Ukuqala isitolo somenzeli we-Mpesa eKenya kungaba ibhizinisi elinenzuzo enkulu, uma kubhekwa ukusetshenziswa okusabalele nokuduma kweMpesa ezweni. Nansi incazelo enemininingwane yezinyathelo, izindleko, nokucatshangelwa okuhilelekile:
1. Izinzuzo Zokuba Umenzeli We-Mpesa
- Ukukhula kanye nokusha
- Ukuba yingxenye yemboni ekhula ngokushesha.
- Imali engenayo engaguquki: thola amakhomishini ngokwenziwe.
- Ukwethembeka kwamakhasimende: Ukusungula isizinda samakhasimende esithembekile.
- Umkhawulo wokuncintisana: nikeza isevisi amabhizinisi amaningi angenayo.
- Ukufinyelela ukusekela: thola ukuqeqeshwa nokusekelwa Safaricom nabalingani.
2. Izidingo Nezindleko
- Ukubhaliswa kwebhizinisi: uzodinga ukuba nenkampani elinganiselwe ebhalisiwe okungenani enezitolo ezi-3 noma njenge-ejenti encane.
- Ukuntanta okuncane: Ksh. 100,000 isitolo ngasinye.
- Security: qinisekisa ukuthi indawo yakho ihlangabezana nezindinganiso zeSafaricom.
- Amandla ne-inthanethi: ukunikezwa okuthembekile kwamadivayisi wendawo yokuthengisa.
- Abasebenzi abafanelekile: qiniseka ukuthi baqeqeshelwe ukuphatha ukuthengiselana nemibuzo yamakhasimende.
- Compliance: qinisekisa ukuthi bahlangabezana nezidingo zomthetho nezokulawula.
3. Ukwehlukaniswa Kwezindleko zokuqala isitolo se-Mpesa
- Idivayisi yendawo yokuthengisa: izindleko ziyahlukahluka ngokuya ngedivayisi.
- Izinto zokubeka uphawu: Ksh. 15,000 isitolo ngasinye.
- I-Float: Ubuncane be-Ksh. 100,000 isitolo ngasinye.
- Ukuqasha, ugesi, ne-inthanethi kuyahlukahluka ngokuya ngendawo nokusetshenziswa.
- Amaholo abasebenzi ziyahlukahluka kuye ngeziqu kanye nenombolo.
- Okuxubile izindleko ezifana nezinto zokubhala, ezokuthutha, njll.
4. Izinhlobo Namazinga Ama-ejenti we-Mpesa
- Ama-Super-ejenti, enenkontileka ngokuqondile neSafaricom, ingasebenzisa izitolo eziningi.
- Ama-sub-ejenti, inkontileka nama-super-ejenti, asebenza endaweni ethile.
- Amazinga: ithusi, isiliva, igolide, neplatinamu, ngokusekelwe kumkhawulo wokuntanta kanye nowokwenziwa.
5. Inqubo Yokufaka Isicelo Nokubhalisa
- Thola ifomu lesicelo kwaSafaricom.
- Gcwalisa imininingwane yomuntu siqu neyebhizinisi, futhi unamathisele imibhalo edingekayo.
- Khokha imali yesicelo neyokubhalisa.
- Linda isibuyekezo seSafaricom kanye nokukhuthala okufanele.
- Uma kuvunyiwe, sayina inkontileka, ukhokhe imali yokubhalisa, futhi uthole amathuluzi adingekayo.
- Vula i-akhawunti ye-Mpesa bese uqala ukunikeza amasevisi.
6. Amakhomishini kanye Nenzuzo
- Zuza amakhomishini ngokusekelwe kumthamo wokwenziwe kanye nevelu.
- Amanani ayahlukahluka kumadiphozithi kanye nokuhoxiswayo kumakhasimende abhalisiwe nangabhalisiwe.
- Inzuzo incike ohlotsheni lwe-ejenti, umthamo wokwenziwe, indawo, ukuncintisana, kanye nekhwalithi yesevisi.
