Uhlu Lwezinhlelo Zokusebenza Zemalimboleko Yeselula e-Kenya 2022 (kanye namakhodi e-USSD)

Ufuna izinhlelo zokusebenza zemalimboleko yeselula eKenya? Ungabe usabheka okunye! Kulokhu okuthunyelwe kwebhulogi, sizohlinzeka ngohlu olubanzi lwazo zonke izinhlelo zokusebenza zemalimboleko yeselula eKenya. Lolu hlu luhlanganisa kokubili amabhange amakhulu kanye nabadlali abancane ku uhlelo lokusebenza lwemalimboleko yeselula imboni.

Sizophinde sinikeze ulwazi ngakunye uhlelo lokusebenza lwemalimboleko yeselula, njengamazinga enzalo nemibandela yokukhokha. Ngakho-ke noma ngabe ufuna imali ebolekiwe encane noma enkulu yeselula, sikukhavelile!

Ngaphambi kokuthi siqale, ake sibheke izinhlobo zemali mboleko ezitholakala eKenya.

1). Izimalimboleko zezinhlelo zokusebenza zomuntu siqu e-Kenya (okunikezwa amabhange)

Izimalimboleko zomuntu siqu ziyimalimboleko engavikelekile enikezwa abantu ngabanye ngezizathu ezihlukahlukene, njengokuhlanganiswa kwezikweletu, ukuthuthukiswa kwekhaya, noma izindleko zokwelashwa. Izilinganiso zenzalo emalini ebolekiwe yomuntu siqu ziyahlukahluka ebhange nebhange.

2). Imali mboleko yebhizinisi (enikezwa amabhange)

Iyini imali mboleko yebhizinisi? Imali mboleko yebhizinisi wuhlobo lwemalimboleko enikezwa amabhizinisi amancane ngenhloso yokukhulisa noma ukuqala ibhizinisi. Njengemali ebolekiwe yomuntu siqu, amanani enzalo kanye nemibandela yokukhokha emalimboleko yebhizinisi iyahlukahluka ebhange nebhange.

3). Izimalimboleko zezinhlelo zokusebenza ezizenzakalelayo e-Kenya (Inikezwa Amabhange, I-Microfinance, Nabadayisi Bezimoto).

Imali mboleko yezimoto iwuhlobo lwemali mboleko evikelekile esetshenziselwa ukuthenga izimoto. Ukukhokhwa kwemali mboleko yezimoto kusakazwa kusukela eminyakeni emi-3 kuye kweyisi-7 futhi izintshisekelo zabo ziyahlukahluka kuye ngokuthi uthenga imoto entsha, imoto eseceleni, uhlobo lwemoto, kanye nenani.

4). I-Mobile Apps Loans e-Kenya (ihlinzekwa izinhlelo zokusebenza zeselula)

Kuyini ukuboleka kweselula?

Ukubolekwa kweselula kubhekisela esenzweni sokuhlinzeka ngeselula izikweletu ngezinhlelo zokusebenza zeselula. imali ebolekiwe yamaselula incane kakhulu, imali mboleko yeselula engavikelekile engakhokhwa ngamapulatifomu emali ephathwayo afana ne-M-Pesa. (Okwengeziwe ngemalimboleko yeselula kamuva).

5). Imali ebolekiwe yabafundi (ehlinzekwa ngamabhange kanye neBhodi Lemalimboleko Yemfundo Ephakeme).

Imali mboleko yomfundi wuhlobo lwemalimboleko enikezwa abafundi abafunda ekolishi noma enyuvesi. Izinga lenzalo nemibandela yokukhokha imali ebolekiwe yabafundi iyahlukahluka ebhange nebhange kanye nesikhungo ngesikhungo.

Futhi ngokuvamile ikhokhelwa ngemva kokuba umfundi esethole umsebenzi.

6). I-Payday Loans (Nginikeze imali yami encane nontanga).

