Iindlela ezi-9 ezilula zokunyusa i-Ksh. 100,000 Ngaphantsi kweVeki ngo-2024

Kwi-2014 ndaqala inkampani yam yokuqala eKenya. Isisombululo se-Fintoe Mega Kenya Limited. Ndandijonge ukufumana iikhontrakthi zikarhulumente. Kwaye ukunyusa i-Ksh. 1,000,000 phakathi konyaka. Yenzeka njani into yokuba umntu oneminyaka engama-25 ubudala eKenya atyebe ukuba akanyusi mali ngeeprojekthi zikarhulumente?

Ndakha ngoko nangoko iprofayile yam yenkampani; kwaye ndafumana i Isatifikethi se-AGPO ukudlula imfuneko yesiqhelo yee-akhawunti eziphicothiweyo zeminyaka emibini ukuya kwemithathu kwiinkqubo zokwenziwa kweethenda; emva koko ndafaka amaxwebhu am e-pre-qualification.

Emva kwamaphepha kunye nokungeniswa kwezindululo zemali, ndaphumelela isicelo kwikhontrakthi yam yokuqala.

Ithenda yokwakha igumbi lokufundela abantwana abancinci kwiimarike zaseNyawita. Kisumu.

Le projekthi yayiphikiswa ngabathengisi ababethandabuza ukushiya imarike kwaye safudukela eMhoroni. Into enomdla kukuba, ndafunda yonke into endiyaziyo malunga nokufaka iithenda-emsebenzini.

Kodwa ukucacisa ngakumbi, ndifunde ukuba kulula ukunyusa imali ngesaziso esifutshane kunokuba abantu abaninzi becinga.

Iindlela ezili-9 ezilula zokuNyusa iMali eninzi kangaka ngaphantsi kweveki

1. Nyusa iMali ngeNkxaso-mali ye-LPO 

Ukufumana ithenda yokwakha ibingengomsebenzi ungako. Inxalenye enzima yayikukuqokelela imali eyaneleyo ukuze kuqaliswe umsebenzi. Kwaye ukubonisa urhulumente wedolophu ukuba wenze isigqibo esifanelekileyo ngokuphosa le thenda ngendlela yam.

Ndenze ntoni ke?

Ndaya kwiBhanki yam; ndibabonisile i-LPO yam kwaye ndibanike izizathu ezoneleyo zokungala isicelo sam - ndibeke isibambiso.

Kwiveki ndafumana imali eyi-Ksh. 700,000 ukwenza isigaba sokuqala seprojekthi.

Urhulumente wase-Kisumu County uza kuhlawula isabelo sakhe semali yeprojekthi emva kovavanyo. Ibali lithi inkxaso ye-LPO yenze umahluko opheleleyo kwindlela endiyenze ngayo iprojekthi.

Ngaba unayo i-LPO efuna inkxaso-mali engxamisekileyo?

Kutheni ungaqhakamshelani Iinkcukacha zebhanki ye-KCB? Ndiqinisekile ukuba bayayihleka imali ngokukhawuleza. Ewe emva kokuqinisekisa ubunyani be-LPO yakho.

2. Thatha iMali mboleko yobuKsh. 100,000

Xa ufuna imali eninzi kangaka ngokukhawuleza, ukhetho lokuqala oluthi qatha engqondweni kukuthatha imali-mboleko.

Kuyanceda xa uqeshwe kuba ungafikelela Ksh. I-4,000,000 yeemali-mboleko zobuqu ezingakhuselekanga eKenya. Kwaye encinci njenge-Ksh. I-100,000 ehlawulwa kwiinyanga ezingama-72.

3.Boleka imali kubahlobo kunye nosapho 

Ngamanye amaxesha xa ufuna imali ngokukhawuleza, cela uncedo kubahlobo bakho.

Yiza, abahlobo bakho banokuboleka ngokulula i-Ksh. 100,000. Phantse kwangoko.

Kodwa ukuba abayi kunika yonke imali, yiba nobuchule; ukunciphisa ukubuza kwakho, kwaye ufune abahlobo abaninzi.

Uya kumangaliswa yindlela ophakamisa ngayo ukuphela kosuku.

Nangona kunjalo, ukuba uboleka kumalungu osapho, zama ukulumka, amanye amalungu osapho akhohlakele kakhulu.

Mhlawumbi kubi njengokuba "UJayce Barnes ” umlinganiswa kwincwadi endiyifundayo ngoku kwi-Kindle - Ubabalo olubi.

UJayce uboleka udadewabo UTrista Barnes $ 25,000 yoqhaqho lomtshana wabo.

