Ungayithola Kanjani Imali Engenayo eKenya ngo-2024

Imali engenayo iphikisana nokuthi ingcwele yenkululeko yezezimali. Buza noma yimuphi usomabhizinisi ongaphandle lapho, futhi bazokutshela ukuthi kungakanani ukuzuza okushiwo kubo kungasho lutho.

Futhi uma ubungazi, kunezindlela ezimbili zokwenza. Usebenzela imali noma imali ikusebenzele, akukho phakathi.

Uma uthengisa amahora akho ngemali, uqhuma iqolo lakho ukuthola imali. Lokhu kusho ukuthi, lapho uyeka ukusebenza, imali iyema ukungena. Ngokubukeka kwezinto, ungajabula ngokuthi ukhokhelwa ngemizamo etshaliwe.

Yebo, lokho kuyiqiniso. Kepha awuyiboni ingozi ezayo. Ngisho ukuthi, kwenzekani lapho ungasakwazi ukusebenza? Uzoyeka ukudla?

Ngasohlangothini lwe-flip, uma ungakwazi ukuhlala kude nomsebenzi amasonto, izinyanga, noma ngisho neminyaka futhi ube nemali engena kwi-akhawunti yakho yasebhange, siyakuhalalisela, uzuze isimo semali engenayo.

Yilelo phuzu ohambweni lwakho lwezezimali lapho wenza imali ngenkathi ulele noma uhleli nabangane.

Kungani imali engenayo ibalulekile?

Angazi ngawe, kodwa zimbili izinto engizithandayo; isikhathi nomndeni.

Ngidinga isikhathi sokuphishekela amaphupho ami futhi ngingakhathazeki ngokuthi ukudla okulandelayo kuzoqhamukaphi noma nokuthi uzokhokha kanjani izikweletu zami.

Futhi, umndeni usho lukhulu kimi. Ngenza konke engikwenzayo ngoba ngibafunela okungcono kakhulu.

Uma kukhona noma yini enganginika isikhathi sokuchitha nomndeni wami, yilokho engizogxila kuyo yonke imizamo yami.

Angazi ngawe, mhlawumbe ufuna ukuba nemali eyanele yokuxhasa izimbangela ezifanele njengezintandokazi zakho, ukwazi ukuhamba umhlaba wonke, noma ukukhokhela okunethezeka.

Akukhathalekile ukuthi ufunani, ukuthola imali engenayo eKenya kuyindlela yomlilo yokufika lapho.

Ngenhlanhla, namuhla ngiqoqe uhlu lwamasu ongawasebenzisa ngokushesha ukuzibeka endleleni efanelekile yenkululeko yezezimali.

Ungayithola kanjani imali engenayo eKenya

• Ukwakha nokuthengisa imikhiqizo yolwazi

Imikhiqizo yolwazi ifaka phakathi izifundo, ama-e-book, nezingqungquthela eziku-inthanethi. Njengoba ukwazi ukuqagela, yonke le mikhiqizo yedijithali, okusho ukuthi uma usuyidalile, umsebenzi osuwenziwe u-90%.

Babizwa kanjalo ngoba inhloso yabo enkulu ukuhlinzeka ngemininingwane ejulile nenenzuzo ngesihloko esithile.

Futhi njengoba lokhu kungulwazi, kwesinye isikhathi kuzophelelwa yisikhathi.

Kanjalo, ngokuhamba kwesikhathi, ungeza wenze izinguquko ezimbalwa ukuze ugcine imikhiqizo isesikhathini ngaphandle kwesidingo sokudala kabusha wonke umkhiqizo.

 Futhi, izindleko aziseduze nalutho. Lapha, usebenza ngento yedijithali, futhi ngokungafani nento ebonakalayo edinga ukugcinwa nokulondolozwa, imikhiqizo yolwazi ayidingi noma yikuphi kwalokho.

Isebenza kanjani?

Yebo, inhloso yakho ngemikhiqizo yolwazi ukufundisa, kufanele uqale uthole isihloko okufanele usifundise.

Ukuze wenze lokho, ungaqala ngempilo yakho yangasese, yini abantu abavame ukucela okokufaka kwakho? Ingabe yiseluleko sobudlelwano? Iseluleko sezezimali? Qamba igama!

Ukwenza ukuzihlola ngokwakho kungaveza imininingwane engaguqulwa ibe yimikhiqizo yolwazi esithengisa kakhulu.