Imali mboleko yosuku lokukhokha yimali mboleko yesikhathi esifushane, engavikelekile evame ukukhokhwa ngosuku lokukhokha olulandelayo lomboleki. Izinga lenzalo nemibandela yokukhokha yemali mboleko yosuku lokukhokha iyahlukahluka kuye komabolekisi, kodwa ngokuvamile iba phezulu kakhulu.

7). Izikweletu ze-Shylock (ezinikezwa abantu bebhizinisi).

Izimali mboleko ze-Shylock ziyimalimboleko evikelekile enikezwa osomabhizinisi kubantu abadinga imali isikhathi esifushane. Izinga lenzalo nemibandela yokukhokha emalini ebolekiwe ye-shylock iyahlukahluka kuye komabolekisi, kodwa ngokuvamile iba phezulu kakhulu.

Ungakwazi ukuthola imali ebolekiwe ye-shylock uma une-smartphone, ikhompyutha ephathekayo, ifenisha, izinto zikagesi, i-logbook, noma amatayitela.

8). Imalimboleko ye-logbook (enikezwa yi-microfinance)

Izimalimboleko ze-logbook ziwuhlobo lwemali mboleko evikelekile enikezwa abantu abadinga imali isikhathi esifushane. Izilinganiso zenzalo kanye nemibandela yokukhokha emalimboleko ye-logbook iyahlukahluka kuye komabolekisi, kodwa ngokuvamile iba phezulu kakhulu.

Ungakwazi ukuthola imali ebolekiwe ye-logbook uma unemoto, iveni, noma isithuthuthu futhi uma wehluleka ukukhokha, umbolekisi uzokuthengisa isibambiso sakho.

Izikweletu zamaselula eKenya.

Yize kukhona imali ebolekiwe yanoma yini eKenya, kulokhu okuthunyelwe sizogxila kuphela emalini ebolekiwe enikezwe uMpesa.

Lezi kungaba imali ebolekiwe ekhishwa amabhange kodwa ithunyelwe kwa-M-Pesa noma imali mboleko ekhishwe izinhlelo zokusebenza zemalimboleko.

Ngezansi abanye bababolekisi abaphezulu eKenya kanye nohlobo lwemali mboleko abayinikezayo.

Izikweletu Eziphezulu Eziyi-10 Ezinikezwa Amabhange E-Kenya.

Igama	Inani elincane lemalimboleko nge-(KES)	Inani eliphezulu Lemalimboleko nge-(KES).	Isikhathi sokukhokha	Ikhodi ye-USSD yokubolekwa kwebhange	Uhlelo Lokusebenza Lwemalimboleko Yeselula ku-Playstore
I-Kenya Commercial Bank (Imalimboleko ye-KCB Vooma)	1,000	300,000	izinsuku 30	* 522 #	Uhlelo lokusebenza lwe-KCB
I-Equity Bank (Imalimboleko ye-Eazzy)	1,000	3,000,000	izinsuku 30	* 247 #	Uhlelo lokusebenza lwe-Eazzy
I-CBA Loop	0	3,000,000	I-6 ezinyangeni ze-36	* I-488 # noma i-654 #	Uhlelo lokusebenza lwe-loop
Absa (Timiza Loan)	50	1,000,000	izinsuku 30	* 224 #	Uhlelo lokusebenza lwe-Timiza loan.
I-Coop Bank (Mcoop Cash Loan)	1,000	500,000	Usuku olu-1 kuye ezinyangeni ezi-3	* 667 #	Uhlelo lokusebenza lwe-Mcoopcash.
I-Sidian Bank (Q Loans)	-	500,000	12 izinyanga	* 527 #	Uhlelo lokusebenza lwe-Sidian Vibe
I-Faulu Microfinance Bank (i-Digi Loan)	-	-	-	* 339 #	Uhlelo lokusebenza lwe-Faulu Digicash
Ibhange Lomndeni (i-PesaPap Loan)	-	-	izinsuku 30	* 325 #	I-PesaPap, uhlelo lokusebenza lweBhange Lomndeni
Inkampani yezezimali yezindlu yaseKenya Ltd (HF Whiz)	1,000	50,000	izinsuku 30	* 618 #	Uhlelo lokusebenza lwe-HF Whiz Loan

Izikweletu Zeselula ezihlinzekwa ngabakwaSafaricom eKenya.

