Ukukhulisa Imali vs Ukwenza Imali: Ikuphi Okulula?

Impendulo yalo mbuzo ingase ibonakale isobala, kodwa iqiniso liwukuthi kukhona okuhle nokubi kukho kokubili.

Ukukhulisa imali kungaba lula kwezinye izimo ngoba kukuvumela ukuthi ukwazi ukulawula inqubo. 

Kodwa-ke, okubi kakhulu ukuthi uzodinga ukuyeka ukulingana noma uthathe isikweletu okusho ubunikazi obuncane benkampani yakho. 

Ukwenza imali kuyindlela enhle uma ungafuni ukunikeza noma yibuphi ubunikazi benkampani yakho, kodwa kungase kube nzima nabanye oqhudelana nabo abaningi laphaya bezama into efanayo.

Ukukhulisa imali akuwona neze umsebenzi olula. 

Udinga ukwazi ukuthi izinsiza zakho zikuphi, ukuthi ungathola malini, nokuthi yini onganikela ngayo uma uhwebelana. 

Ngakolunye uhlangothi, ukwenza imali ngokuvamile kulula!

Uma unomkhiqizo noma isevisi efunwa abantu, kusho ukuthi uthole amakhasimende azothenga kuwe ngentengo enengqondo kubo bobabili abathintekayo.

Lokhu okuthunyelwe kwebhulogi kuhlola umehluko phakathi kwalezi zindlela ezimbili ukuze abanikazi bamabhizinisi bathole ukuthi iyiphi okufanele bayisebenzise lapho bethula iphrojekthi yabo elandelayo!

Izindlela Zokukhulisa Imali kanye Nobuhle Nebubi Bazo

a). I-Bootstrapping

I-Bootstrapping yilapho umnikazi webhizinisi esebenzisa ukonga kwakhe siqu noma imali evela emalimboleko yasebhange ukuze asekele iphrojekthi

buhle: 

Ayikho ingozi yokulahlekelwa ukulingana, akukho ukuyeka ubunikazi kubatshalizimali

Ungu-100% olawulayo

Ungakwazi ukugwema izikweletu

bawo: 

Kungathatha isikhathi eside ukusuka phansi ngaphandle kosekelo lwangaphandle, akwenzeki kuwo wonke umbono webhizinisi

Izinqumo ezinzima ngoba nawe uyi-akhawunti yakho yasebhange futhi unemali elinganiselwe.

Uzodinga ukonga kakhulu izindleko ukuze ukwazi ukwelula

Kudinga impumelelo esheshayo noma kungaba nzima kakhulu ukubona umbono wenkampani uqedwa

b). I-Crowdfunding

I-Crowdfunding yilapho umnikazi webhizinisi esebenzisa umphakathi wakhe (abangane, umndeni, abantu angabazi) ukutshala enkampanini yakhe

buhle: 

Ungagcina ubunikazi obugcwele benkampani yakho

Ithola imali ngokushesha ngephrojekthi yakho

bawo: 

Kungaba nzima ukuthola abantu abanele emkhunjini ngombono, ikakhulukazi abantu ongabazi. Lokhu kungakwenza kube inselele kakhulu ukufinyelela umgomo wakho wezezimali

Kungase kudingeke uyeke ukulawula inkampani ethile noma unikeze izikhuthazo/imiklomelo ukuze wenze abantu babe nesithakazelo

Iyanyusa ingcindezi yokuthi uphumelele ngoba baningi abantu abatshaliwe enkampanini

c). Uhambo olukhulu

I-Venture Capital yilapho umnikazi webhizinisi ethatha imali kubatshalizimali abafuna ukubona imbuyiselo ekutshaleni kwabo

buhle: 

Ungathola imali oyidingayo ngokushesha futhi ube nezinsiza ezengeziwe onazo ngenxa yabatshalizimali

Awudingi ukuyeka ukulingana noma ungene ezikweletini

bawo: 

Ulahlekelwa ukulawula okuthile kwenkampani njengoba iphethwe ibhodi labaqondisi

Uma ungenalo irekhodi eliqinisekisiwe, kungaba nzima ukuthola abatshalizimali ebhodini ngombono wakho

Kufanele uyeke iphesenti lokulingana kwenkampani yakho okusho ubunikazi obuncane

d). Ukuxhaswa Ngezimali Kwezikweletu

Ukuxhaswa ngezimali kwezikweletu yilapho uthatha imali ebolekiwe ebhange noma kwesinye isikhungo esibolekisayo

buhle: 

