Ukunyusa imali vs ukwenza imali: Yeyiphi eyona ilula?

Impendulo yalo mbuzo isenokubonakala icacile, kodwa inyaniso kukuba kukho iingenelo nezingeloncedo kuzo zombini.

Ukunyusa imali kunokuba lula kwezinye iimeko kuba kukuvumela ukuba ube nolawulo ngakumbi kwinkqubo. 

Nangona kunjalo, enye into embi kakhulu kukuba kuya kufuneka unikezele kwi-equity okanye uthathe ityala elithetha ukuba ubunini obuncinci benkampani yakho. 

Ukwenza imali lukhetho olukhulu ukuba awufuni ukunika ubunini benkampani yakho, kodwa kunokuba nzima kunye nabanye abaninzi okhuphisana nabo abazama into enye.

Ukukhulisa imali akukaze kube ngumsebenzi olula. 

Kufuneka wazi ukuba ziphi na izixhobo zakho, ukuba ungafumana malini, kwaye yintoni omele unikele ngayo ngokutshintshiselana. 

Kwelinye icala, ukwenza imali kudla ngokuba lula!

Ukuba unemveliso okanye inkonzo efunwa ngabantu, imalunga nokufumana abathengi abaya kuyithenga kuwe ngexabiso elenza ingqiqo kumacala omabini abandakanyekayo.

Esi sithuba sebhlog siphonononga umahluko phakathi kwezi ndlela zimbini ukuze abanini bamashishini bafumanise ukuba yeyiphi ekufuneka bayisebenzise xa besungula iprojekthi yabo elandelayo!

Iindlela zokonyusa imali kunye neengenelo kunye nokungalunganga kwazo

a). I-Bootstrapping

I-Bootstrapping kuxa umnini-shishini esebenzisa ugcino lwakhe lomntu siqu okanye imali evela kwimali mboleko yebhanki ukuxhasa iprojekthi

eziluncedo: 

Akukho mngcipheko wokuphulukana nolingano, akukho kunikezela ngobunini kubatyali-mali

Ungu-100% olawulayo

Ungaliphepha ityala

bendlela: 

Ingathatha ixesha elide ukusuka emhlabeni ngaphandle kwenkxaso yangaphandle, akunakwenzeka kuyo yonke imbono yeshishini

Izigqibo ezinzima kuba nawe uyiakhawunti yakho yebhanki kwaye unemali enyiniweyo.

Kuya kufuneka ukuba wonge kakhulu iindleko ukuze ukwazi ukolula

Ifuna impumelelo ekhawulezileyo okanye kunokuba nzima kakhulu ukubona umbono wenkampani ugqityiwe

b). Ukuxhaswa ngemali ngabantu abaninzi

I-Crowdfunding kuxa umnini-shishini esebenzisa indawo abahlala kuyo (abahlobo, usapho, abantu abangabaziyo) ukutyala imali kwinkampani yabo

eziluncedo: 

Ungagcina ubunini obupheleleyo benkampani yakho

Ufumana imali ngokukhawuleza kwiprojekthi yakho

bendlela: 

Kunokuba nzima ukufumana abantu aboneleyo ebhodini ngombono, ngakumbi abantu ongabaziyo. Oku kunokwenza kube nzima ukufikelela usukelo lwakho lwemali

Kusenokufuneka uyeke ulawulo lwenkampani okanye unikeze inkuthazo/imbuyekezo ukwenza abantu babe nomdla

Inyusa uxinzelelo lokuphumelela kuba abantu abaninzi batyaliwe kwinkampani

c). Imali yokuqala okujikayo

IVenture Capital kuxa umnini-shishini ethatha imali kubatyali-mali abafuna ukubona imbuyekezo kutyalo-mali lwabo

eziluncedo: 

Unokufumana imali oyifunayo ngokukhawuleza kwaye ube nezixhobo ezininzi onazo ngenxa yabatyali-mali

Awunyanzelekanga ukuba uyeke i-equity okanye ungene ematyaleni

bendlela: 

Uphulukana nolawulo oluthile lwenkampani njengoko ilawulwa yibhodi yabalawuli

Ukuba awunayo irekhodi eqinisekisiweyo, kunokuba nzima ukufumana abatyali-mali ebhodini ngombono wakho

Kufuneka unikezele ngepesenti yolingano lwenkampani yakho nto leyo ethetha ubunini obuncinci

d). UkuXhaswa kweMali yeTyala

Ukuxhaswa ngemali kwetyala kuxa uthatha imali-mboleko ebhankini okanye kwelinye iziko elibolekisayo

eziluncedo: 