1. Mshwari
2. Fuliza
3. KCB- MPesa

• Imali Ebolekiwe Yeselula Ehlinzekwa ngabakwaShylocks eKenya.
• Imali mboleko yosuku lokukhokha ikhokhelwe kwa-Mpesa eKenya.

Imali mboleko yeselula ehlinzekwa yizinhlelo zokusebenza zemalimboleko e-Playstore.

Uhlelo lokusebenza lwemalimboleko	Inani elincane lemalimboleko (KES).	Inani eliphakeme lemalimboleko (KES).	Isikhathi sokukhokha imali mboleko	Ikhodi ye-USSD yokuboleka
Uhlelo lokusebenza lwe-Branch Loan	250	70,000	kusuka ezinsukwini ezingama-62-180	N / A
Uhlelo lokusebenza lwe-Zenka Loan	500	20,000	kufika ezinsukwini ezingama-61	* 841 #
Uhlelo lokusebenza lwe-Utunzi loan	300	100,000	kufika ezinsukwini ezingama-365	N / A
I-Tala Loan App	500	50,000	kufika ezinsukwini ezingama-61	N / A
Uhlelo lokusebenza lwe-Okash Loan	1,500	500,000	kufika ezinsukwini ezingama-30	NA
Okoa Mia App	100	900	kufika ezinsukwini ezingama-5	* 682 #
Uhlelo lokusebenza lokubolekwa kwe-Bayes	800	30,000	kusuka ezinsukwini eziyi-14 kuye kwezingama-30	* 879 #
Uhlelo lokusebenza lwemalimboleko ye-Okolea	500	250,000	kufika ezinsukwini ezingama-28	* 842 #
Mfanisi	200	25,000	kufika ezinsukwini ezingama-30	N / A
Pesa Pata	-	20,000	kufika ezinsukwini ezingama-30	* 269 #

Kunezinto eziningi izinhlelo zokusebenza zokubolekwa kweselula ku-Playstore yaseKenya, kodwa akubona bonke abafanele isikhathi sakho.

Kulesi sigaba, sizogxila phezulu kuphela izinhlelo zokusebenza zokubolekwa kweselula ezinikeza amanani enzalo angcono kakhulu kanye nemibandela yokukhokha.

Ngezansi kunohlu lwezinhlelo zokusebenza eziphezulu zokubolekwa kweselula eKenya.

1). I-Zenka Loan App

I-Zenka iwuhlelo lokusebenza lwemalimboleko yeselula olunikeza imalimboleko yeselula engavikelekile kubantu abadinga imali isikhathi esifushane.

Izilinganiso zenzalo nemibandela yokukhokha emalimboleko yeselula ye-Zenka ilungile futhi imali mboleko egunyaziwe ithunyelwa ku-Mpesa ngokushesha.

Ungakwazi ukuvikela imali ebolekiwe yeselula yakwaZenka uma une-smartphone ye-Android futhi uma uneminyaka engu-18 nangaphezulu.

Ukufaka isicelo semali mboleko yeselula kwaZenka, landela lezi zinyathelo ezingezansi:

• Faka uhlelo lokusebenza lwemalimboleko ye-Zenka ku-Google Playstore.
• Bhalisa usebenzisa inombolo yakho yeselula futhi ugcwalise iphrofayela yakho ngokunikeza imininingwane efana neNombolo kamazisi Kazwelonke, izinga lemfundo, indawo yokusebenza, njll..
• Lindela ukugunyazwa futhi uma kuvunyiwe, imali mboleko yeselula izothunyelwa ku-akhawunti yakho yemali yeselula ye-M-Pesa ngokushesha.
• Qaphela: Inani elincane ongaliboleka kwaZenka ngu-Ksh 250 kuyilapho inani eliphezulu ongaliboleka lingu-Ksh 50,000.

Ungasifaka kanjani isicelo se-Zenka Loan Ngekhodi ye-USSD.

Ngisho nangaphandle kwe-smartphone, usengafaka isicelo semalimboleko yeselula yeZenka.

