kwiindidi zeemali-mboleko ezikhoyo eKenya.

1). Iimali-mboleko zeapps zobuqu eKenya (ezinikezelwa ziiBhanki)

Iimali-mboleko zobuqu ziimali-mboleko ezingakhuselekanga ezinikwa abantu ngabanye ngezizathu ezahlukeneyo, ezinjengokuqinisa amatyala, ukuphuculwa kwekhaya, okanye iindleko zonyango. Inzala kwimali-mboleko yomntu iyahluka ngokwebhanki.

2). Iimali-mboleko zeshishini (ezinikezelwa ziiBhanki)

Yintoni imali mboleko yeshishini? Imali mboleko yeshishini luhlobo lwemali mboleko enikezelwa kumashishini amancinci ngenjongo yokwandisa okanye ukuqala ishishini. Njengemali-mboleko yobuqu, inzala kunye nemigaqo yokuhlawula kwimali mboleko yeshishini iyahluka kwiibhanki ngebhanki.

3). Iimali-mboleko ze-Auto apps eKenya (Ezinikezelwe ziiBhanki, iMicrofinance, kunye naBathengisi beemoto).

Iimali-mboleko ezizenzekelayo luhlobo lwemboleko ekhuselekileyo esetyenziselwa ukuthenga izithuthi. Imbuyekezo yemali mboleko yemoto isasazwa ukusuka kwi-3 ukuya kwi-7 iminyaka kwaye umdla wabo uyahluka ngokuxhomekeke ekubeni uthenga imoto entsha, imoto esesibini, uhlobo lwemoto, kunye nexabiso.

4). Iimali-mboleko ze-Mobile Apps eKenya (ibonelelwe ngosetyenziso lweselula)

Yintoni ukuboleka imali ngeselula?

Ukubolekwa kwemfonomfono kubhekisa kwisenzo sokubonelela ngeselula mboleko ngokusebenzisa ii-apps eziphathwayo. Imali mboleko yeselula incinci, imali mboleko yeselula engakhuselekanga enokuthi ihlawulwe ngamaqonga emali eselula anje ngeM-Pesa. (Ngakumbi kwimali-mboleko ephathwayo kamva).

5). Imali-mboleko yabafundi (enikezelwa ziibhanki kunye neBhodi yeMali-mboleko yeMfundo ePhakamileyo).

Imali-mboleko yomfundi luhlobo lwemali-mboleko enikwa abafundi abafunda ekholejini okanye eyunivesithi. Amazinga enzala kunye nemiqathango yokuhlawula imali-mboleko yabafundi iyahluka ngokwebhanki namaziko ngamaziko.

Yaye idla ngokuhlawulwa emva kokuba umfundi efumene umsebenzi.

6). Imali-mboleko yoMhla wokuHlulwa (Ndinike i-microfinance yam kunye noontanga).

Iimali-mboleko zePayday zezexeshana elifutshane, imali-mboleko engakhuselekanga edla ngokuhlawulwa ngosuku olulandelayo lokurhola lomboleki. Amazinga enzala kunye nemigaqo yokubuyisela imali mboleko yosuku lokuhlawula iyahluka ukusuka kumbolekisi ukuya kumbolekisi, kodwa ihlala iphezulu kakhulu.

7). Iimali-mboleko ze-Shylock (ezinikezelwa ngabantu bezoshishino).

Iimali-mboleko ze-Shylock ziimali-mboleko ezikhuselweyo ezibonelelwa ngoosomashishini kubantu abafuna imali ixesha elifutshane. Amazinga enzala kunye nemigaqo yokubuyisela kwimali-mboleko ye-shylock iyahluka ukusuka kumbolekisi ukuya kumbolekisi, kodwa ihlala iphezulu kakhulu.

Ungakhusela imali mboleko ye-shylock ukuba une-smartphone, ilaptop, ifenitshala, izinto zombane, i-logbook, okanye itayitile.

8). I-Logbook loans (enikezelwa yi-microfinance)

Iimali-mboleko ze-Logbook luhlobo lwemali-mboleko eqinisekisiweyo enikezelwa kubantu abafuna imali ixesha elifutshane. Amazinga enzala kunye nemigaqo yokubuyisela kwimali-mboleko ye-logbook iyahluka ukusuka kumbolekisi ukuya kumbolekisi, kodwa ihlala iphezulu kakhulu.