Unokufumana imali oyifunayo ngokukhawuleza kwaye ube nezixhobo ezininzi onazo ngenxa yemali mboleko

Awunyanzelekanga ukuba uyeke i-equity okanye ungene ematyaleni

bendlela: 

Unoxanduva lokuhlawula imali-mboleko kunye nenzala

Imiqathango yemali-mboleko isenokungamkeleki

Ungalahlekelwa yinkampani yakho ukuba awukwazi ukuyibuyisela imali mboleko

e). Abahlobo kunye nosapho

Abahlobo kunye nosapho banokuba ngumthombo omkhulu wenkxaso-mali kwishishini lakho

eziluncedo: 

Akukho mfuneko yokuba uhlawule imali ngenzala

Basenokuvuma ngakumbi ukukunceda kunebhanki okanye elinye iziko elibolekisa ngemali

bendlela: 

Kusenokungabi namali yaneleyo efumanekayo kubahlobo nakusapho lokuxhasa ishishini lakho

Imiqathango yemali-mboleko isenokungamkeleki

Ungaphulukana nobudlelwane ukuba awukwazi ukuhlawula imali-mboleko

Iindlela zokwenza imali kunye ne-Pros and Cons zabo

Endaweni yokunyusa imali, unokuzama ukwenza imali. Kukho iindlela ezininzi zokwenza oku, kwaye nganye ineenzuzo kunye neengxaki zayo.

a). Qala ukuRhweba kwi-Intanethi

Ukurhweba kwi-Intanethi kukuthenga nokuthengisa izibambiso, ezifana nezitokhwe, ngokusebenzisa i-brokerage firm okanye iqonga lokuthengisa online.

eziluncedo: 

Unga qala ukurhweba ngokukhawuleza kwaye akufuneki ulahle i-equity okanye ungene ematyaleni

Kukho iinketho ezininzi ezibonelela onke amanqanaba abatyali-mali

Unga trade naphi na emhlabeni

bendlela: 

Ukurhweba kuyingozi - unokulahlekelwa yimali ngokukhawuleza

Kufuneka ukwazi ukwenza izigqibo ngokukhawuleza

b). Tyala kwiShishini

Xa utyala imali kwishishini, uba yinxalenye yaloo nkampani kwaye ube nesabelo kwingeniso kunye nelahleko.

eziluncedo: 

Unokuba yinxalenye yeshishini okholelwa kulo

Uya kuba nolawulo ngakumbi kwicala leshishini lakho

Unokusebenza neqela elabelana ngombono wakho kunye nothando lwakho

bendlela: 

Ukutyala imali kwishishini kuthatha ixesha elininzi kunye nomzamo

Kufuneka uyeke i-equity okanye ungene ematyaleni ukuze utyale imali

c). Qala ishishini kwi-Intanethi

Ukuba unombono olungileyo, ke ukuqala ishishini kwi-intanethi kunokuba kulungele wena.

eziluncedo: 

Awudingi ukuyeka i-equity okanye ungene ematyaleni

Ungaqala ngokukhawuleza kwaye naphi na emhlabeni

Kukho izixhobo ezininzi zokukunceda ukuba uqalise

bendlela: 

Kufuneka wenze yonke into ngokwakho, enokuchitha ixesha kunye noxinzelelo

Nokuba uphumelele ukwenza imali kwi-Intanethi, kunokuthatha ixesha elide ngaphambi kokuba ubone oko kubonakala kwiakhawunti yakho yebhanki

d). Qala ibhlog

Ibhlog yiwebhusayithi apho wabelana ngeengcinga zakho kunye nezimvo ngezihloko ezahlukeneyo kunye nehlabathi.

eziluncedo: 

Awudingi ukuyeka ukulingana okanye ungene ematyaleni ukuze uqale ibhlog

Iyakhawuleza kwaye kulula ukuyiqalisa, ngakumbi ukuba yonke into sele imiselwe wena ngumboneleli wakho we-web host

Ungasebenza naphi na emhlabeni

bendlela: 

Kufuneka wenze yonke into ngokwakho, enokuchitha ixesha kunye noxinzelelo

Nokuba uphumelele ukwenza imali kwi-Intanethi ngebhlog yakho, kunokuthatha ixesha elide ngaphambi kokuba ubone oko kubonakaliswa kwiakhawunti yakho yebhanki.