Enye indlela yokuthola imibono yesihloko ukunikeza abantu abakufunayo. Bheka izinkinga abantu abaningi abalwa nazo futhi bathole izixazululo.

Uhlome ngesihloko (izi) nquma ukuthi uzodala isifundo sevidiyo noma ubhale i-eBook. Kodwa kuye ngohlobo lwenkinga ofuna ukuyixazulula, ifomethi ethile yomkhiqizo ingasebenza kahle kakhulu.

Ngokwesibonelo:

Uma kuyinto edinga indlela yokufundisa ngesinyathelo ngesinyathelo, isifundo sevidiyo sizokwenza kangcono kune-e-book.

Lapho usuwudalile umkhiqizo, sekuyisikhathi sokuwusa emakethe. Iya lapho izethameli ezihlosiwe zilenga khona ubathengisele umkhiqizo.

Ngokwesibonelo:

Uma usungule i-e-book yokuthi ungaphumelela kanjani trader eKenya, izethameli zakho ezihlosiwe traders, akunjalo?

Manje, bahlala kuphi?

Mhlawumbe ezinhlanganweni zokuhweba namaqembu ku-Facebook.

Njengoba lo mkhiqizo wedijithali, ungawufaka ku-inthanethi. Okwe-e-izincwadi, u-Kindle uzokwenza, ngenkathi kwenziwa izifundo, u-Udemy noma okufundekayo kusebenza kahle kakhulu.

Wonke la mapulatifomu eza nezinhlelo zokukhokha ezizenzakalelayo. Ngakho-ke uma usungeze umkhiqizo wakho, shiya konke endaweni yesikhulumi. Futhi leyo yindlela yokuthola imali engenayo eKenya.

• kokujoyina

Ukumaketha okubambisene kukwenza ukwazi ukuthola amakhomishini ngokukhuthaza umkhiqizo noma insizakalo.

Futhi kunezindlela ezimbili zokuqalisa njengenyunyana.

Eyokuqala, ngokwakha ubuhlobo obuqondile nenkampani noma ezimbili, ngokusayina nezinhlelo zokubambisana ezifana neJumia Kenya, Amazon Associates, neCJ Junction phakathi kwabanye.

Noma iyiphi indlela, uyayithatha, uzothola isixhumanisi esiyingqayizivele esizokwenza ukwazi ukulandelela ukuthengisa nokuguqulwa noma yikuphi lapho ukhona noma kunini. Ngakho-ke ngeke uphuthelwe amakhomishini ngoba ukuthengisa akukwazanga ukufakwa kuwena.

Manje, ukuze ikwenze nje, kufanele udale uhlelo lokushayela ithrafikhi kumakhasi wokuthengisa womkhiqizo ngezixhumanisi zakho ngokuzenzakalela.

Enye indlela enjalo ukumaketha kokuqukethwe.

Nansi ukuthi isebenza kanjani:

Ngemuva kokubhalisela uhlelo lokuhambisana, nokuthola isixhumanisi, setha ukudala iwebhusayithi (ibhulogi). Yilapho ozothumela khona okuqukethwe okuzothemba ukuthi kuzoshayela amakhomishini wokusebenzisana.

Ngewebhusayithi phezulu, qhubeka futhi udale okuqukethwe. Lokhu kungaba ngamavidiyo noma ama-athikili. Futhi ngokuya ngohlobo lwemikhiqizo oyikhangisayo, uzokwazi ukuthi hlobo luni lokuqukethwe okufanele ukwenze.

Ngokwesibonelo:

Uma uphromotha imikhiqizo yokubamba iwebhu, kunengqondo ukusebenzisa izindatshana. Kanjalo, ungakha imihlahlandlela, ukuthi-tos kanjani, ukubuyekezwa, nezindatshana ezifundwayo uzithumele kubhulogi yakho, futhi wenzele i-SEO.

Ngale ndlela, izindatshana zingatholakala ngezinjini zokusesha, ngaleyo ndlela kushayelwe ithrafikhi ephilayo (yamahhala).

Lapho okuqukethwe sekulungile, qhubeka bese ufaka isixhumanisi sakho sokuhambisana lapho kufanele khona. Nasi isexwayiso:

Gwema ukugcwala izindatshana ngezixhumanisi ezihambisanayo yonke indawo. Zisebenzise kuphela lapho kunengqondo khona.