Ukufaka isicelo, landela izinyathelo ezingezansi:

Shayela * 841 #.

1. Faka i-PIN yakho enezinombolo ezi-4.
2. Khetha okuthi [Nweba] futhi uhlole ulwazi mayelana nezindleko zemali mboleko kanye nesikhathi.
3. Khetha owodwa wemigomo etholakalayo.
4. Linda SMS isaziso.

2). I-Tala Loan App

I-Tala ingolunye uhlelo lokusebenza lwemalimboleko yeselula olunikeza imali mboleko yeselula engavikelekile kubantu abadinga imali isikhathi esifushane.

Ungathola okufika ku-KSh 30,000 ngemizuzu kanye nengxenye engcono kakhulu? Umkhawulo wakho wemalimboleko uzolokhu ukhuphuka uma uqhubeka ukhokha ngokungaguquki nangesikhathi.

Ungasifaka kanjani isicelo semalimboleko ye-Tala usebenzisa imali mboleko yezinhlelo zokusebenza eKenya

Landa futhi ufake uhlelo lokusebenza lwemalimboleko yeselula ye-Tala kusuka ku-Playstore.

Uma isifakiwe, vula uhlelo lokusebenza lwemalimboleko yeselula bese ubhalisa usebenzisa inombolo yakho yeselula.

Gcwalisa iphrofayela yakho ngokunikeza imininingwane efana neNombolo kamazisi Kazwelonke, izinga lemfundo, indawo yokusebenza, njll..

Lindela ukugunyazwa futhi uma kuvunyiwe, the imali mboleko yeselula izothunyelwa ku-akhawunti yakho yemali yeselula ye-M-Pesa ngesikhathi esifushane.

Ungasifaka kanjani isicelo se-Tala Loan Ngekhodi ye-USSD.

I-Tala ayinayo ikhodi ye-USSD, nokho-ke, ungasebenzisa ifoni yakho ye-Kabambe ukuxhumana noTala ngekhodi yabo ye-SMS ethi 21991.

3). Igatsha Lokusebenza Lokubolekwa Kweselula

Uhlelo lokusebenza lwegatsha lwemalimboleko yeselula lunikeza imalimboleko yeselula efika ku-KSh 70,000.

Izilinganiso zenzalo nemibandela yokukhokha ilungile futhi imali mboleko yeselula egunyaziwe ithunyelwa ku-Mpesa ngemizuzwana.

Usifaka Kanjani Isicelo Sokubolekwa Kwegatsha Nge-Smartphone.

Uma une-smartphone ye-Android, landela lezi zinyathelo ezingezansi:

Dawuniloda futhi ufake uhlelo lokusebenza lokubolekwa kweselula ku-Playstore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula futhi ugcwalise iphrofayela yakho ngokunikeza imininingwane efana neNombolo kamazisi Kazwelonke.

Linda ukugunyazwa futhi uma kuvunyiwe, imali mboleko yeselula izothunyelwa ku-Mpesa phakathi nemizuzwana.

Usifaka Kanjani Isicelo Semalimboleko Yegatsha Ngekhodi ye-USSD.

I-Branch International ayinayo ikhodi ye-USSD, okusho ukuthi akunakwenzeka ukuthola imali ebolekiwe yeselula evela eGatsheni ngaphandle kwekhodi ye-USSD.

4). Izwe Loan App

I-Izwe yisikhungo sezikweletu kuphela esihlinzeka ngemalimboleko yokukhokha engavikelekile kubo bonke abasebenzi bakahulumeni, amalungu e-TSC eKenya kanye nezinkampani ezizimele kanye nezikhungo ezizimele.

Usifaka kanjani isicelo se-Izwe Loan Nge-Smartphone.

Uma une-smartphone ye-Android, landela lezi zinyathelo ezingezansi:

Dawuniloda futhi ufake uhlelo lokusebenza lokubolekwa kweselula ku-Playstore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula futhi ugcwalise iphrofayela yakho ngokunikeza imininingwane efana nesifunda ohlala kuso, Inombolo kamazisi, kanye nanoma yiluphi olunye ulwazi oludingekayo.

