Ndinezixhobo ezi-7 ezahlukeneyo zemali mboleko kwifowuni yam.

Iimali mboleko ezikhupha imali mboleko ngaphandle kokhuseleko eKenya.

• Inkqubo yemali mboleko yesebe.
• Isixhobo seTala Loan.
• I-HF Whiz Loan App.
• I-KCB Loan App.
• I-NIC Ngoku i-App mboleko esetyenziswayo.
• mKey app mboleko.

Usetyenziso ngalunye lundiqinisekisa ubuncinci be-Ksh. 20,000 kwimali mboleko yeselula ngoko nangoko.

Oku kuthetha ukuba okwangoku ndingaboleka imali eKenya ukuya kuthi ga kwi-Ksh 120,000. Ngoko nangoko kwaye akukhuselekanga.

Ngaba uyafuna ukwazi ukuba ndifikile njani apha?

Njani ukuqala kwethu kwasekuqaleni ukwanelisa umdla wakho?

Kuba hey, ndiyazi ukuba uyabuza;

Kutheni esihogweni umntu oqhelekileyo onobude obungu-5'9 ”kunye nobunzima obungu-8.15 kg- enee-6 zokubolekwa kwemali mboleko kwifowuni yakhe - ukuba akahlali esindwa ziingxaki zemali?

Ndiza kukuxelela ukuba kutheni,

Ndikhona khumbula!

Eli libali lam.

Ngo-2014 xa iSportpesa ibeka unyawo eKenya, ndajika ndaba ngoyena mntu uphulukene nemidlalo eKenya.

Kwakungaphandle kokuzithandela kwam kodwa uxinzelelo lwabalingane kunye nabahlobo ngokungathandabuzekiyo ababesenza imali eninzi ngesiza.

Babesoloko bephumelela.

Ndijonge imbali yeakhawunti yabo ndisoyika kwaye ndonwabile. Bebephumelela kwaye nam bendingaphumeleli.

Ngokwenyani, ndaba nomona.

Bendifuna ukuba ngabo.

Bendifuna ukuphumelela njengabo.

Kwaye ibali lithi ndajoyina iSportpesa emfihlakalweni. "Ngenxa yokuba andinqunyulwanga kwimiboniso." Hehe… Ndaqalisa ukungcakaza ndikhupha imali yam.

Kwaye iSportpesa yaba nguthixo wam, unqulo lwam, inkolo yam-kunye nekuphela kwenkuthazo ngenye imini, ukubetheka – ngenye imini!

Mna: (uKenn Omollo, unyana kaSamuel Ouya Ochieng kunye IBenter Atieno Ochieng, umzukulwana kaSylvanus Omollo Andhoga, umzukulwana ka I-Domtillah Wahindi Ochieng-nomzukulwana womzukulwana ka-Ojeje Ochieng)” wayeza kuba sisityebi.

Ndityebile yi-SportPesa Mega Jackpot engaphezulu kwe-200 yezigidi.

Ndingahamba phezu komhlaba njengendoda engumLuo le ndiyiyo – ngokuzingca nokungcamla. Ukwenza itheko-kunye-nokutshata.

Ukuphumelela kwiMidlalo yokuDlala kuko konke ukuHanjiswa.

Ngaphezulu nangaphezulu, ndiza kuthenga kwakhona kwisikhululo senqwelomoya saseKisumu. Yakhelwe kumhlaba wookhokho bethu… Kodwa, ndiyatsho?

Ndandinemibono yokutshata brunette yaseRussia; ukuthenga ezinkulu isikhephe - ubungakanani beAbramovich 'yaseRoma kunye nokuthenga indlu kunxweme lwaseMombasa. Ukuze uhlale phakathi koothixo bolwandle. Ecaleni kunye nePoseidon.

Kungenxa yokuba i-Ksh 200,000,000 kufuneka incede ukuqala iFintech kwimali mboleko yemidlalo; thenga umhlaba-kwaye ushiye utshintsho kwitikiti lenqwelomoya elibuyela eKisumu - xa ndiza kuhamba emva kweenyanga.

Kwaye phawula amazwi am, ukuba ndiyiphumelele loo mali, ngendiyityile kuloo ngqekembe yokugqibela inencasa.

