Phakathi Kwamasheya Namabhondi Yini Engcono Kakhulu Yokutshala Imali Kuyo?

 

3 years ago ngaqala inkampani endlini yami yokulala.

Izixazululo ze-Fintoe Mega.

Awukaze uzwe ngayo ngoba yafa ngokushesha nje lapho izalwa futhi yabhaliswa.

Kepha njengoba silapha, kungani ngingakutsheli ukuthi uFintoe ubekhuluma ngani?

Wanna ukuqagela?

Noma ubani?

Noma kunjalo…

Ngabe ibhizinisi elenzelwe egumbini lokulala lingaba yini?

Ha.

I-Fin-toe (kusuka eminweni nasezinzwaneni) bekufanele ibe ngumkhiqizo wobuhle wokuzicwala nokuzilungisa.

Kungaba njengegilavu ​​yomunwe nozwane esetshenziswa kuyo ama-salon aphezulu lapho usebenzisa i-Cutex noma i-nail polish.

I-angle yami yalokhu bekuwukusiza ukwenza inqubo ye-mani-kid ibe nekhono ngangokunokwenzeka.

Futhi ukunciphisa isikhathi sokufaka isicelo ngepolish ngesigamu ngenkathi sigcina ukuphelela kanye neklasi.

Ngaphezu kwakho konke, umkhiqizo wami uvikela ama-cuticle kusuka ku-smear emnyama yepholishi.

Uma uyintokazi futhi uyakwazi engikushoyo, le yingxenye lapho ukhipha ikhala lakho ebhizinisini lami ubuze,

“Kodwa UKenn, uze kanjani nomqondo wobulima obungaka? Bengicabanga ukuthi ungumfana okhaliphile ”

hehe

Ngabe ukususa izipikili akuzona yini okwenza kahle kangaka?

Ngiyazi.

Ngicabanga ukuthi ngangikhungatheke kakhulu ngesipikili somkami esasiphukile esasidinga ukulungiswa nokupholishwa - kangangoba ngenkathi sisokola ukumsiza; Ngilahlekile.

Ngithole isidingo kanye nomkhiqizo wokusiza abanye besifazane abazabalaza nesicelo se-nail polish esiphelele.

Kuyavela, bengingalungile. Ukuchitheka kwezipikili zesipikili kungenye yezizathu zokuthi kungani kusungulwe izimbambo zokususa izipikili.

Sekuphele iminyaka emithathu ngiliyekile iphupho. 

Futhi muva nje, bengicabanga, ukuthi uma ngibona lokhu kuze kube sekugcineni; bekuzoba yini ngalo mkhiqizo?

Bamba lowo mcabango.

Isingeniso Kumasheya.

Kwesinye isikhathi ngiyalahleka ngicabanga ukuthi mhlawumbe uFintoe usezoba sesigabeni sokukhula.

Manje sizobe sisezinhlelweni zokuzama ukuthola imali eyengeziwe ukuze sikhule, sinwebe, sikhulise i-inventory yethu, noma senze izinto ngokuzenzakalelayo.

Futhi ngaphandle kokuboleka imali ukuxhasa izindleko zebhizinisi, iyiphi indlela engcono esingaba nayo kunokuthengisa amasheya amaFintoe ngasese?

Ake ngikuveze ngokushesha kulokhu engikushoyo.

Ngiqonde ukuthi, lapho inkampani idinga ukukhulisa imali inganquma ukukhipha amasheya. Lokhu kusho ukunikela ingxenye ethile yobunikazi bayo kubatshalizimali abanentshisekelo.

UFintoe ubengeke ahluke?

Kepha, yini eyenza isitoko?  

Amasheya enziwa amayunithi amancane abizwa ngokuthi amasheya.

Isabelo ngasinye simele ubunikazi benkampani.

Amasheya angakhishwa esidlangalaleni noma ngasese.

Uma kukhishwe esidlangalaleni, bona trade ezinkundleni zokushintshisana ngesitoko njengeNairobi Securities Exchange (NSE), NASDAQ, noma iNew York Stock Exchange.

Lapho ikhishwa ngasese, ibanjwa yiqembu elincane labantu.

Ukubuyela emuva enkampanini yethu iFintoe; futhi sicabanga ukuthi sikhule futhi safika ezingeni lokuthengisa amasheya;

Uma uthenga isabelo eFintoe ngasese ubuyobe ungumnikazi wale nkampani.

Phakathi kwamanye amalungelo, uzothola ilungelo lokuvota ebhodini labaqondisi. Futhi uthole isabelo sakho senzuzo ngezilinganiso ezilinganayo.

Amaqiniso Mayelana nokuhweba Amasheya 

Ngeke uzuze inzalo enhlokodweni yakho etshaliwe futhi inkampani oyitshala kuyo ngeke ikwazi ukukhokha imali yakho oyisebenzisile.