Ungathola imali oyidingayo ngokushesha futhi ube nezinsiza ezengeziwe onazo ngenxa yemalimboleko

Awudingi ukuyeka ukulingana noma ungene ezikweletini

bawo: 

Unesibopho sokukhokha imali ebolekiwe nenzalo

Imigomo yemalimboleko ingase ingavuni

Ungalahlekelwa yinkampani yakho uma ungakwazi ukubuyisela imali oyibolekile

e). Abangane nomndeni

Abangane nomndeni bangaba umthombo omuhle kakhulu wokuxhasa ngezimali ibhizinisi lakho

buhle: 

Awudingi ukukhokha imali nenzalo

Bangase bazimisele kakhulu ukukusiza kunebhange noma esinye isikhungo esibolekayo

bawo: 

Kungase kungabi khona imali eyanele etholakalayo kubangani nomndeni ukuze kuxhaswe ibhizinisi lakho

Imigomo yemalimboleko ingase ingavuni

Ungalahlekelwa ubudlelwano uma ungakwazi ukukhokha imali oyibolekile

Izindlela Zokwenza Imali kanye Nobuhle Nebubi Bazo

Esikhundleni sokuqongelela imali, ungazama nokwenza imali. Kunezindlela eziningana zokwenza lokhu, futhi ngayinye inobuhle bayo nobubi bayo.

a). Qala Ukuhweba Nge-inthanethi

Ukuhweba oku-inthanethi ukuthengwa nokudayiswa kwezibambiso, ezifana namasheya, ngenkampani yomthengisi noma indawo yokuhweba online.

buhle: 

Ungakwazi qala ukuhweba ngokushesha futhi akudingeki uyeke ukulingana noma ungene ezikweletini

Kunezinketho ezimbalwa ezibhekelela wonke amazinga abatshalizimali

Ungakwazi trade kusuka noma yikuphi emhlabeni

bawo: 

Ukuhweba kuyingozi - ungalahlekelwa imali ngokushesha okukhulu

Udinga ukwazi ukuthatha izinqumo ezisheshayo

b). Tshala Ebhizinisini

Uma utshala imali ebhizinisini, uba yingxenye yaleyo nkampani futhi wabelane ngenzuzo nokulahlekelwa kwayo.

buhle: 

Ungaba yingxenye yebhizinisi okholelwa kulo

Uzoba nokulawula okwengeziwe esiqondisweni sebhizinisi lakho

Ungasebenza nethimba elabelana ngombono wakho nothando lwakho

bawo: 

Ukutshala imali ebhizinisini kuthatha isikhathi esiningi nomzamo

Udinga ukuyeka ukulingana noma ungene ezikweletini ukuze utshale imali

c). Qala Ibhizinisi Eliku-inthanethi

Uma unombono omuhle, ukuqala ibhizinisi eliku-inthanethi kungase kulunge kuwe.

buhle: 

Awudingi ukuyeka ukulingana noma ungene ezikweletini

Ungaqala ngokushesha futhi noma kuphi emhlabeni

Kunezinsiza ezimbalwa zokukusiza ukuthi uqalise

bawo: 

Kufanele uzenzele yonke into, okungadla isikhathi futhi kucindezele

Ngisho noma uphumelele ekwenzeni imali ku-inthanethi, kungase kuthathe isikhathi eside ngaphambi kokuba ubone lokho kubonakala ku-akhawunti yakho yasebhange

d). Qala ibhulogi

Ibhulogi yiwebhusayithi lapho wabelana khona ngemicabango nemibono yakho ngezihloko ezahlukahlukene nomhlaba.

buhle: 

Awudingi ukuyeka ukulingana noma ungene esikweletini ukuze uqale ibhulogi

Kuyashesha futhi kulula ukuqalisa, ikakhulukazi uma yonke into isivele isethelwe wena ngumhlinzeki wakho we-web host

Ungasebenza noma kuphi emhlabeni

bawo: 

Kufanele uzenzele yonke into, okungadla isikhathi futhi kucindezele

Ngisho noma uphumelele ekwenzeni imali nge-inthanethi ngebhulogi yakho, kungase kuthathe isikhathi eside ngaphambi kokuba ubone lokho kubonakala ku-akhawunti yakho yasebhange.

