PesaFlash app is a product of Firch international company limited.
Sign up through a quick and seamless process and start receiving loans straight to your M-Pesa with the PesaFlash loan app.
This loan app is a fast, convenient, and reliable way to access credit when you need it.
The only requirements to get this easy loan are: –
- Must be aged between 21 and 60 years.
- Be a Kenyan citizen with a valid national ID.
- Have a smartphone.
- A Safaricom registered number with Mpesa.
- Not listed on CRB.
How to get a loan from PesaFlash by Feature Phone (kabambe) for non-smartphone users;
Unfortunately, you can not borrow a loan from PesaFlash if you do not have internet access and a smartphone.
As an option, dial the USSD code *841# and follow the prompts to get a loan from Zenka.
- This service can only be accessed by Safaricom subscribers.
How to apply for PesaFlash loan.
- Get your smartphone and turn your data bundle on.
- Go to Google Play Store or Apple store to Download the PesaFlash App.
- Now go to the app on your phone and register.
- You will secure your identity in 3 simple steps.
- Receive your loan within minutes straight to your M-Pesa account.
How to Repay Your Loan.
It is very important to repay your loan on time to increase your loan limit.
To repay your PesaFlash loan, you can use the Mpesa pay bill or Mpesa Express.
For the Mpesa paybill follow the steps:
- Go to your M-Pesa Menu.
- From your M-Pesa menu select Lipa na M-Pesa.
- Select the Pay Bill option.
- Enter the business number 623333.
- Enter your registered phone number as the account number.
- Then enter your payment amount.
- Enter your M-Pesa PIN.
- Finally, confirm that all details are correct and press OK.
Alternatively, you can repay your loan using M-Pesa Xpress.
- Go to the PesaFlash loan app and Click Pay loan.
- Now enter your M-pesa Pin on the M-pesa tool kit that will appear on your screen.
- Fill in your Mpesa details and click OK.
Note that you can repay your loan in full or make regular payments before your due date, from the date of your loan disbursal.
This will also increase your loan limit.
PesaFlash Loan Limit.
Currently, Pesaflash offers loans as low as KSh 2,000, and the maximum amount they offer is up to KSh 50,000.
PesaFlash Loan term.
The shortest repayment period of your loan is 91 days while the longest is 180 days. You can pay this loan in installments.
PesaFlash Loan Interest Rate.
PesaFlash loan interest rate is 15.4% to 21% with an effective APR of 15.4% to 21%.
For instance, If the loan amount is KSh 2,000 and the loan term is 180 days. Therefore, the total Interest would be KSh 2000 by 0.00067 by 180 to get KSh 240.( 2000 x 0.00067 x 180 = KSh 240).
Its service charge is zero.
PesaFlash Privacy and Permissions.
PesaFlash strictly uses your information to verify your identity and create a credit score.
It never share your personal information with anyone except with strict permission from you.
PesaFlash Customer Service.
Available from Mondays to Saturdays from 8:30 am to 12:30 pm and 1:30 pm to 5:30 pm, via the following channels;
- Phone number: 0207651561.
- Email: email@example.com.
- WhatsApp: +254 768 028 057.
- Facebook: facebook.com/pesaflash.ksh.
- Instagram: instagram.com/pesaflash.ksh.
- Or Visit their website: pesaflash.co.ke.
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