Uma usuqedile, linda ukugunyazwa futhi uma kuvunyiwe, imali mboleko yeselula izothunyelwa kwa-Mpesa ngemizuzwana.

Usifaka kanjani isicelo se-Izwe Loan Ngekhodi ye-USSD.

Uma ungenayo i-akhawunti, ungakhathazeki, usengafaka isicelo semali mboleko yeselula e-Izwe ngekhodi ye-USSD ye-IDwe.

Ukufaka isicelo, landela izinyathelo ezingezansi:

Vula okokudayela kweselula yakho bese udayela ikhodi ye-USSD 48369 #. bese ukhetha isevisi ofisa ukuyithola.

Uzothola umlayezo wokuqinisekisa ukuze uqhubeke noma ukhansele.

Uma ukhetha ukuqhubeka, i-ejenti izokushayela inalo lonke ulwazi mayelana nezidingo ezidingekayo nokuthi imalimboleko izokhishwa kanjani.

5). I-Haraka Mobile App Loan

I-Haraka ikunikeza imalimboleko esheshayo ye-nano ekhokha ngqo ku-wallet yakho yeselula phakathi nemizuzu.

The uhlelo lokusebenza lweselula yakhelwe ukubhekelela izidingo zakho ezincane eziphuthumayo ngaphandle kwesidingo sokugcwalisa amafomu ezicelo amade.

Ungasifaka Kanjani Isicelo Semalimboleko Yohlelo Lokusebenza Lwe-Haraka Nge-smartphone Yakho.

Uma une-smartphone ye-Android, landela lezi zinyathelo ezingezansi:

Dawuniloda futhi ufake uhlelo lokusebenza lokubolekwa kweselula ku-Playstore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula bese uqedela iphrofayela yakho.

Uma usuqedile, linda ukugunyazwa futhi uma kuvunyiwe, imali ebolekiwe yeselula izothunyelwa kwa-Mpesa kungakapheli imizuzu.

Ungasifaka Kanjani Isicelo Semalimboleko Yohlelo Lokusebenza Lwe-Haraka Ngekhodi ye-USSD.

Imalimboleko ye-Haraka ayinayo ikhodi ye-USSD. Ungafaka isicelo semalimboleko yeselula kuphela kwa-Haraka usebenzisa i-smartphone yakho ye-Android.

6). Uhlelo lokusebenza lweselula lwe-Chapchap Loan

Uhlelo lokusebenza lwemalimboleko yeselula ye-Chapchap lunikeza imalimboleko yeselula ukusuka ku-Ksh 500 kuya ku-Ksh 50, 000 ngaso leso sikhathi nge-Mpesa

Imibandela yokukhokha inobungane futhi indawo yokubolekwa kweselula iyashesha futhi ifanelekile.

Usifaka Kanjani Isicelo Sokubolekwa KwaChapchap Nge-Smartphone Yakho.

Uma une-smartphone ye-Android, landela lezi zinyathelo ezingezansi:

Dawuniloda futhi ufake uhlelo lokusebenza lokubolekwa kweselula ku-Playstore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula, bese uqedela iphrofayela yakho.

Uma usuqedile, linda ukugunyazwa futhi uma kuvunyiwe, imali ebolekiwe yeselula izothunyelwa kwa-Mpesa kungakapheli imizuzu.

Usifaka Kanjani Isicelo Semali mboleko yeselula yakwaChapchap Ngekhodi ye-USSD.

Isahluko uhlelo lokusebenza lweselula alunayo ikhodi ye-USSD. Ungafaka isicelo semalimboleko yeselula kuphela kuhlelo lokusebenza lweselula lwe-Chapchap usebenzisa i-smartphone yakho ye-Android.

7). Uhlelo lokusebenza leselula le-Timiza loan

I-Timiza loan mobile uhlelo lokusebenza luyisevisi yemalimboleko yeselula ehlinzekwa yibhange le-Barclays.