Kwaye xa imbuyekezo ilibazisekile - ngenxa yeemeko ezingenakuthintelwa, yena (uJayce) ubetha uTrista kwaye amnyanzele ukuba aboleke yonke imali kwi-Shylock. Ukumbuyisela.

Kuya kuba mnandi ukuba uShylock / usomashishini ngumhlobo kaJayce okrakra / iqabane lakhe kwishishini “UJameson. ” (UJameson wabamba uJayce ebhedini kunye noMfazi wakhe).

Kuya kufuneka uyifunde le ncwadi. Ilungule. Okwangoku simahla ukuba sifunde kuhlobo.

Inqaku lam lelokuba, njengoko ungatyhalelwa kwikona yokunyusa imali kubahlobo okanye kwizalamane zakho, cacisa ngentlawulo. Inokulonakalisa ulwalamano lwakho.

4. Rhoxisa inzala efunyenwe kwisicwangciso sakho sokonga okanye kwiakhawunti yeNgxowa-mali yeMarike yeMali

Ukuba umdala ngengqondo ephilileyo eneenjongo ezicacileyo zemali kunye nokugxila; ke kuya kufuneka sele uyazi ukuba abantu abadala bagcina imali ngeentsuku zemvula.

EKenya, amawaka ezicwangciso zokonga kunye neemali zemarike yemali zikunceda ukhulise imali ngelixa uqhubeka ukonga.

Ngokufanelekileyo, ezi nkampani zamkela imali encinci yokonga.

Kwaye ngenxa ye-Ksh. 100 ngamanye amaxesha ayinakwenza impembelelo enqwenelekayo ukuba igcinwe ngokuzimeleyo, iminyaka; imali iyadityaniswa kwaye ityalwe kwii-asethi ezinenzala ephezulu enemveliso.

Njengeebhili zikaNondyebo kunye neebhondi zikaNondyebo.

Inzala iyadityaniswa minyaka le kwaye amalungu anemali entle ayifumana njengembuyiselo. Ungayikhupha imali yakho xa ufuna. Akukho zithintelo konke.

Ezona Mali zibalaseleyo zeMarike eKenya zibandakanya: - ((cofa kwi-tweet)

1. Inkulumbuso yaseAmana
2. Ingxowa-mali elinganisiweyo yeBritam
3. Icandelo leBritam Trust
4. Ingxowa mali yeZimele Money Market Trust
5. Ingxowa mali ye CIC Money Market
6. Ingxowa mali yeMadison Asset yeMarike

Iimali zentengiso yemali zikwasebenza njengokhuseleko xa ufuna ukunyusa imali ngayo nantoni na - imeko kaxakeka, isisa, ukuqala, okanye ishishini, ukhuselekile.

5. Nyusa iKsh. Ukuthengisa ipropathi yakho 

Ngamanye amaxesha, isizathu sokuba abantu kufuneka bakhuphe imali ngokukhawuleza kukususa imali mboleko abayithathileyo yokuxhasa ezinye iipropathi okanye iiasethi.

Ngokwesiqhelo, ukuba ixesha elimiselweyo alifezekiswanga, ii-asethi ezithengiweyo zibuyela kumxhasi ngokwesivumelwano semboleko.

Nangona kunjalo, ababoleki abanobuqili banokusondela koku ngengqondo evulekileyo kwaye bahlangule inxalenye yotyalo-mali lwabo ukuba ayizizo zonke.

Ngaba ufuna ingcebiso yam icebise ngendlela yokwenza oko?

Ukuba ujongene nebhanki; bacele ukuba bakuvumele ngokusemthethweni ukuba uthengise ipropathi. (Umthengi kufuneka avumelane nesicwangciso naye). Tshintshela yonke imali efunyenwe kwintengiso ukuya kwiakhawunti kunye namatyala. Vumela ibhanki yakho ikhuphe ityala lakho.

Awuyi kuphuma kuphela ematyaleni kodwa uyisindise inxalenye yemali obuya kuphulukana nayo. Ngamanye amaxesha ngenzuzo.

Le yimeko yokuphumelela.

Kwaye ungayenza ngeveki ukuba uthengisa ngexabiso elisezantsi kancinci kunexabiso lentengiso.

6. Nyusa iKsh. 100,000 kwiveki enye nge-M-changa 

Iimali zesibhedlele, uhlahlo-lwabiwo mali lomngcwabo, uhlahlo-lwabiwo mali lokuzalwa, isisa, inzuzo, ishishini… libize igama. Nantoni na oyifunayo yokunyusa iKsh. I-100,000 yakho, cela nje uncedo kumaKenya kwaye uyakufumana inkxaso evela ngaphezulu nangaphaya.

Inokwenzeka njani loo nto?