Unokufumana imali-mboleko ye-logbook ukuba unemoto, iveni, okanye isithuthuthu kwaye ukuba uyasilela ukuhlawula, umbolekisi uya kukuthengisa isibambiso sakho.

Imali mboleko yeselula eKenya.

Nangona kukho imali-mboleko yayo nantoni na eKenya, kwesi sithuba siza kugxila kuphela kwimali-mboleko enikezelwe kwi-Mpesa.

Ezi inokuba yimali-mboleko ekhutshwa ziibhanki kodwa ithunyelwe kwi-M-Pesa okanye i-mboleko ekhutshwe ziiapps zemali-mboleko.

Apha ngezantsi kukho ababolekisi abaphezulu eKenya kunye nohlobo lwemali mboleko abayinikezelayo.

Eli-10 eliPhezulu leMali mboleko eNikelwe ziiBhanki eKenya.

igama	Ubuncinci beMali-mboleko kwi (KES)	Esona Sixa-mali seMali-mboleko kwi-(KES).	Ixesha lokuhlawula	Imali-mboleko yeBhanki Ikhowudi ye-USSD	Mobile Loan App kwi Playstore
IBhanki yoRhwebo yaseKenya (iMali-mboleko yeVooma ye-KCB)	1,000	300,000	iintsuku 30	* 522 #	Usetyenziso lwe-KCB
I-Equity Bank (Imali-mboleko ye-Eazzy)	1,000	3,000,000	iintsuku 30	* 247 #	app Eazzy
I-CBA Loop	0	3,000,000	6 kwiinyanga ze-36	* 488 # okanye * 654 #	Loop app
Absa (Timiza Loan)	50	1,000,000	iintsuku 30	* 224 #	Usetyenziso lwemali mboleko yeTimiza.
I-Coop Bank (Imali-mboleko yaseMcoop)	1,000	500,000	Usuku olu-1 ukuya kwiinyanga ezi-3	* 667 #	Usetyenziso lweMcoopcash.
IBhanki yaseSidian (imali-mboleko ye-Q)	-	500,000	iinyanga 12	* 527 #	Sidian Vibe app
IBhanki yeFaulu Microfinance (Imali-mboleko yeDigi)	-	-	-	* 339 #	Usetyenziso lweFaulu Digicash
IBhanki yoSapho (Imali-mboleko yePesaPap)	-	-	iintsuku 30	* 325 #	I-PesaPap, iapp yeBhanki yoSapho
Inkampani yezemali yezindlu yaseKenya Ltd (HF Whiz)	1,000	50,000	iintsuku 30	* 618 #	HF Whiz Loan app

Imali-mboleko yeselula enikezelwa yiSafaricom eKenya.

1. Mshwari
2. Fuliza
3. KCB- MPesa

• Imali-mboleko ephathwayo enikezelwa ngabakwaShylocks eKenya.
• Iimali-mboleko zomhla wokuhlawula zinikezelwe kwi-Mpesa eKenya.

Iimali-mboleko zeselfowuni ezinikezelwa yi-apps yemboleko kwi-Playstore.

Usetyenziso lwemali mboleko	Ubuncinci bemali-mboleko (KES).	Ubuninzi bemali-mboleko (KES).	Ixesha lokuBuyiselwa kweMali mboleko	Imali mboleko ye-USSD
Usetyenziso lweMali-mboleko yeSebe	250	70,000	ukusuka kwiintsuku ezingama-62-180	N / A
Zenka Loan app	500	20,000	ukuya kuthi ga kwiintsuku ezingama-61	* 841 #
Usebenziso lwemali mboleko	300	100,000	ukuya kuthi ga kwiintsuku ezingama-365	N / A
Tala Loan App	500	50,000	ukuya kuthi ga kwiintsuku ezingama-61	N / A
I-Okash Loan app	1,500	500,000	ukuya kuthi ga kwiintsuku ezingama-30	NA
Okoa Mia App	100	900	ukuya kuthi ga kwiintsuku ezingama-5	* 682 #
Bayes mboleko app	800	30,000	ukusuka kwi-14 ukuya kwiintsuku ze-30	* 879 #
Okolea app mboleko	500	250,000	ukuya kuthi ga kwiintsuku ezingama-28	* 842 #
Mfanisi	200	25,000	ukuya kuthi ga kwiintsuku ezingama-30	N / A
Pesa Pata	-	20,000	ukuya kuthi ga kwiintsuku ezingama-30	* 269 #

Kukho i-plethora ye Ii -apps zemboleko eziphathwayo kwiPlaystore yaseKenya, kodwa ayizizo zonke ezilixabisayo ixesha lakho.