Kodwa-ke, uzoba nobunikazi obuncane benkampani noma ngabe iyantanta noma iyabusa.

Uma isitoko osifaka imali sikhula, imali yakho eyikhulu nayo izokhula.

Manje, lokhu kukhula kubaluleke kakhulu ngoba kungenye yalezo zindlela ezilula ozokwenza ngazo amasheya okuhweba ngemali.

Lapho inkampani isabalalisa inzuzo kubanikazi bamasheya, uzokwenza imali ngendlela yezabelo.

Izingozi Ezibandakanyekile Kumasheya Angabanini

Lapho uthenga isitoko,

Ngaphandle kokuba nesiqiniseko sokuthi sizothola izabelo ekupheleni konyaka; sihlala sithemba ukuthi intengo yesitoko nayo iyakhuphuka ukuze senze imali eyengeziwe ekubongeni imali yethu.

Sonke siyayazi ukuthi iphetha kuphi le ndaba.

Kwesinye isikhathi esikhundleni sokukhula kwenani lamasheya ethu, ayama. Kwezinye izikhathi ziwela ngaphansi kokulindelekile bese silahlekelwa yimali.

Futhi iqiniso liwukuthi, ungalahlekelwa ngisho ne-100% yenhloko-dolobha yakho esitokisini esisodwa.

Ayikho i-Safety Net ekuhwebeni kwesitoko

Izindaba ezimbi nakakhulu ukuthi, kunezici eziningi ezithinta ukuhamba kwamasheya. Izinto ezingenza izitoko zenkampani ziwe kabi.

Izici ezifana:

1. Ukwehluleka komugqa womkhiqizo obalulekile 

Nesibonelo seFintoe Mega Solutions futhi;

Ukucabanga nge-pedicure kit kungumkhiqizo wethu oyinhloko. Futhi kukhombise amandla amakhulu ekuthengisweni nasenzalweni enkulu oyitshalile esitokisini seFintoe.

Kwathi ngaphandle kokuqaphela, umkhiqizo waqala ukulahlekelwa yi-traction. Kwaqala ukuwela ekuthengisweni. Futhi ilahlekelwe inani layo lemakethe ngokuhamba kwesikhathi.

Ucabanga ukuthi kwenzekani esitokisini sakho kulesi sigaba?

Inani le capital yakho liyehla futhi. Futhi okwamanje, akukho zabelo eziqinisekisiwe.

2. Ummeli Ophikisana Nenkampani.

Futhi kuthiwani uma uFintoe engena ezinkingeni ngomthetho? Izinkinga zafaka inkampani emacaleni anzima okuyiphoqa ukuthi ikhokhele ummangali isizumbulu semali.

Ngabe ucabanga ukuthi kuzokwenzekani esitokisini?

Zizokwehla futhi zingase zibe yize ngokuhamba kwesikhathi.

Ungawunciphisa Kanjani Ubungozi Lapho Ukuhweba Amasheya 

Sekukonke okushiwo, usafuna ukwazi ukuthi kungani osozigidigidi kanye nezakhamizi manje ezijwayelekile zisabeka engcupheni imali ekuhwebeni kwamasheya.

Elula,

Ngoba baye bafunda izindlela zokunciphisa izingozi ezihilelekile ekuhwebeni kwamasheya

Futhi ngenxa yokuthi kunemali eningi ongayenza esitokisini ngokuhamba kwesikhathi kunenzalo eyanele yokuthola ku-akhawunti yasebhange evamile.

1. Tshala Izitoko Ngezikhwama 

Ubuwazi ukuthi uma utshala imali esitokisini ngezimali:

• Inqubo yenziwe lula
• Ukhululeke ekukhetheni amasheya ngamanye
• Abaphathi bezikhwama bochwepheshe basiza ukuqhuba iphothifoliyo
• Izingozi ezibandakanyeka ekutshaleni imali esitokisini ziyasatshalaliswa
• Futhi ungakhetha ingxenye ethile ongatshala kuyo imali. isb amandla!

Kodwa ziyini lezi zimali zokutshala izimali futhi zibukeka kanjani?

A isikhwama semasheya, noma isikhwama sezimali, yisikhwama esifaka imali ezitokisini, esibizwa nangokuthi ukuphepha kwezimali. Izimali zesitoko zingaqhathaniswa nezimali zebhondi nezemali. Izimpahla zesikhwama ngokuvamile zisesitokweni, nenani elithile lemali, ngokuvamile elincane kakhulu, ngokungafani namabhondi, amanothi, noma ezinye izibambiso. Lokhu kungaba isikhwama sokubambisana noma ukushintshana-traded isikhwama. Inhloso yesikhwama sokulingana ukukhula kwesikhathi eside ngokuzuza kwemali… Wikipedia