Ungase futhi uqale isitolo se-e-commerce noma uthengise imikhiqizo ku-Amazon noma ku-eBay ukuze uthole ukusakazwa kwemali okwengeziwe.

e). Thengisa Amasevisi Akho Kumakhasimende

Abantu bavame ukucabanga ngokusebenza ngokukhululeka njengendlela yokwenza imali uma uyidinga noma uphakathi kweminye imisebenzi, kodwa abantu abaningi bathembele emalini abayitholayo abasebenza ngokukhululeka isikhathi esigcwele futhi benza kahle kakhulu kuyo.

buhle: 

Ungaqala ngokushesha futhi akumele uyeke ukulingana

Ulawula ukuthi ungakanani umsebenzi owenzayo futhi ungasetha isimiso sakho

bawo:  

Kunzima ukuqalisa i-freelancing uma ungenayo isipiliyoni noma iphothifoliyo, yingakho kungase kube usizo ukwenza amaphrojekthi athile ozimele ngenkathi usebenza isikhathi esigcwele komunye umsebenzi ukwakha lokho.

Ungase ungabi nawo umsebenzi ngaso sonke isikhathi, okungenzeka ungaqageleki futhi ucindezele

f). Thengisa Izinto ku-eBay noma e-Amazon

Uma unezinto ezindala ezilele endlini yakho ongasazisebenzisi noma ongasazidingi, kungani ungazithengisi ku-eBay noma e-Amazon? Ungase futhi uqale isitolo se-e-commerce.

buhle: 

Kulula ukuqalisa

Ungaqala ngokushesha futhi noma kuphi emhlabeni

Kunezinsiza eziningi zokukusiza ukuthi uqalise

bawo: 

Kungase kungabi lula ukwenza imali uma ungenayo izinto eziningi ongazithengisa

Udinga ukutshala isikhathi namandla ekusetheni isitolo sakho futhi usimakethe ngendlela efanele

g). Thengisa Izinto Zakho Ezidala ku-Craigslist

Ukuthengisa izinto zakho ezindala kuyindlela enhle yokwenza imali uma uyidinga.

Ungathumela izikhangiso mahhala esigabeni “sokuthengiswayo” se-Craigslist, noma uma uthengisa izinto ezinkulu ungasebenzisa isistimu yakho yengxoxo ye-inthanethi futhi uhlele i-aphoyintimenti nabantu abanentshisekelo.

buhle: 

Kulula ukuqalisa

Ungaqala ngokushesha futhi noma kuphi emhlabeni

Kunezinsiza ezimbalwa zokukusiza ukuthi uqalise

bawo: 

Ungase ungabi nezinto ozozithengisa ngaso sonke isikhathi, okungase kungabikezeleki futhi kucindezele

Abantu bangase bangafuni ukuthenga izinto zakho ezindala, ikakhulukazi uma zingekho esimeni esihle

Udinga ukutshala isikhathi namandla ekusetheni isikhangiso sakho futhi uxhumane nabathengi

h). Qasha Igumbi Endlini Yakho

Uma unekamelo elengeziwe endlini yakho, ungaliqashisa kumuntu odinga indawo yokuhlala.

buhle: 

Ungaqala ngokushesha futhi noma kuphi emhlabeni

Kunezinsiza eziningi zokukusiza ukuthi uqalise

Ungenza imali eningi uma unegumbi eliyisipele elidingeka kakhulu

bawo: 

Ungase ungabi nalo njalo igumbi eliyisipele, okungenzeka ukuthi ungaqageleki futhi ucindezele

Udinga ukutshala isikhathi namandla ekusetheni isikhangiso sakho futhi uxhumane nabangase baqashe abantu

Ukukhulisa Imali vs Ukwenza Imali: Isinqumo

Ukukhulisa imali kulula kakhulu kunokwenza imali.

Lokhu kungase kubonakale njengento engavamile ukusho, kodwa kuyiqiniso. Kungaba lula njengokucela ukheshi abangani nomndeni wakho noma ukuya ebhange nokufaka isicelo sokubolekwa imali. 

Okuwukuphela kwengxenye enzima mayelana nokukhulisa imali ukukholisa omunye umuntu ukuthi kufanele akunike ukheshi wakhe!

Ukwenza imali ngakolunye uhlangothi ngokuvamile kudinga ukucabanga okuhlakaniphile, okungeyona inqubo elula njalo.