Kweli candelo, siya kugxininisa kuphela phezulu Ii -apps zemboleko eziphathwayo ezibonelela ngezona nzala zingcono kunye nemigaqo yentlawulo.

Apha ngezantsi kukho uluhlu lweeapps eziphezulu zemboleko yeselula eKenya.

1). Zenka Loan App

I-Zenka sisicelo semali mboleko yeselula ebonelela ngemali mboleko engakhuselekanga kubantu abafuna imali ixesha elifutshane.

Amazinga enzala kunye nemigaqo yokubuyisela kwimali mboleko yeselula yeZenka ilungile kwaye iimali mboleko ezivunyiweyo zithunyelwa kwaMpesa kwangoko.

Unokukhusela i-Zenka mboleko yeselula ukuba une-smartphone ye-Android kwaye ukuba uneminyaka eli-18 nangaphezulu.

Ukufaka isicelo semali mboleko yeselula kwaZenka, landela la manyathelo angezantsi:

• Faka i-app yemali-mboleko yeZenka kuGoogle Playstore.
• Bhalisa usebenzisa inombolo yakho yeselula kwaye ugcwalise iprofayile yakho ngokunika iinkcukacha ezifana neNombolo yeSazisi yeSizwe, inqanaba lemfundo, indawo osebenza kuyo, njalo njalo.
• Lindela imvume kwaye ukuba yamkelwe, imali mboleko yeselula iya kuthunyelwa kwiakhawunti yakho yemali yeselula ye-M-Pesa ngokukhawuleza.
• Qaphela: Ubuncinci bemali onokuyiboleka kwi-Zenka yi-Ksh 250 ngelixa ubuninzi bemali onokuyiboleka yi-Ksh 50,000.

Usifaka njani isicelo seMali-mboleko yeZenka ngeKhowudi ye-USSD.

Ngaphandle kwe-smartphone, usenokwenza isicelo semali mboleko yeselula yeZenka.

Ukufaka isicelo, landela amanyathelo angezantsi:

Cofa *841#.

1. Faka i-PIN yakho enamanani ama-4.
2. Khetha [Yandisa] kwaye ujonge ulwazi malunga neendleko zemboleko kunye nexesha.
3. Khetha enye yemigaqo ekhoyo.
4. Linda i i-SMS saziso.

2). Tala Loan App

I-Tala lolunye usetyenziso lwemali mboleko yeselula ebonelela ngeemali mboleko ezingakhuselekanga kubantu abafuna imali ixesha elifutshane.

Ungafumana ukuya kuthi ga kwi-KSh 30,000 ngemizuzu kwaye eyona nxalenye ilungileyo? Umda wemali-mboleko yakho uya kuhlala unyuka ukuba uhlala uhlawula rhoqo nangexesha.

Ungasifaka njani isicelo seMali mboleko yeTala ngokusebenzisa imali mboleko yeapps eKenya

Khuphela kwaye ufake i-app yemali mboleko yeselula yeTala kwiPlaystore.

Nje ukuba ifakiwe, vula i-app yemali mboleko yeselula kwaye ubhalise usebenzisa inombolo yakho yeselula.

Gcwalisa iprofayile yakho ngokukunika iinkcukacha ezifana neNombolo yeSazisi yeSizwe, inqanaba lemfundo, indawo osebenza kuyo, njalo njalo.

Lindela imvume kwaye ukuba ivunyiwe, i mboleko yeselula iya kuthunyelwa kwiakhawunti yakho yemali yeselula ye-M-Pesa ngexesha elifutshane.

Usifaka njani isicelo seMali-mboleko yeTala ngeKhowudi ye-USSD.

UTala akanayo ikhowudi ye-USSD, nangona kunjalo, ungasebenzisa ifowuni yakho yeKabambe ukunxibelelana noTala ngekhowudi yabo yeSMS engu-21991.