Iya kuba lilungelo lam kuba kwicala le-flip, ukuphulukana nemali eninzi kwi-Sportpesa kudlale indima kumlutha wam-kunye nokulahleka kwayo yonke into.

Khange ndiyibone Isiza.

 

Ngenxa yokuba ndandixakeke kakhulu kukuphumelela ukubheja kwezemidlalo kwi-Sportpesa, ndalahlekelwa ngumkhombandlela kunye nemali. Ndilahlekelwe yimali eyaneleyo yokuthenga isiza se-50×100-acre eKamulu.

Ixabiso lam ngokuba sisidenge nokubawa.

Kulapho ndingazange ndifumane mali khona ukuze ndiqalise ukukhuphela ii -apps zemali mboleko ezahlukeneyo.

Ndiqale ngoTala (Mkopo Rahisi loan App)-kwaye bafaka iakhawunti yam ngeKsh 4,000.

Iintsuku ze-hay.

Awufuni ukwazi ukuba ndilahle njani i-Ksh 4,000 kubhejo olunye lwe-ODD 1.29!

Emva koko ndakhuphela i-KCB App kwenye imboleko ye-Ksh. 5,000. Kwaye okulandelayo-kwelandelayo ndade ndakhuphela zonke ii-apps zemali-mboleko kwi-Play Store.

Zonke ezi mali zilahleka kwindawo enye; Sportpesa.

Khange ndiyibone isiza, bendingaziva ndigula-nobudenge.

Kodwa,

Ngaba ndiyazisola ngokukhuphela iiNkqubo zeMali mboleko ekhawulezayo yoLwazi? Hayi!

Andiyenzi. Kwaye xa ndithetha inyani, ndiyayibulela into yokuba iSportpesa yenzekile. Kuba ukususela ngoko ndithabathe imali-mboleko engakhuselekanga, ndayibuyisela-kwaye-ndangqina ukufaneleka kwam kubabolekisi.

Mhlawumbi sesona sizathu siphambili sokuba ndifumana imida ephezulu yokuthenga ngetyala kwiinkampani ezininzi zemboleko ezininzi.

Zonke iimali mboleko zam zokuqala ziye kwiSportpesa. Andazi ukuba ufuna ntoni ngemboleko yakho, kodwa kungcono ibe yinto eyakhayo.

I-9 iZicelo eziBoleke zaBoleka eKenya.

Kwaye ukuba kungxamiseko ke ngoko unokufuna ukuqwalasela iMshwari njengeyona ndlela yakho inenombolo.

1. IMshwari Imalimboleko yefowuni.

Ndibeka uMshwari ngaphezulu kweluhlu lwam lweengcebiso zokubolekwa kwemfono mfono kuba ayifuni lukhulu ukujoyina uluhlu olufanelekileyo. Kufuneka ube ne-Safaricom Line ebisebenza kwi-Mpesa ubuncinci iinyanga ezi-6 kwaye iya kukhula! Wena u

Ubuncinci bemali mboleko eMshwari yi-100 bob-kwaye elona nani liphezulu yi-Ksh.50,000.

Kulula-kwaye-intlawulo mboleko yenziwa ngeentsuku ezingama-30.

Amaxabiso enzala e-Mshwari akwi-7.5% eyindlela edlulileyo xa uthelekisa enye kwimali mboleko. Kodwa, unokufumana isaphulelo sama-20% kumaxabiso enzala ukuba wenze intlawulo kwiintsuku ezili-10.

Kuyamangalisa?

Ufikelela njani kwimali mboleko kaMshwari.

Ukuba umtsha kwinkonzo, ngekhe ubone ukhetho lwe-Mshwari kwimenyu yakho yeMpesa. Oku kuyenzeka kwakhona.

Yiya kwimenyu yeMpesa-khetha iakhawunti yam-imenyu yokuhlaziya.

Xa ihlaziywa, buyela kwiMenyu yeMpesa - khetha imali-mboleko kunye nogcino - khetha uMshwari - mboleko - cela imali-mboleko - faka imali - faka iPin yakho yeMPesa emva koko ulinde ukufumana imali mboleko kwiakhawunti yakho yeMpesa.

Khumbula, imali mboleko yeMshwari ayikhawulezi kwaye ayikhuselekanga.