Ungatshala Kanjani Amasheya ku-Nairobi Securities Exchange

” Ungakwenza noma yikuphi. Konke okudingayo uhlelo lokusebenza lwe-Abacus. Lolu hlelo lokusebenza ikuvumela ukuba trade isitoko ku-NSE ngemali encane njenge-KES. 1000. Thenga amasheya ngokuphindaphinda kwe-Ksh. 100, 500… kuye ngevelu yesheya ngalinye ku-NSE” quote=” Ukutshala isitoko eKenya manje kulula. Ungakwenza noma yikuphi. Okudingayo i-Abacus App. Lolu hlelo lokusebenza ikuvumela ukuba trade isitokwe ku-NSE okuncane njenge-KES. 1000. Thenga amasheya ngeziphindaphindwe zeKsh. 100, 500… ”theme =” isitayela3 ″]

Ukuqonda Amabhondi 

Yini amaBond?

Cabanga ukuthi ubekhona lapho ngiqala umunwe wami nenkampani yokugoqa izinzwane.

Cabanga nje ubona i-prototype yami nokucabanga kwami:

Hewu! Kenn, lokhu kungasebenza. Maningi amandla kulo mkhiqizo.

Bese kuthi ngoba ngishilo ukuthi ngidinga imali mboleko yakwaKsh. 50,000 ukubona izinto ngokusebenzisa; uthatha isinqumo sokungena uzotshala i-Ksh. 50,000.

Njengamanje ngijabule, ibhizinisi lami lizokhula. Futhi uyajabula futhi ngoba njengengxenye yesivumelwano sethu, ngizobuyisela i-Ksh. 50,000 ekupheleni kwesikhathi esithile. Yisho iminyaka engu-3 yokuhlala). Yebo ngentshisekelo.

Kucatshangwa ukuthi inzalo okuvunyelwene ngayo ingu-10% ngonyaka; khona-ke ekupheleni kweminyaka emi-3, kufanele uthole i-Ksh. 65,000 kusuka kimi.

Leyo yinhlokodolobha yakho yaseKsh. 50,000 nenzuzo kaKsh. 15,000.

Kodwa ngeke ulinde iminyaka emi-3 ukuze uthole imali yakho? Lesi sivumelwano ngeke sibe nokungalungile kuwe. Ngakho-ke siyavuma ukuthi ngikhokha inzalo kusengaphambili - njalo ngonyaka (2,500 ngemva kwezinyanga eziyisi-6). Nenhloko-dolobha ekugcineni. Lokhu kusho ukuthi inkokhelo yokugcina izoba ngu-Ksh. 52,500.

Ngokwesimo esihlukile 

Ungathi, UKenn, Angikwazi ukukhokhela yonke imali (Ksh. 50,000).

Ngemuva kwalokho ngivume ukuthatha noma yini encane onayo bese ngicela imali esele kwabanye abatshalizimali abanentshisekelo.

Noma yini kodwa Ksh. 1.000.

Noma kunjalo, imigomo yesivumelwano izohlala ifana.

• Iminyaka emithathu yokubuyisela imalimboleko
• Imali ngayinye ekhokhwayo yenziwa njalo ngonyaka
• Ezingeni lenzalo le-10%.

Phakathi Kwamasheya Namabhondi, Yini Engcono Kakhulu Yokutshala Imali Kuyo?

Ukutshala imali kumasheya kucishe kufane nokutshala imali kumabhondi. Lezi zimali ezimbili ziyahambisana. Futhi yingakho abatshalizimali abaningi bekhetha ukuba nobabili kuphothifoliyo efanayo yokutshala imali.

Uma ufunda okuthunyelwe kwami ​​kwangaphambili okunesihloko Uma uneminyaka engama-30 ngaphandle kokutshalwa kwezimali yilokhu okwenzayo okungalungile; lapho-ke kufanele wazi esethulweni sami ukuthi ngangimzonda umkami ephakamisa ukuthi imali yethu ibe ngamabhondi kuphela hhayi amasheya njengoba kuyingozi ukubeka eceleni.

Ukuhlanganisa lokhu, amasheya nezibopho ngokuvamile yizimali eziyinhloko kunoma iyiphi iphothifoliyo. Okunye: - njengokheshi, impahla noma ingcebo ingumhluzi nje.

Umakwe Nge: izitokisi zifana kanjani • Ngingaqala kanjani uku trade ekushintshaneni kwezokuphepha eNairobi? • Ngenza kanjani trade izibopho eKenya • Ngenza kanjani trade amasheya eKenya? • isebenza kanjani amasheya nama-bond • nokutshala imali esitokisini nasezibophweni eKenya • amasheya nama-bond for dummies • amasheya nama-bond ukuthi ungatshala imali kanjani • amasheya kanye nokubopha eKenya • amasheya kanye nokubopha okutshala imali eKenya • Ukuhweba ngamasheya • amasheya vs izibopho Kenya • ukuhweba ku-NSE • ukuqonda izibopho • ukuqonda amasheya • lapho ungathenga khona amasheya nama-bond