3). ISetyana le-Mobile Loan App

Isebe lemali mboleko yeselula libonelela ngeemali-mboleko eziya kuthi ga kwi-KSh 70,000.

Amazinga enzala kunye nemigaqo yokubuyisela ilungile kwaye iimali mboleko ezivunyiweyo zithunyelwa eMpesa kwimizuzwana nje.

Usifaka njani isicelo seMali-mboleko yeSebe nge-smartphone.

Ukuba une-smartphone ye-Android, landela la manyathelo angezantsi:

Khuphela kwaye ufake i-app yemali mboleko yeselula kwiPlaystore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula kwaye ugcwalise iprofayile yakho ngokunika iinkcukacha ezifana neNombolo yeSazisi yeSizwe.

Lindela imvume kwaye ukuba yamkelwe, imali mboleko yeselula iya kuthunyelwa kwi-Mpesa kwimizuzwana.

Usifaka njani isicelo seMali-mboleko yeSebe ngeKhowudi ye-USSD.

Isebe laMazwe ngaMazwe alinayo ikhowudi ye-USSD, nto leyo ethetha ukuba akunakwenzeka ukufikelela kwiimali mboleko zeselfowuni ngaphandle kwekhowudi ye-USSD.

4). Izwe Loan App

I-Izwe liziko letyala kuphela elibonelela ngeemali-mboleko ze-checkoff ezingakhuselekanga kubo bonke abasebenzi bakarhulumente, amalungu e-TSC eKenya kunye namaziko azimeleyo aphantsi kolawulo kunye namaziko abucala.

Ungasifaka njani isicelo seMali-mboleko ye-Izwe nge-smartphone.

Ukuba une-smartphone ye-Android, landela la manyathelo angezantsi:

Khuphela kwaye ufake i-app yemali mboleko yeselula kwiPlaystore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula kwaye ugcwalise iprofayile yakho ngokunika iinkcukacha ezifana nesithili ohlala kuso, inombolo yesazisi, kunye nalo naluphi na olunye ulwazi olufunekayo.

Nje ukuba yenziwe, linda imvume kwaye ukuba yamkelwe, imali mboleko yeselula iya kuthunyelwa kwi-Mpesa ngemizuzwana.

Usifaka njani isicelo seMali-mboleko ye-Izwe ngeKhowudi ye-USSD.

Ukuba awunayo iakhawunti, ungakhathazeki, usengafaka isicelo semali mboleko yeselula kwi-Izwe mboleko engakhuselekanga usebenzisa ikhowudi ye-USSD ye-IZwe.

Ukufaka isicelo, landela amanyathelo angezantsi:

Vula ifowuni yakho yokucofa kwaye ucofe ikhowudi ye-USSD 48369#. kwaye ukhethe inkonzo onqwenela ukuyifumana.

Emva koko uya kufumana umyalezo wokuqinisekisa ukuba uqhubeke okanye urhoxise.

Ukuba ukhetha ukuqhubeka, i-arhente iya kukufowunela nayo yonke ingcaciso malunga neemfuno ezifunekayo kunye nendlela eya kuhlawulwa ngayo imali-mboleko.

5). Haraka Mobile App Loan

IHaraka ikunika imali-mboleko ye-nano ngoko nangoko ebhatala ngqo kwisipaji sakho esiphathwayo kwimizuzu nje embalwa.

The usetyenziso lweselula yenzelwe ukuhlangabezana neemfuno zakho ezincinci zikaxakeka ngaphandle kwesidingo sokuzalisa iifomu zezicelo ezinde.

Ungasifaka njani isicelo seMali mboleko yeHaraka ye-Mobile nge-smartphone yakho.

Ukuba une-smartphone ye-Android, landela la manyathelo angezantsi:

Khuphela kwaye ufake i-app yemali mboleko yeselula kwiPlaystore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula kwaye ugcwalise iprofayile yakho.

Nje ukuba yenziwe, linda imvume kwaye ukuba ivunyiwe, imali mboleko yeselula iya kuthunyelwa eMpesa kwimizuzu nje.

Usifaka njani isicelo seMali mboleko yeHaraka yeMobile ngeKhowudi ye-USSD.

Imali-mboleko yaseHaraka ayinayo ikhowudi ye-USSD. Ungafaka isicelo semali mboleko yeselula kuphela kwaHaraka usebenzisa i-smartphone yakho ye-Android.