2. Fikelela i-HF Whiz Loan Via USSD.

Olunye uhlobo olunomdla olungakhuselekanga eKenya yi-HF Whiz Loan yi-HF Iqela.

Ungafikelela kule mboleko kwi-HF Whiz App okanye ngekhowudi ye-USSD * 618 #.

Owona mda mkhulu wemali mboleko ngu-HF Whiz nguKsh. 50,000.

Olu lonyuso olumangalisayo kwi Ksh yangaphambili. I-10,000 nge-app efanayo.

Ukuba awunayo iApp, usebenzisa i-HF Whiz USSD Code * 618 # ukufikelela kwimali mboleko naphi na eKenya.

3. Khuphela iFadhili Loan App yokufikelela kwiMali mboleko engakhuselekanga ye-Ksh. 100,000.

Ukufikelela kwimali mboleko engakhuselekanga kaFadhili, kuya kufuneka ukhuphele iFadhili Loan App kwi-Play-shop.

Imboleko yoluhlu lwababolekisi ukusuka eKsh. I-300 ukuya kwi-Ksh 100,000.

Zonke iiMali-mboleko zihlawulwa nge-Mpesa-kwaye ziyakhawuleza kuneemali ezininzi ezibolekayo.

Ungazifumana njani iimali-mboleko eKenya ngeFadhili Loan App.

Khuphela usetyenziso lweFadhili mboleko kwivenkile yokudlala-Gcwalisa iinkcukacha ezifunekayo-gcwalisa inkqubo yobhaliso ngokuhlawula umrhumo wobhaliso we-Ksh. 350.

Ungayiboleka njani imali mboleko yeMali eFadhili.

Ngena kwi-app yakho yemali mboleko- khetha isicelo semali mboleko- khetha imali ofuna ukuyiboleka - khetha ixesha lokuhlawula - nikezela ngeenkcukacha zikasompempe kwaye ugcwalise inkqubo ngokungenisa ifomu.

4. Fumana iMali mboleko engakhuselekanga ukuya kuthi ga kwi-Ksh. I-1,000,000 kwi-KCB-Mpesa.I-KCB Mpesa yenye indawo entle yokufumana imali-mboleko engakhuselekanga ngoko nangoko eKenya.

Nangona yenziwe yi-KCB Bank, imali mboleko ilawulwa ngokwahlukeneyo kwiiakhawunti ze-KCB.

Ke sukuyibhida ngeMali mboleko yeMoto zeKCB,

Ubuncinci bemali mboleko ye-KCB Mpesa yi-Ksh. 50 ngesiqinisekiso sokukhula komda wokubolekwa kwemali ohlawulwe kwimbuyekezo efanelekileyo.

Njengombandela wenyani, iyasebenza.

Mna ngokwam, ndiqale ukuthatha imali-mboleko xa umda wam wemali-mboleko wawuyi-100/= -kwaye ngoku ndikwi-Ksh 19,050.

Iimpawu zeMali-mboleko engakhuselekanga ye-KCB-Mpesa.

• Ukuya kwi-3.66% inzala kwimali mboleko.
• Ukuhlawulwa kwemali mboleko Ixesha leenyanga ezi-1 - 3.
• Ubuncinci bemali mboleko yemali engama-50 eerandi.
• Ubuninzi bemali mboleko yeKsh. I-1,000,000.

INdu. Kuya kufuneka ube ungumsebenzisi weMpesa osebenzayo ubuncinci kangangeenyanga ezi-6 ukufikelela kwimali mboleko.

5. Kuboleka iMali mboleko engakhuselekanga nge-Okash Loan App.

Ngaba sele ndiyichazile into yokuba i-Okash yenye yezona zinto zikhutshelweyo zasimahla zeMali mboleko kwivenkile yePlay?

Ewe kunjalo.

Nantsi inyani enomdla ngakumbi, u-Okash ufumana abasebenzisi abangaphezu kwe-100,000 abasebenzayo mihla le. Abasebenzisi abahamba ngaphezulu kweKsh. I-10,000,000 yemali mboleko mihla le.

I-app ikhupha imali-mboleko ephakathi kwe-Ksh 1,500 kunye ne-Ksh. 500,000. Zonke zikhutshwe ngaphandle kwalo naluphi na uhlobo lokhuseleko.