Ayisheshi futhi ilula kuphela kodwa futhi inikezela ngemalimboleko ethengekayo yeselula kumakhasimende.

Ungasifaka Kanjani Isicelo Semalimboleko Yeselula ye-Timiza Nge-smartphone Yakho.

Uma une-smartphone ye-Android, landela lezi zinyathelo ezingezansi:

Dawuniloda futhi ufake uhlelo lokusebenza lokubolekwa kweselula ku-Playstore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula bese uqedela iphrofayela yakho.

Uma usuqedile, linda ukugunyazwa futhi uma kuvunyiwe, imali ebolekiwe yeselula izothunyelwa kwa-Mpesa kungakapheli imizuzu.

Usifaka Kanjani Isicelo Semalimboleko Yeselula ye-Timiza Ngekhodi ye-USSD.

Ukufaka isicelo semali mboleko yeselula ngohlelo lokusebenza lwemali mboleko yeselula ye-Timiza, landela lezi zinyathelo ezingezansi:

Vula okokudayela kweselula yakho bese udayela 848# Imali ebolekiwe Ubude besikhathi Ezinyangeni #. Isibonelo, uma ufuna ukuboleka u-Ksh 30, 000 izinyanga eziyi-12, uzodayela 88899*__*12*.

Uzothola umlayezo wokuqinisekisa ukuze uqhubeke noma ukhansele.

8). Okolea Loan App

Uhlelo lokusebenza lwemalimboleko yeselula ye-Okolea lunikeza imali mboleko yeselula kubo bonke abantu baseKenya ngamanani enzalo athengekayo.

Uhlelo lokusebenza lwemalimboleko yeselula yakhelwe ukubhekelela izidingo zakho ezincane eziphuthumayo ngaphandle kwesidingo sokugcwalisa amafomu ezicelo amade.

Ungasifaka Kanjani Isicelo Sohlelo Lokusebenza Lwemalimboleko Ye-Okolea Nge-smartphone Yakho.

Uma une-smartphone ye-Android, landela lezi zinyathelo ezingezansi:

Landa futhi ufake uhlelo lokusebenza lwemalimboleko yeselula kusuka ku-Playstore.

Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula bese uqedela iphrofayela yakho.

Uma usuqedile, linda ukugunyazwa futhi uma kuvunyiwe, imali ebolekiwe yeselula izothunyelwa kwa-Mpesa kungakapheli imizuzu.

Ungasifaka kanjani isicelo sohlelo lokusebenza lwe-Okolea Loan Ngekhodi ye-USSD.

Ukufaka isicelo se imali mboleko yeselula ngohlelo lokusebenza lweselula lwe-Okolea, landela lezi zinyathelo ezingezansi:

Vula okokudayela kweselula yakho bese udayela *842# bese ulandela imiyalelo.

Uyobe usuthola umlayezo wokuqinisekisa ngemva kokufaka isicelo semalimboleko yakho. Futhi uma kuvunyiwe, eyakho imalimboleko izothunyelwa ku-Mpesa yakho isikhwama.

9). Mshwari Loan.

Uhlelo lokusebenza lwemalimboleko yeselula yakwaMshwari luhlinzekwa yiCommercial Bank of Africa (CBA) futhi lungenye yemalimboleko ethandwa kakhulu eKenya.

Uhlelo lokusebenza lwemalimboleko yeselula lunikeza amaKenya imali mboleko esheshayo ngaphandle kwesidingo sokugcwalisa amafomu ezicelo amade.

Usifaka Kanjani Isicelo Semalimboleko Yeselula yakwaMshwari Nge-smartphone Yakho.

Dawuniloda futhi ufake i-app yemalimboleko yeselula yakwaMpesa kwa-Playstore.

Ngena ngemvume bese uzulazula ukuze "ukhule" ekhoneni elingezansi kwesokudla lohlelo lokusebenza bese ukhetha uMshwari.

Okulandelayo, khetha inani lemalimboleko bese ucela noma yiliphi inani lemalimboleko.

Usifaka Kanjani Isicelo Semalimboleko Yeselula yakwaMshwari Ngekhodi ye-USSD.