6). Chapchap Loan app mobile

I-Chapchap yesicelo semali mboleko yeselula ibonelela ngeemali-mboleko zeselfowuni ukusuka kwi-Ksh 500 ukuya kwi-Ksh 50, 000 ngoko nangoko ngeMpesa

Amagama okuhlawula anobubele kwaye isibonelelo semali mboleko yeselula siyakhawuleza kwaye sifanelekile.

Usifaka njani isicelo semboleko yeChapchap nge-smartphone yakho.

Ukuba une-smartphone ye-Android, landela la manyathelo angezantsi:

Khuphela kwaye ufake i-app yemali mboleko yeselula kwiPlaystore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula, kwaye ugcwalise iprofayile yakho.

Nje ukuba yenziwe, linda imvume kwaye ukuba ivunyiwe, imali mboleko yeselula iya kuthunyelwa eMpesa kwimizuzu nje.

Usifaka njani isicelo semali mboleko yeChapchap ngeKhowudi ye-USSD.

Isahluko I-app yeselula ayinayo ikhowudi ye-USSD. Ungafaka isicelo semali mboleko yeselula kuphela kwi-Chapchap app usebenzisa i-smartphone yakho ye-Android.

7). I-Timiza mboleko ye-app yeselula

I-Timiza mboleko yeselula app yinkonzo yemali mboleko enikwa yibhanki yeBarclays.

Ayikhawulezi kwaye iluncedo kuphela kodwa ikwabonelela ngeemali mboleko ezifikelelekayo kubathengi.

Usifaka njani isicelo seMali mboleko yeTimiza ngefowuni yakho.

Ukuba une-smartphone ye-Android, landela la manyathelo angezantsi:

Khuphela kwaye ufake i-app yemali mboleko yeselula kwiPlaystore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula kwaye ugcwalise iprofayile yakho.

Nje ukuba yenziwe, linda imvume kwaye ukuba ivunyiwe, imali mboleko yeselula iya kuthunyelwa eMpesa kwimizuzu nje.

Usifaka njani isicelo seTimiza yeMali mboleko yeSelfowuni ngeKhowudi ye-USSD.

Ukufaka isicelo semali mboleko yeselula ngeTimiza mboleko yeselula, landela la manyathelo angezantsi:

Vula ifowuni yakho yokucofa kwaye ucofe 848# Imali-mboleko Ubude bexesha kwiinyanga #. Umzekelo, ukuba ufuna ukuboleka i-Ksh 30, 000 kwiinyanga ezili-12, uya kucofa umnxeba. 88899*__*12*.

Emva koko uya kufumana umyalezo wokuqinisekisa ukuba uqhubeke okanye urhoxise.

8). Okolea Loan App

I-Okolea yesicelo semali mboleko yeselula ibonelela ngeemali-mboleko zeselula kubo bonke abantu baseKenya ngamaxabiso enzala afikelelekayo.

I-app yemali mboleko yeselula yenzelwe ukuhlangabezana neemfuno zakho ezincinci zikaxakeka ngaphandle kwesidingo sokuzalisa iifomu zesicelo ezinde.

Usifaka njani isicelo se-Okolea Loan App nge-smartphone yakho.

Ukuba une-smartphone ye-Android, landela la manyathelo angezantsi:

Khuphela uze ufake app mboleko yeselula ukusuka Playstore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula kwaye ugcwalise iprofayile yakho.

Nje ukuba yenziwe, linda imvume kwaye ukuba ivunyiwe, imali mboleko yeselula iya kuthunyelwa eMpesa kwimizuzu nje.

Usifaka njani isicelo se-Okolea yeMali mboleko ngeKhowudi ye-USSD.

Ukufaka isicelo mboleko yeselula nge-Okolea app yeselula, Landela la manyathelo angezantsi:

Vula ifowuni yakho yokucofa kwaye ucofe *842# emva koko ulandele imiyalelo.

Emva koko uya kufumana umyalezo wokuqinisekisa emva kokufaka isicelo semali mboleko yakho. Kwaye ukuba ivunyiwe, yakho Imali-mboleko iya kuthunyelwa kwiMpesa yakho isikhwama.

9). Imali-mboleko yaseMshwari.