Uqala njani nge-Okash.

• Khuphela i-Okash Loan App kwi-Play-shop.
• Emva koko, gcwalisa iinkcukacha zakho.
• Qinisekisa inombolo yakho yomnxeba ukuze ugqibezele inkqubo.

Ungasifaka njani isicelo semali mboleko engakhuselekanga ye-Okash.

1. Ukufumana imali mboleko ithunyelwe kwiakhawunti yakho yeMpesa,
2. Kuya kufuneka ungene kwi-Okash App.
3. Faka imali ofuna ukuyiboleka - qiniseka ukuba ingaphakathi komda wemali mboleko yakho.
4. Khetha ixesha lokuhlawula.
5. Ngenisa isicelo sakho Faka isicelo.

6. Fumana iMali mboleko yethutyana ngeMKey Mobile App.

Le app yemali mboleko yeselula ikuvumela ukuba uboleke imali mboleko ngoko nangoko engakhuselekanga phakathi kwe-Ksh. 400 kunye ne-Ksh. 50,000.

Ukuqalisa Ukuboleka iimali mboleko ngale nsiza yemali mboleko ikhawulezayo, kuya kufuneka: - 

1. Khuphela i-mKey App.
2. Yenza iakhawunti yakho ye-mKey.
3. Zama ukwenza ikhibhodi ye-mKey ibe yiKhibhodi yakho emiselweyo.
4. Qinisekisa inombolo yakho yefowuni.
5. Okokugqibela, yenza igama eliyimfihlo kunye ne-hallah! Uneakhawunti esebenzayo.

Ukuboleka imali mKey, 

1. vula iMKey App yakho.
2. Khangela ukuze ufumane imali-mboleko.
3. Khetha isixa ongathanda ukuboleka-kufuneka sibe ngaphakathi komda wemali mboleko yakho.
4. Ngenisa isicelo sakho semali mboleko.

Kuya kufuneka ufumane imali kwimizuzu embalwa ukuba isicelo sakho siphumelele.

7. Sebenzisa umgca wakho weAirtel kwiKopa Chapaa.

Enye indlela entle yokufumana ufikelelo olukhawulezileyo kwimali-mboleko yeselula ngenkonzo ye-Airtel Kopa Chapaa. Inkonzo iyasebenza ngokufanayo noMshwari kodwa isebenza kuthungelwano lwe-airtel.

Ukufikelela kwi-Kopa Chapaa mboleko mboleko, kufuneka ube unomgca wokuhamba ngenqwelomoya kwisithuba seenyanga ezintandathu.

Ungaboleka ubuncinci be Ksh. 500 kunye nobuninzi be Ksh. I-100,000 kwiinkonzo.

Kodwa ayisebenzi njengoMshwari kuba imali-mboleko kufuneka ihlawulwe zingaphelanga iintsuku ezili-10.

8. I-Tala Instant Loan App.

Kuyo yonke into yokunyaniseka, imali mboleko yefowuni yaseTala yeyona mboleko yaselula intle unokuze uboleke kuyo.

Ukusukela ngonyaka ka-2014, iapps isetyenziselwe izigidi zabantu baseKenya ngemalimboleko eselfowuni.

Ukuba wenze isicelo semali mboleko ngo-2014, ufumene ubuncinci be-Ksh. I-4,000 ithumele kwiakhawunti yakho yeMpesa.

Kwaye ngokuboleka okungapheliyo kunye nokuhlawula, umda wemali mboleko yakho iphindwe kabini.

Ukuba umdala njenge-App-uboleka kwaye uhlawula ngexesha elifanelekileyo, imali-mboleko yakho kufanele ukuba ibe yi-Ksh 50,000.

Kuba eyam ingama-22,000 kwaye khange ndisebenze kangaka.

Kodwa noko ndiyabhatala xa ndibolekiwe.

Ungaqala njani ngeMali-mboleko yeTala eKenya.

1. Ndwendwela ivenkile yokudlala ukuze ukhuphele usetyenziso lwemali mboleko yeselula yeTala.
2. Emva kokukhuphela, yazisa i-App.
3. Xhumanisa iakhawunti yakho yefacebook kunye neApp.
4. Phendula le mibuzo ilandelayo- le yimibuzo yobuqu ukunceda ukuqhuba kwimali mboleko yakho.
5. Ukuba inkqubo ukufumanisa amatyala ngoko niya kwamkela kuqala mboleko yakho Tala mfono ngoko nangoko.