Bhalisa kwi Mchanga - ukubuyisa imali iwebhusayithi, yabelana ngento oyifunayo ngemali, kwaye ulinde abafuna okuhle ukukunceda ukuba unyuse imali kwithuba elifutshane.

Kutshanje;

Isibini siphakamise i-KES 50,626 ngomtshato wabo. Intsapho iphakamise i-KES 29,270 yosuku lokuzalwa kwentombi yabo. Kwaye enye iphakamise i-KES 207,350 isiya kwingxowa yabo yezonyango.

Ngaba sele ndikhankanyile ukuba ngo-2017 ndaphakamisa malunga neKsh? I-30,000 kwiintsuku ezi-3 isiya kwam umngcwabo kamama? Ewe ndayenza.

7. Nyusa iKsh. I-100,000 okanye nangaphezulu ngePhulo lokuFumana iNkxaso-mali 

Enye indlela eya kuMchanga liphulo lokufumana inkxaso-mali. Kodwa, unokunyusa imali kuwo omabini amaqonga ukuba uyafuna.

Ukuza kuthi ga ngoku, amaphulo aphumeleleyo aqhutywa ngamaKenya yile: -

1. Iphulo lenkxaso-mali yokwakha iKliniki yaseNgong. Abakhankasi baphakamise i-$ 1,235 yeemali zabaxhasi.
2. Iphulo lokunyusa ingxowa mali yemfundo yomntwana. Kukhuliswe i $ 945.

Funda ezinye mabali a mpu melelo yeGo Fumana inkxaso-mali eKenya kwiphepha lokufikela lewebhusayithi eKenya.

8. Thatha inzuzo kwiShishini lakho 

Ukuba uneshishini elenza ujikeleze Ksh. I-14,285.71 kwinzuzo yemihla ngemihla kutheni ungasebenzisi nje iingeniso kangangeveki kwaye ubize loo "mvuzo wakho kwangaphambili?"

Ewe, kwishishini elenza imali eninzi yonke imihla, unokunyusa ngokulula iKsh. 100,000 ngeveki ngaphandle kwengxaki.

Kodwa ngawaphi la mashishini, kwaye ufuna malini ukuqala ukuwaqhuba?

Ndabhala ngazo zonke izinto ezilungileyo kuye qala ishishini elinenzuzo eKenya in esi sithuba. Ezinye zeengcebiso sele zisebenzele abanye abantu.

Ndicinga ukuba kungenxa yokuba baqale kwangethuba. Kwaye bendonwabele iMonopoly mva nje.

Ishishini elifuna okuncinci okanye, akukho mali yokuqalisa okwangoku linokusetyenziselwa ukunyusa iKsh. I-1000,000 ngaphantsi kweveki; funda Umsebenzi we-9 eMsebenzini ngeeGig ezihambelanayo kunye neNtlawulo eNomvuzo

9. Thatha iNzuzo kwiAkhawunti yakho yoKhetho lweDijithali

Kunyaka ophelileyo xa ndinengxaki yamatyala ndasebenzisa i Olymp Trade option ukunyusa iKsh. 502,000. Ndaqala ukurhweba nge- $ 30 kwaye ndenza kakhulu phantsi kweeyure ezingama-2.

Iphepha elichazayo ukuba awusenanto oyifunayo: Imali yakho inokuba semngciphekweni.

Nangona kunjalo, ukuba ufuna ukuzama ukwenza imali kwi-intanethi unako yenza iakhawunti nge Olymp Trade. Idiphozithi ubuncinci eyi- $ 10. Kwaye trade encinci njenge- $ 1.

Ukuba ufumana ingxaki yokulayisha iakhawunti yakho ngokuthe ngqo ngeVisa; vula iAkhawunti yeSkrill kwi skrill.com.

Sebenzisa ikhadi lakho leVisa ukuxhasa iSkrill. Ngena kwi Olymp Trade kwaye ukhethe iSkrill njengokhetho lwakho lwentlawulo. Gqibezela inkqubo kwaye iakhawunti yakho iya kulayishwa kwimizuzu. Cofa ukuze uthumele le mfihlo 

Enye inzuzo yeSkrill kukuba, ukurhoxiswa kuthatha iiyure ezingama-24 kuphela.

Ke, ingakanani imali ongayinyusa urhwebo kuyo Olymp Trade? Ksh. 100,000? Ksh. Ngama-200,000? Kuxhomekeka ekubeni zilungile kangakanani iimeko zentengiso.

Imakwe Nge : Nyusa imali ngokukhawuleza • Nyusa imali yeCharity • Nyusa imali yeLPO • Nyusa imali engenzi nzuzo • Nyusa imali kuFacebook • khulisa imali kwi-intanethi