Usetyenziso lwemali mboleko yeselula yakwaMshwari ibonelelwa yiBhanki yoRhwebo yaseAfrika (CBA) kwaye yenye yezona mboleko zidumileyo eKenya.

I-app yemali mboleko yeselula inika abantu baseKenya imali-mboleko ekhawulezayo ngaphandle kwesidingo sokuzalisa iifomu zezicelo ezinde.

Usifaka njani isicelo seMali mboleko yeMshwari ngefowuni yakho.

Khuphela kwaye ufake i-app ye-Mpesa yemali mboleko yeselula evela ePlaystore.

Ngena kwaye ujonge "ukukhula" kwikona esezantsi ekunene kwi-app emva koko ukhethe uMshwari.

Emva koko, khetha isixa-mali semali-mboleko kwaye ucele nayiphi na imali yemboleko.

Usifaka njani isicelo seMali mboleko yeMshwari ngeKhowudi ye-USSD.

• Ukudayela * 334 # kwaye ukhethe iimali-mboleko kunye neenkonzo (ukhetho lwesi-4).
• Okulandelayo khetha ukhetho 2 (Mshwari).
• Ngoku khetha imali-mboleko @9% kangangeentsuku ezingama-30 (ukhetho lwesi-3).
• Cela imali-mboleko. Ukhetho loku-1.
• Faka imali-mboleko, umzekelo, Ksh. 10,000 kwaye uthumele.
• Faka iPIN yakho uze uyithumele.
• Imali-mboleko yakho iya kuhlawulwa ngoko nangoko.

10). Imali-mboleko ye-KCB Mpesa

I-app ye-KCB Mpesa yemali mboleko yeselula ibonelelwa yibhanki ye-KCB kwaye idume njengemali mboleko ye-Mpesa.

Usifaka njani isicelo seMali mboleko ye-KCB Mpesa nge-smartphone yakho.

• Khuphela kwaye ufake i-app yeselula ye-Mpesa kwi-Playstore.
• Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula kwaye ugcwalise iprofayile yakho.
• Nje ukuba yenziwe, cofa iqhosha lokukhula ezantsi ngasekunene kwe-app.
• Okulandelayo, khetha i-KCB Mpesa.
• Cofa iqhosha lesixa-mali-mboleko ukuze ucele imali-mboleko.

Usifaka njani isicelo seMali mboleko ye-KCB Mpesa ngeKhowudi ye-USSD.

• Ukudayela * 334 # kwaye ukhethe iimali-mboleko kunye neenkonzo (ukhetho lwesi-4).
• Okulandelayo khetha ukhetho 3 (KCB Mpesa).
• Ngoku khetha imali-mboleko @9% kangangeentsuku ezingama-30 (ukhetho lwesi-3).
• Cela imali-mboleko. Ukhetho loku-1.
• Faka imali-mboleko, umzekelo, Ksh. 10,000 kwaye uthumele.
• Faka iPIN yakho uze uyithumele.
• Imali-mboleko yakho iya kuhlawulwa ngoko nangoko.

Ii-Apps zeMali-mboleko yeselula – FAQ's

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Yintoni imali mboleko yeselula?

Imali mboleko yeselula yimali-mboleko yexesha elifutshane, engakhuselekanga ehlawulwa kwaye ihlawulwe kusetyenziswa ifowuni ephathwayo. Imali mboleko yeselula ikwabizwa ngokuba yimali mboleko yeselula okanye imali mboleko yeM-Pesa.

Zeziphi iimfuno zosetyenziso lwemali mboleko yeselula eKenya?

Iimfuno zemboleko yeselula eKenya ziyahluka ngokuxhomekeke kumbolekisi kodwa ngokubanzi, kuya kufuneka ubuncinci ubuneminyaka eli-18 ubudala, ube nesazisi esisebenzayo kunye nenombolo yefowuni ephathwayo, kwaye ube neakhawunti esebenzayo ye-M-Pesa.

Ndiyibhatala njani imali mboleko yam yeselula?

Uya kuyibhatala imali mboleko yakho usebenzisa ifowuni yakho. Ngokuqhelekileyo uya kufumana isikhumbuzo sentlawulo ngeSMS ngaphambi kokuba uhlawule.

Ukwenza intlawulo, kuya kufuneka uye kwimenyu yemali ephathwayo kwaye ukhethe ukhetho 'Lipa NA M-Pesa'.