• Dayela * 334 # bese ukhetha imalimboleko namasevisi (inketho 4).
• Okulandelayo khetha inketho 2 (Mshwari).
• Manje khetha imalimboleko @9% izinsuku ezingama-30 (inketho 3).
• Cela imalimboleko. Inketho 1.
• Faka inani lemalimboleko, isibonelo, i-Ksh. 10,000 bese uthumela.
• Faka i-PIN yakho bese uthumela.
• Imalimboleko yakho izokhokhwa ngokushesha.

10). I-KCB Mpesa Loan

Uhlelo lokusebenza lwemali mboleko yeselula ye-KCB Mpesa luhlinzekwa yibhange le-KCB futhi lidume njengemalimboleko ye-Mpesa.

Usifaka Kanjani Isicelo Semalimboleko Yeselula ye-KCB Mpesa Nge-smartphone Yakho.

• Dawuniloda futhi ufake i-app yeselula ye-Mpesa e-Playstore.
• Bhalisa usebenzisa inombolo yakho yeselula, qinisekisa inombolo yakho yeselula bese uqedela iphrofayela yakho.
• Uma usuqedile, chofoza inkinobho yokukhulisa ezansi kwesokudla sohlelo lokusebenza.
• Okulandelayo, khetha i-KCB Mpesa.
• Chofoza inkinobho yenani lemalimboleko ukuze ucele imali mboleko.

Usifaka Kanjani Isicelo Semalimboleko Yeselula ye-KCB Mpesa Ngekhodi ye-USSD.

• Dayela * 334 # bese ukhetha imalimboleko namasevisi (inketho 4).
• Okulandelayo khetha inketho 3 (KCB Mpesa).
• Manje khetha imalimboleko @9% izinsuku ezingama-30 (inketho 3).
• Cela imalimboleko. Inketho 1.
• Faka inani lemalimboleko, isibonelo, i-Ksh. 10,000 bese uthumela.
• Faka i-PIN yakho bese uthumela.
• Imalimboleko yakho izokhokhwa ngokushesha.

Izinhlelo zokusebenza zokubolekwa kweselula - FAQ's

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Iyini imali mboleko yeselula?

Isikweletu sikamakhalekhukhwini siyimali ebolekiwe yesikhashana, engavikelekile ekhishwa bese ibuyiselwa kusetshenziswa umakhalekhukhwini. Izimali mboleko zeselula zaziwa nangokuthi imali mboleko yemali yeselula noma imali mboleko ye-M-Pesa.

Yiziphi izidingo zezinhlelo zokusebenza zokubolekwa kweselula eKenya?

Izidingo zemalimboleko yeselula eKenya ziyahlukahluka kuye ngomboleki kodwa ngokuvamile, uzodinga ukuthi okungenani ube neminyaka eyi-18 ubudala, ube ne-ID evumelekile nenombolo yomakhalekhukhwini, futhi ube ne-akhawunti esebenzayo ye-M-Pesa.

Ngiyikhokha kanjani imali mboleko yami yeselula?

Uzokhokha imali mboleko yakho yeselula usebenzisa umakhalekhukhwini wakho. Ngokuvamile uzothola isikhumbuzi senkokhelo nge-SMS ngaphambi kokuthi ukhokhelwe.

Ukuze wenze inkokhelo, uzodinga ukuya kumenyu yakho yemali yeselula bese ukhetha inketho ye-'Lipa NA M-Pesa'.

Ukusuka lapho, uzofaka inombolo yokukhokha imali mboleko kanye nenani ofisa ukulikhokha. Uma usuyiqinisekisile inkokhelo, imali mboleko yakho yeselula izokhokhwa.

Ithini inzalo kuzinhlelo zokusebenza zokubolekwa kweselula eKenya?

Izinga lenzalo yemali mboleko yeselula eKenya lisuka ku-12% liye kuma-36%. Kubalulekile ukuqhathanisa izilinganiso zenzalo ezinikezwa ababolekisi abahlukene ngaphambi kokufaka isicelo semali mboleko yeselula.