Ithebula elingezansi libonisa amanani ekhomishini ezinhlobo ezahlukene zezinsizakalo ezihlinzekwa ama-ejenti akwa-Mpesa kusukela ngoDisemba 2024:
Ikhomishini Ye-ejenti Ye-Mpesa Emayelana Nediphozithi
💳 Amabhendi ediphozithi (Ksh) |
📊 Ikhomishini yomenzeli (Ksh) |
50 - 100 |
4 |
101 - 510 |
8 |
511 - 1,010 |
9 |
1,011 - 1,510 |
10 |
1,511 - 2,510 |
11 |
2,511 - 3,510 |
12 |
3,511 - 5,010 |
14 |
5,011 - 7,510 |
20 |
7,511 - 10,010 |
28 |
10,011 - 15,010 |
40 |
15,011 - 20,020 |
55 |
20,021 - 25,020 |
71 |
25,021 - 30,020 |
87 |
30,021 - 35,020 |
103 |
35,021 - 40,020 |
119 |
40,021 - 45,020 |
135 |
45,021 - 50,020 |
150 |
50,021 - 60,020 |
190 |
60,021 - 70,000 |
190 |
Ikhomishini Yomenzeli We-Mpesa mayelana Nokuhoxiswa Kwemali
💳 Ibhendi yokwenziwe (Ksh) |
📊 Ikhomishini, Amakhasimende Abhalisiwe (Ksh) |
📊 Ikhomishini, Amakhasimende Angabhalisiwe (Ksh) |
10 - 49 |
N / A |
N / A |
50 - 100 |
5 |
N / A |
101 - 500 |
8 |
8 |
501 - 1,000 |
10 |
10 |
1,001 - 1,500 |
12 |
12 |
1,501 - 2,500 |
15 |
15 |
2,501 - 3,500 |
20 |
20 |
3,501 - 5,000 |
25 |
25 |
5,001 - 7,500 |
30 |
30 |
7,501 - 10,000 |
35 |
35 |
15,001 - 20,000 |
60 |
60 |
20,001 - 25,000 |
65 |
65 |
25,001 - 30,000 |
70 |
70 |
35,001-40,000 |
100 |
NA |
40,001 - 45,000 |
150 |
NA |
45,001 - 50,000 |
180 |
NA |
50,001 - 70,000 |
200 |
NA |
Inzuzo yakho yanyanga zonke izoncika ezintweni ezimbalwa ezifana nalezi:
- Uhlobo nezinga le-ejenti oyiyo
- Inombolo nenani lemisebenzi oyenzayo
- Indawo: - indawo kanye nosayizi wesitolo sakho
- Ukuncintisana kanye nesidingo sezinsizakalo ze-Mpesa endaweni yangakini
- Ikhwalithi: – ukusebenza kahle kanye nekhwalithi yokulethwa kwezinsiza zakho
- Ukuphathwa nokumaketha kwesitolo sakho
Ngakho-ke, kubalulekile ukuhlela nokuqapha ukusebenza kwebhizinisi lakho njalo futhi wenze izinguquko njengoba kudingeka ukuze wandise amathuba akho okwenza inzuzo.
7. Amathiphu Okuphatha Isitolo Somenzeli We-Mpesa
- Qinisekisa ukuntanta okwanele ngaso sonke isikhathi.
- Qondisa okwenziwayo nsuku zonke futhi ubike ukungqubuzana.
- Gcina amadivaysi okuthengiswayo kanye nezinto zokubeka uphawu.
- Qeqesha abasebenzi ukuze uthole isevisi esebenza kahle futhi enobuchwepheshe.
- Qinisekisa ukuthi izinyathelo zokuphepha zikhona.
- Hlala uthobela izimfuneko zomthetho nezokulawula.
- Gada ukusebenza kwebhizinisi njalo futhi ufune impendulo kumakhasimende.
- Nyusa isitolo ngokusebenzisa iziteshi ezahlukene.
8. Izinselele kanye Nezingozi
- Ukukhwabanisa nokweba.
- Isikhathi sokuphumula.
- Ukuncintisana.
- Izinguquko zokulawula.
Isiphetho
I-Mpesa yithuba lebhizinisi elinenzuzo nelivuzayo eKenya elingakusiza ukufeza izinhloso zakho zezezimali.
Vakashela Iwebhusayithi.
Izici
Amabhonasi Amakhodi
Isilinganiso
BHALISA
1
- Qala ukuhweba nge-$1
- Thola inzuzo efinyelela kuma-95%
- Izinkokhelo ezisheshayo
- $ 10 idiphozi encane
- Ukukhishwa okuncane okungu-$10
Kodwa-ke, ukuze uqale futhi usebenzise isitolo somenzeli we-Mpesa ngempumelelo, udinga ukuhlangabezana nezidingo ezithile, ulandele izinqubo ezithile, futhi unqobe izinselele ezithile.
Sithemba ukuthi le ndatshana ikunikeze umhlahlandlela ocacile futhi ophelele wokuthi ungasiqala kanjani isitolo se-ejenti ye-Mpesa eKenya 2024.
Uma unemibuzo noma ukuphawula, sicela ukhululeke Xhumana nathi. Sikufisela konke okuhle ohambweni lwakho lwe-Mpesa! 😊
I-comment récupérer l'argent de paiement sur m-pesa quand kumenzeli we-une sim ??
Ngidinga ukubhalisa i-m-pesa
Hawu!!!Ngifunde okuningi futhi kuzosiza ekuyiqaliseni…..ithuba elihle ngesenzo.Bravoo
Naombeni acssecs ya kutengeza wakala wa mpesa
Ngifuna lowo mugqa ohlanganisiwe ube i-ejenti encane