Ukusuka apho, uya kufaka inombolo yokubuyisela imali mboleko kunye nemali onqwenela ukuyibuyisela. Nje ukuba uqinisekise intlawulo, imali mboleko yakho yeselula iya kuhlawulwa.

Ithini inqanaba lenzala kwiiapps zemali-mboleko yeselula eKenya?

Izinga lenzala kwimali-mboleko ephathwayo eKenya isuka kwi-12% ukuya kwi-36%. Kubalulekile ukuthelekisa inzala enikezelwa ngababolekisi abahlukeneyo phambi kokuba ufake isicelo semali mboleko yeselula.

Ndingayifumana imali-mboleko yeselula ukuba ndiyazisebenza?

Abanye ababolekisi beselula banokunikezela ngeemali-mboleko eziphathwayo kubantu abazisebenzelayo, kodwa kungcono ujonge kumbolekisi othile ukubona ukuba bayayinikezela na le nkonzo.

Yeyiphi eyona mali mboleko yeselula endinokuyiboleka?

Ubuninzi bemali mboleko yeselula onokuyiboleka iya kwahluka ngokuxhomekeke kumbolekisi kodwa ihlala isuka kwi-Ksh. 500 ukuya kwi-Ksh. 50,000.

Ngaba ndingayihlaziya imali mboleko yam engeyiyo i-app?

Kuxhomekeke kumbolekisi ohambahambayo kodwa abanye ababolekisi beselula bayabonelela ngohlaziyo lwemali mboleko.

Ndingayifumana imali mboleko yeselula ukuba ndinetyala elibi?

Abanye ababolekisi ngeselfowuni banokubonelela ngeemali-mboleko eziphathwayo kubantu abanetyala elibi, kodwa kungcono ujonge kumbolekisi othile ukubona ukuba bayayinikezela na le nkonzo.

Yeyiphi eyona app yemali mboleko yeselula eKenya?

Akukho mpendulo ilingana-yonke kulo mbuzo njengeyona app yemali mboleko yeselula iya kuxhomekeka kwiimfuno zakho kunye neemeko.

Sincoma ukuthelekisa iinketho zemali mboleko efumanekayo kubabolekisi abahlukeneyo ngaphambi kokuba wenze isigqibo.

Zeziphi iiapps zemali mboleko yeselula ezaziwa kakhulu eKenya?

Ezona zicelo zidumileyo mboleko yeselula eKenya yiM-Pesa, iKCB Mpesa, kunye ne-Equity yeeapps zemali mboleko yeselula.

Imakwe Nge : *841# mboleko kwi-intanethi • Bes usetyenziso lwemali mboleko eKenya ngaphandle komrhumo wokubhalisa • Eyona app mboleko eKenya • usetyenziso lwemali mboleko yeselula engakhuselekanga • ikhowudi ye-sms mboleko yesebe • mboleko yokwakha eKenya • imiqathango kunye neemeko mboleko eazzy • iimali-mboleko ngoko nangoko • I-app yemali-mboleko ngokukhawuleza • Iimali-mboleko zasimahla • ndingayifumana njani i-zenka loan ngesms • ndiwujonga njani umda wemali-mboleko yam zenka • indlela yokufumana imali mboleko ngaphandle kwe-smartphone • indlela hack apps mboleko • Ukubolekwa kwemali kwangoko eKenya • ngaba i-zenka isanikezela ngeemali-mboleko • ilizwe liboleka ikhowudi ye-ussd • ifomu yesicelo semali-mboleko yengonyama • Iiapps zemboleko eKenya ngaphandle kweCRB • mboleko ngaphandle kokhuseleko e-kenya namhlanje • Usetyenziso lwemali mboleko yeselula eKenya • Iiapps zemali-mboleko yeselula eKenya • mboleko yeselula usebenzisa iikhowudi ze-ussd ekenya • Eyona nto idumileyo kwiinkqubo mboleko yeselula eKenya • Iiapps ezintsha zokuboleka imali eKenya • isicelo semali-mboleko ka-okash • okolea mboleko app • ngokukhawuleza kwi-intanethi ye-mpesa mboleko • iikhowudi ze-ussd zeemali mboleko zeselula ekenya • usebenziso lwemali mboleko • ifom yesicelo semali-mboleko ye-zenka