Ngingakwazi yini ukubolekwa imali yeselula uma ngizisebenza?

Abanye ababolekisi beselula bangase banikeze imali mboleko yeselula kubantu abazisebenzayo, kodwa kungcono ukuthi uhlole nomabolekisi othile ukuze ubone ukuthi bayayihlinzeka yini le sevisi.

Ingakanani imali ebolekiwe yeselula engingayiboleka?

Imali mboleko yeselula ephezulu ongayiboleka izohluka kuye ngomboleki kodwa imvamisa isukela ku-Ksh. 500 kuya ku-Ksh. 50,000.

Ngingakwazi ukuvuselela imali mboleko yami yeselula ngaphandle kohlelo lokusebenza?

Kuya ngomboleki weselula kodwa abanye ababolekisi beselula bayakunikeza ukuvuselelwa kwemali mboleko.

Ngingakwazi yini ukubolekwa imali yeselula uma nginesikweletu esibi?

Abanye ababolekisi beselula bangase banikeze imali mboleko yeselula kubantu abanezikweletu ezimbi, kodwa kungcono ukuthi uhlole nomabolekisi othile ukuze ubone ukuthi bayayihlinzeka yini le sevisi.

Iluphi uhlelo lokusebenza olungcono kakhulu lwemalimboleko yeselula eKenya?

Ayikho impendulo elingana yonke yalo mbuzo njengoba uhlelo lokusebenza olungcono kakhulu lwemalimboleko yeselula kuwe luzoncika ezidingweni zakho nezimo zakho.

Sincoma ukuqhathanisa izinketho zokubolekwa kweselula ezitholakala kubabolekisi abahlukene ngaphambi kokuba wenze isinqumo.

Yiziphi izinhlelo zokusebenza zemalimboleko yeselula ezidume kakhulu eKenya?

Izinhlelo zokusebenza ezidume kakhulu zemalimboleko yeselula eKenya yi-M-Pesa, i-KCB Mpesa, nezinhlelo zokusebenza ze-Equity zokubolekwa kweselula.

Umakwe Nge: *841# imali ebolekiwe ku-inthanethi • Izinhlelo zokusebenza zokubolekwa kwemali eKenya ngaphandle kwezimali zokubhalisa • Izinhlelo zokusebenza ezingcono kakhulu zemalimboleko eKenya • izinhlelo zokusebenza ezingcono kakhulu zokubolekwa kweselula ezingavikelekile • ikhodi ye-sms yokubolekwa kwegatsha • izikweletu zokwakha eKenya • eazzy loan imigomo nemibandela • izikweletu ezisheshayo zangempela • uhlelo lokusebenza lwemalimboleko esheshayo • Imali mboleko yamahhala • ngingayithola kanjani i-zenka loan ngokusebenzisa i-sms • ngiwubheka kanjani umkhawulo wami wokubolekwa kwe-zenka • ungayithola kanjani imalimboleko ye-timiza ngaphandle kwe-smartphone • kanjani Hack loan zokusebenza • Imalimboleko Esheshayo eKenya • ingabe i-zenka isanikeza imali mboleko • izwe loans ussd code • ifomu lesicelo semalimboleko yengonyama • Izinhlelo zokusebenza zemalimboleko eKenya ngaphandle kwe-CRB • imali mboleko ngaphandle kokuphepha e-kenya namuhla • Uhlelo lokusebenza lwemalimboleko yeselula eKenya • izinhlelo zokusebenza zokubolekwa kweselula eKenya • imali mboleko yeselula usebenzisa amakhodi we-ussd e-kenya • Izinhlelo zokusebenza ezidume kakhulu zemalimboleko yeselula eKenya • Izinhlelo zokusebenza ezintsha zokubolekwa kwemali eKenya • isicelo semalimboleko ye-okash • uhlelo lokusebenza lwemalimboleko ye-okolea • imalimboleko esheshayo ye-inthanethi ye-mpesa • amakhodi we-ussd wemali mboleko yeselula e-kenya • uhlelo lokusebenza lokubolekwa kwe-utunzi • Ifomu lesicelo semalimboleko ye-zenka