Ukwenza lokhu kuzokusiza ukuthi uthole amakhomishini noma ngabe ulele iminyaka ezayo, futhi leyo yindlela yokuthola imali engenayo eKenya.

• Thenga ibhulogi

Naka lapha.

Esikhundleni sokuqala iwebhusayithi kusukela ekuqaleni, ungathenga esivele imisiwe, okukuvumela ukuthi ushaye phansi.

Kungani?

Bheka, ibhulogi entsha sha idinga ithoni lomsebenzi, amandla, nokubekezela. Udinga ukwenza i-SEO, udale okuqukethwe, wenze ukulungiswa, njll.

Ingxenye embi kakhulu?

Akunasiqinisekiso sokuthi lokhu kuzosebenza. Ngiyamunca, ngiyazi, kepha kunjalo nje.

Ngenhlanhla, kukhona indlela okuzungezile. Ngiqonde ukuthi, bekungenzekani uma bekukhona indlela yokuthola iwebhusayithi 'yokhiye wokuvula'? Lowo osevele uthola ithrafikhi, ongenisa imali, okuqukethwe kuyanakekelwa, futhi udinga umsebenzi omncane?

Akulona iphupho. Kungenzeka.

Esikhundleni sokuzibeka engcupheni futhi uqale ekuqaleni, ungathenga ibhulogi efakazelwe ukuthi iyasebenza.

Kanjani?

Kunamapulatifomu amaningana akwi-inthanethi asebenzisana namabhizinisi anjalo, kepha elidumile I-Flippa.com. Le yindawo yemakethe lapho osomabhizinisi beya khona ukuthengisa amabhizinisi abo online.

Ukuze uqalise, qala ngokunquma ukuthi uluhlobo luni lwewebhusayithi oyifunayo. Ingabe ibhulogi yokuqukethwe kuphela noma isitolo esiku-inthanethi?

Futhi, cabanga ngenqubo yokwenza imali. Amanye amawebhusayithi asebenzisa izikhangiso kuphela ukwenza imali, kanti amanye enza ukuthengisa okuhambisana nawo noma kokubili.

Ukwengeza, ngaphambi kokuthenga iwebhusayithi, yenza ucwaningo olunzulu ngedatha yesayithi. Into yokugcina oyifunayo ukuthi ugcine usunengosi 'efile' ngoba umnikazi wayo ukubonise izinombolo ezihehayo okuvele ukuthi zingombombayi.

Ngokwesibonelo:

Ngaphambi kokuthenga, cela ukungezwa ku-Google Analytics yesayithi elishiwoyo. Ngale ndlela ungaqinisekisa ithrafikhi nenye idatha ngesandla sokuqala.

• imiklomelo

Ingabe ungumdali wokuqukethwe onekhono?

Ama-Royalty kungaba yindlela yakho yokuthola imali engenayo eKenya. Lapha, ukhokhelwa njalo lapho othile edla noma esebenzisa imikhiqizo yakho.

Ngokwesibonelo:

Uma unekhono ekwenzeni umculo, ungenza imali kancane ngokudayisela abaculi amabhithi. Ubani-ke othenga ilayisensi ekhethekile noma ingxenye enenketho yemali yokukhokha.

Ukulayisense umculo wakho kusho ukuthi unikeza umuntu ilungelo lokuwusebenzisa kumaphrojekthi akhe. Ngokushintshanisa, ukhokhelwa isamba semali (imali yesikhathi esisodwa) noma izinkokhelo eziphindaphindwayo (amaroyalties).

Ngokwengeziwe, izinkampani zokukhangisa zihlala zifuna okuqukethwe (ividiyo nomculo) ezizokusebenzisa emikhankasweni yazo. Ungasayina inkontileka ekhethekile nabo ukudala okuqukethwe. Ngokushintshanisa, uthola iphesenti lemali engenayo.

Funda futhi: - INDLELA YOKUTHOLA IMALI EKENYA NGE-GOOGLE

• Peer Ukubolekana Kontanga

Ukubolekisana kontanga kufana nokuthi kuzwakala kanjani, uboleka imali kubangani nomndeni noma ibhizinisi. Bese bekhokha ngenzalo etholakele.

Ngokwesibonelo:

Ungakwazi ukuboleka ibhizinisi u-100K ngenani lenzalo elingamaphesenti angu-20 futhi elikhokhwa phakathi nezinyanga ezingu-6.

Uyabona ukuthi kwenzekeni nje?

