Loans Chap Chap App | Borrow Small Loans Without Security.

Loans Chap Chap is offered by iTech Developers Finance

Products and services.

1. Mobile loans.

How to get Loans Chap Chap.

1.  Download the Loans Chap Chap app from Playstore.
2.  Create an account or login if you already have an account.
3.  Complete your profile and submit for review.
4. Fill out our loan application in the Loans Chap Chap mobile app.
5. Verify your Loan application.
6.  Once the loan is approved it is disbursed to your mobile phone.

If you don’t have a smartphone or active internet, you can access an alternative loan by Zenka by dialing the USSD code *841# on your phone and following the prompts.

How to repay your loan with Loan..

1.  Repay your loan with M-PESA through Loans Chap chap Pay bill No. 593796, the mobile phone number you signed up with being the account number.
2. You may repay the loan any time on or before it is due date, you may either make partial payments provided you clear the loan balance before it is due date.

Loan terms and conditions.

1. A late fee of 8% of the principal amount and interest may be applied to loans past due date.
2. There is no minimum period for repayment.
3. You can increase your loan limit up to Ksh. 50,000.00 by consistently keeping the App installed and making your loan repayments on time.
4. The interest rate is 5%-15% of the principal amount.
5. The interest rate chargeable on your loan depends on your repayment preference.

Interest Rates.

• The 7-day repayment period attracts an interest rate of 5%.
•  The 14-day repayment period attracts an interest rate of 7.5%.
• 21-30days repayment period attracts an interest rate of 10%.
•  30-60days repayment period attracts an interest rate of 12.5%.
• Over 60days repayment period attracts an interest rate of 15%

To contact Loans Chap Chap, you can: –

1. email at [email protected].

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