Unokuqala kwakhona ivenkile ye-e-commerce okanye uthengise iimveliso kwi-Amazon okanye i-eBay ukuze ufumane imali eyongezelelweyo.

e). Thengisa iiNkonzo zakho kubaxumi

Abantu bahlala becinga ngokusebenza ngokuzimeleyo njengendlela yokwenza imali xa uyifuna okanye phakathi kweminye imisebenzi, kodwa abantu abaninzi baxhomekeke kumvuzo wabo wexesha elizeleyo kwaye benza kakuhle kakhulu kuyo.

eziluncedo: 

Ungaqala ngokukhawuleza kwaye akufuneki ulahle ukulingana

Ulawula ukuba ungakanani umsebenzi owenzayo kwaye unokuseta ishedyuli yakho

bendlela:  

Kunzima ukuqalisa ukusebenza ngokuzimeleyo ukuba awunawo nawaphi na amava okanye ipotfoliyo, yiyo loo nto kunokuba luncedo ukwenza iiprojekthi ezizimeleyo ngelixa usebenza ixesha elizeleyo komnye umsebenzi ukwakha loo nto.

Usenokungasoloko unomsebenzi, onokuthi ungaqikeleleki kwaye ube noxinzelelo

f). Thengisa izinto kwi-eBay okanye kwiAmazon

Ukuba unayo nayiphi na into endala elele kufutshane nendlu yakho ongasayisebenzisiyo okanye ongasayidingiyo, kutheni ungayithengisi nge-eBay okanye eAmazon? Unokuphinda uqale ivenkile ye-e-commerce.

eziluncedo: 

Kulula ukuqalisa

Ungaqala ngokukhawuleza kwaye naphi na emhlabeni

Kukho izixhobo ezininzi zokukunceda ukuba uqalise

bendlela: 

Akunakuba lula ukwenza imali ukuba awunazo izinto ezininzi ozithengisayo

Kuya kufuneka utyale ixesha kunye nomzamo wokuseta ivenkile yakho kwaye uyithengise ngokufanelekileyo

g). Thengisa izinto zakho ezindala kwiCraigslist

Ukuthengisa izinto zakho zakudala yindlela entle yokwenza imali xa uyifuna.

Ungathumela iintengiso simahla kwicandelo "lokuthengiswayo" kwiCraigslist, okanye ukuba uthengisa izinto ezinkulu ungasebenzisa inkqubo yencoko ye-intanethi kwaye ucwangcise idinga kunye nabantu abanomdla.

eziluncedo: 

Kulula ukuqalisa

Ungaqala ngokukhawuleza kwaye naphi na emhlabeni

Kukho izixhobo ezininzi zokukunceda ukuba uqalise

bendlela: 

Usenokungasoloko unezinto ozithengisayo, ezinokungaqikeleleki kwaye zibe noxinzelelo

Abantu banokungafuni ukuthenga izinto zakho ezindala, ngakumbi ukuba azikho kwimeko entle

Kufuneka utyale ixesha kunye nomzamo wokuseta intengiso yakho kunye nokunxibelelana nabathengi

h). Qasha Igumbi Endlini Yakho

Ukuba unegumbi elongezelelweyo endlwini yakho, ungaliqeshisa kumntu ofuna indawo yokuhlala.

eziluncedo: 

Ungaqala ngokukhawuleza kwaye naphi na emhlabeni

Kukho izixhobo ezininzi zokukunceda ukuba uqalise

Unokwenza imali eninzi ukuba unegumbi elisecaleni elikwimfuno ephezulu

bendlela: 

Usenokungasoloko unegumbi elisecaleni, elinokungacingeleki kwaye libe noxinzelelo

Kufuneka utyale ixesha kunye nomzamo wokuseta intengiso yakho kunye nokunxibelelana nabanokuba ngabaqeshi

Ukunyusa imali vs ukwenza imali: Isigwebo

Ukukhulisa imali kulula kakhulu kunokwenza imali.

Oku kusenokubonakala kuyinto engaqhelekanga ukuyithetha, kodwa yinyaniso. Kungalula njengokucela imali kubahlobo nakusapho lwakho okanye ukuya ebhankini kwaye wenze isicelo semali mboleko. 

Ekuphela kwento enzima malunga nokunyusa imali kukuqinisekisa omnye umntu ukuba kufuneka akunike imali yakhe!

Ukwenza imali kwelinye icala kufuna ukucinga ngobuchule, nto leyo engasoloko iyinkqubo elula.