Uzobe uhola imali yezinyanga eziyisithupha ngaphandle kokwenza noma yimuphi umsebenzi, okuyindlela yokuthola imali engenayo eKenya.

Yize lokhu kungazwakala njengebhizinisi elinemali eningi, kunezingozi ezihilelekile. Kepha uma ungeyena othatha ubungozi, kunendlela engcono yokubandakanya ukubolekwa kwe-P2P.

Futhi lokho kungamapulatifomu okubolekisa afana I-Club yokuboleka. Amapulatifomu anjalo enza kube lula ukubolekwa komuntu noma kwebhizinisi.

Nansi ukuthi isebenza kanjani:

Umuntu ofuna ukubolekwa imali uya endaweni yesikhulumi bese wenza i-akhawunti. Futhi-ke kuya ngemininingwane engemuva efana nomlando wesikweletu nemali engenayo, banikezwa amazinga wenzalo yemalimboleko.

Lapho-ke njengomtshali-zimali, wenza ne-akhawunti ngeplatifomu bese uthenga isikweletu.

Ngemuva kwalokho, noma nini lapho umboleki ekhokha njalo ngenyanga, inzalo eyinhloko nenqwabelene ifakwe ku-akhawunti yakho ngokungenzi lutho.

• Ukutshala imali ku-real estate

Ngiyakubheja uyakuqonda lokhu; ingcebo yithikithi le-millionaires club. Ngayo, ungakha ingcebo yesikhathi eside futhi uphile impilo yakho engcono kakhulu.

Kepha kunenkinga enkulu:

Izakhiwo eziningi azishibhile. Futhi uma zenza, azikho ize futhi ngokuvamile zidinga ithoni lomsebenzi ukuze zilungiswe futhi zizenze zibe yigugu.

Ingabe ikhona enye indlela?

Ungenza imali kalula ngokusebenzisa izakhiwo ezithengiswayo noma izakhiwo ngaphandle kokuba nempahla eyodwa.

Kanjani?

Kunezinhlelo zokusebenza zokutshala imali ezithengiswayo ezithengise inqubo yokutshala imali yangempela.

Ngokwesibonelo:

I-Fundraise wuhlelo olugxile kuma-trust okutshala izindlu nomhlaba (ama-REIT). Lapha, konke okumele ukwenze ukubanika imali yakho, noma ngabe incane kangakanani, futhi bazokutshala yona ezakhiweni.

Lokhu kungenxa yokuthi ama-REIT angabanikazi futhi asebenza izakhiwo ezakha imali. Futhi njengomtshali-zimali, uthola inzuzo ngokuthengisa kanye nemali yokuqasha. Kepha lokhu kusho nokuthi wabelana ngokulahlekile futhi.

Ezinye zifaka:

• Uphahla lwendlu
• MommyFundile

Leyo yindlela yokuthola imali engenayo eKenya ngokutshalwa kwezindlu.

• Thenga amasheya aletha inzuzo

Ukutshala imali ezitokisini ezikhiqiza i-dividend kungase kube kudala, kodwa kuyindlela engcono kakhulu yokuthola imali engenayo eKenya.

Njengomnikazi wamasheya enkampanini, uzobe uthola izabelo ngezitolimende ezijwayelekile. Futhi inani oyitholayo lizoncika enanini lezitoko onazo.

Ngokwesibonelo:

Yisho ukuthi inkampani efana neSafaricom ikhokha i-KES 10 ngesabelo ngasinye ngesabelo ngasinye ngekota. Uma unamasheya ayi-100K, lokho kuhumusha kusigidi esingu-1 million njalo ezinyangeni ezine ozitholele nje.

Nakuba lokho kujabulisa, ephepheni, akulula ukufika lapho.

Kungani?

Inselelo lapha ukukhetha isitokwe esifanele.

Gwema ukungena enkampanini ngaphambi kokwenza uphenyo olunzulu. Dlula ezitatimendeni zabo zezezimali bese ubheka kuwo wonke amakhona wewebhusayithi yabo.

Imicabango yokugcina

Ukuthola imali engenayo ayilona iphupho elikude. Kufezeka kakhulu ngethuba eliphelele kanye nokwenziwa ngokucophelela kwesu.

Ngale mibono, kufanele ukwazi ukuthola okungenani umbono owodwa ukuze uqale endleleni eya enkululekweni yezezimali.

Khumbula, umgomo awukona ukuceba kodwa ukuthola imali ikusebenzele.