Zenka Loan App 2023: Indlela yokufaka isicelo, ukubuyisela kunye nokufumana iMida ePhakamileyo

I-Zenka yenye yezona zinto zidumileyo mboleko yeselula eKenya, ibonelela ngemali mboleko ekhawulezayo neguquguqukayo kwizigidi zabathengi. Nokuba ufuna imali yongxamiseko, a imbono, okanye injongo yomntu, iZenka inokukunceda ukuba uyifezekise ngeempawu zayo ezizodwa kunye neenzuzo.

Kweli nqaku, siza kukubonisa indlela yokufaka isicelo, ukubuyisela, kunye nokufumana imida ephezulu kwi-app yemali mboleko yeZenka ngo-2023.

 

Ndingayifumana ifomu yesicelo semali-mboleko kaZenka kwi-intanethi?

Ewe, ungayifumana ifomu yesicelo semali-mboleko kaZenka kwi-intanethi. Kukho iindlela ezimbini zokwenza oku:

• Khuphela usetyenziso lweZenka kwiwebhusayithi yabo okanye kwi I Google Play Store kwaye gcwalisa ifomu yesicelo kwi-app. Kuya kufuneka ubhalise kunye neenkcukacha zakho zobuqu kwaye ukhethe ukuba yimalini na oyifunayo. Isicelo sakho siya kuvavanywa kwaye xa samkelwe, uya kufumana imali kwiakhawunti yakho ye-M-Pesa.
• Kungenjalo, ungafaka isicelo semali mboleko kaZenka ngaphandle kwe-smartphone ngokucofa *841# kwifowuni yakho. Qhubeka ufunda ukuze ufunde ukuba le ndlela isebenza njani.

Usifaka njani isicelo seMali-mboleko yeZenka

Kukho iindlela ezimbini zokufaka isicelo semali mboleko yeZenka: ukusebenzisa i-app okanye ukusebenzisa ikhowudi ye-USSD. Nanga amanyathelo endlela nganye:

Faka isicelo semali mboleko yeZenka usebenzisa le app:

• Khuphela usetyenziso lweZenka isuka e I Google Play Store or I-Apple App Store. Unokusebenzisa eli khonkco ukuyikhuphela ngokuthe ngqo.
• Vula i-app kwaye ubhalise kunye nenombolo yakho yefowuni kunye nenombolo ye-ID yesizwe. Kuya kufuneka kwakhona wenze iPIN enamanani ama-4 kwaye uphendule umbuzo wokhuseleko.
• Khetha ukuba yimalini na oyifunayo kunye nexesha lokuhlawula. Ungaboleka ukusuka kwi-KSh 500 ukuya kwi-KSh 50,000 ngeentsuku ezingama-61 ukuya kwezili-180.
• Ngenisa isicelo sakho kwaye ulindele ukuvunywa. Uya kufumana isaziso seSMS kunye nesigqibo.
• Ukuba ivunyiwe, uya kufumana imali kwiakhawunti yakho ye-M-Pesa kwimizuzu nje embalwa.

Ungasifaka njani isicelo semali mboleko yeZenka usebenzisa ikhowudi ye-USSD:

• Ukudayela * 841 # kwifowuni yakho kwaye ufake iPIN yakho.
• Khetha "Faka isicelo semali mboleko" kwaye ukhethe inani kunye nobude obufunayo.
• Qinisekisa iinkcukacha zakho kwaye ungenise isicelo sakho.
• Uya kufumana isaziso seSMS kunye nesigqibo.
• Ukuba ivunyiwe, uya kufumana imali kwiakhawunti yakho ye-M-Pesa kwimizuzu nje embalwa.