9. Kuboleka iimali mboleko ezingakhuselwanga ezivela eSaida.

Enye into enomdla ekubolekiseni imali esebenza njengeTala yi-Saida Loan App.

Nangona bebadala njenge-Tala kunye nee -apps zemboleko zesebe, azithandwa kakhulu.

Kwaye ndiyakwazi ukukhangela ibango kwababolekisi abaninzi ukuba kunzima ukufumana imali mboleko noSaida.

Ayikhathaleli ithamsanqa abanye bethu abanalo lokusebenza.

Imalimboleko yam yoqobo kunye noSaida yayizizigidi ezingama-600.

Ukufikelela kwiMali mboleko ye-Instant eSaida; 

1. Khuphela usetyenziso olusimahla lweSaida mboleko yeselula kwiVenkile yeDlala.
2. Ngenisa inombolo yeselfowuni apho unqwenela ukuba kuthunyelwe mboleko yakho kwaye ulinde ukufumana isimemo sokufikelela kwimali mboleko.
3. Ixabiso lokuBoleka kweMali-mboleko lihlala lisisi-10% ixesha lokuhlawulwa kweentsuku ezingama-30.

Uya kufikelela Ksh. I-15,000 yemali mboleko kunye noSaida.

I-10 yeBhonasi yeMali-mboleko eBonelela i-USSD ngaphandle koKhuseleko eKenya.

1. I-NIC Ngoku iMali mboleko.

2. I-KCB Mobi Loans.
3. I-Timiza Loan App.
4. Isicelo seMali mboleko yeSebe laseKenya.
5. Imali mboleko yeCandelo.
6. Isicelo seMali-mboleko ye-Okolea ngu-Okolea Okwezemali weHlabathi.
7. I-Tatua yeMali mboleko emfutshane.
8. Imali mboleko zePlatinam.
9. Fumana iBucks.
10. Iimali-mboleko zaseKenya.

Kwaye kungekudala siza kuba noJoon App.

Zuza iipesenti ezingama-92 kwi Olymp Trade. Bhalisa namhlanje!

Fumana iMali mboleko engaphezulu.

• Ukubolekwa kwemali-mboleko kusetyenziswa iikhowudi zase-USSD | Inketho kwiNkqubo yeMali mboleko.
• I-NIC Bank iqalisa ukubolekwa kwemali kwangoko eKenya Ngaphandle kokhuseleko.
• I-App yethu yeLimboleko yeMoto esheshayo (eKhatywayo) yaseKenya kunye nendlela yokuFikelela.
• UkuGqibela ukuTshintshela iMali kwi-Intanethi kunye neeNkonzo zeMali mboleko ukuKuhlawula ukuba ubhekise kuMhlobo.
• Iindlela ezi-9 ezilula zokuKhulisa i-Ksh. I-100,000 engaphantsi kweVeki.
• Sebenzisa iKhowudi ye-USSD yokufumana iMali mboleko yeMoto ekhawulezileyo evela kwi-Okoa Mia.
• Ungayihlawuli njani iMali mboleko yeTala kwaye usaLungela iMali eninzi ngeMida ePhakamileyo.
• Iimpazamo ezi-6 zokuthintela xa usenza isicelo semali mboleko yokwakha ngonyaka ka-2019.
• Ungayifumana njani iMali mboleko yePhondo kwangoko ngaphandle kweCollateral eNigeria.
• Imali mboleko engakhuselekanga: Fumana iMali mboleko yasekuseni ngaphandle kokhuseleko eKenya.

Imakwe Nge : UFadhili Kopa Loan • Inkqubo yeFadhili Loan • I-HF Whiz Loan App • Ukubolekwa kwemali kwangoko eKenya • Ukubolekwa kwemali ngaphandle kokhuseleko • mboleko ngaphandle kokhuseleko kenya • I-Mkey Loan App • IiMali mboleko zeSoftware • I-Okash Loan App • Ukubolekwa kwemali kwi-Intanethi eKenya • Imali mboleko yomhla wokuhlawula • Imali mboleko engakhuselekanga yaseKenya