Uyibuyisela njani imali-mboleko yeZenka

Ungayihlawula imali mboleko yakho yeZenka usebenzisa iM-Pesa okanye iapp. Nanga amanyathelo endlela nganye:

Ukusebenzisa iM-Pesa:

• Yiya kwimenyu yakho ye-M-Pesa kwaye ukhethe u-“Lipa na M-Pesa”.
• Khetha “Hlawula iBhili” kwaye ufake inombolo yetyala likaZenka: 979988.
• Faka inombolo yakho yefowuni njengenombolo yeakhawunti.
• Faka imali ofuna ukuyihlawula kunye ne-PIN yakho ye-M-Pesa.
• Qinisekisa ukuthengiselana kwaye ulinde umyalezo wokuqinisekisa ovela kwi-M-Pesa kunye neZenka.

Ukusebenzisa i-app:

• Vula i-app ye-Zenka kwaye ungene nge-PIN yakho.
• Khetha "Buyisela ngoku" kwaye ukhethe imali ofuna ukuyihlawula. Unokuhlawula yonke imali efunekayo okanye isixa esithile.
• Cofa u-“Buyisela ngoku” kwaye uya kuthunyelwa kwimenyu yakho ye-M-Pesa.
• Faka iPIN yakho ye-M-Pesa kwaye uqinisekise utshintshiselwano.

Uyifumana njani iMida ePhakamileyo kwi-Zenka Loan App

I-Zenka ivuza abathengi bayo abathembekileyo ngemida ephezulu yemali mboleko esekwe kwimbali yabo yokubuyisela, amanqaku etyala, kunye nezinye izinto.

Nazi ezinye iingcebiso zendlela yokufumana imida ephezulu kwi-app yemali mboleko yeZenka:

• Buyisela imali-mboleko yakho ngexesha okanye ngaphambi komhla omiselweyo. Oku kuya kuphucula amanqaku akho etyala kwaye kubonise ukuba ungumboleki onoxanduva.
• Sebenzisa iimpawu zeZenka eziguquguqukayo ukulawula iimali-mboleko zakho ngcono. Ungayongeza imali osele uyibolekile ngemali eyongezelelweyo ukuba ufuna imali eninzi. Unako kwakhona ukwandisa ixesha lakho lokuhlawula nge-7, 14, okanye 30 iintsuku ukuba ufuna ixesha elingakumbi lokuhlawula.
• Yandisa umvuzo wakho kwaye unciphise iindleko zakho. Oku kuya kuphucula ukuhamba kwakho kwemali kwaye kunciphise umthwalo wakho wamatyala. I-Zenka iyakuthathela ingqalelo umvuzo wakho wenyanga xa umisela umda wemali mboleko yakho.
• Jonga abahlobo bakho kunye nosapho kuZenka kwaye bafumane iibhonasi. Ungasebenzisa ezi bhonasi ukunciphisa umrhumo wenzala okanye ukonyusa imali mboleko yakho.

Izibonelelo zokusebenzisa i-Zenka Loan App

I-app ye-Zenka yemali mboleko ineenzuzo ezininzi ezenza icace kwezinye iiapps zemali mboleko eKenya. Nazi ezinye zazo:

• Kulula ukufikelela kwimali-mboleko nanini na, naphi na, ngaphandle kwesibambiso okanye abantu abaqinisekisayo.
• Unokukhetha kwimiqathango yokuhlawula eguquguqukayo ukusuka kwi-61 ukuya kwiintsuku ze-180.
• Kulula ukufumana imida yemali-mboleko ephezulu njengoko uhlawula imali-mboleko yakho ngexesha.
• Unokonwabela izaphulelo kunye nemivuzo njengomthengi othembekileyo.

isiphelo

Ukusebenzisa le app yindlela ethembekileyo nefanelekileyo yokufikelela imali-mboleko ekhawulezayo eKenya.

Ngenkqubo yayo yesicelo elula, imvume ekhawulezayo, iindlela zokuhlawula eziguquguqukayo, kunye nezibonelelo ezithandekayo, iZenka inokukunceda ukuba uhlangabezane neemfuno zakho zemali ngo-2023.

Landa uhlelo lokusebenza kwaye uqalise!